Retirement Planning

Do You Have Too Much Money in Cash?

New data reveals that Americans are keeping a sizeable chunk of their assets in cash -- and losing out on returns as a result.<p>Back in February, we …

Investing

The 50 Best Annuities

By<p>July 21, 2018<p>Frank Burns, a manager at a commercial tire company in Spokane, Wash., has been the target of annuity sales pitches several times, but …

Retirement

Successfully Plan for Retirement With a Triple-Tax-Free Health Savings Account

Worried about rising medical costs? There's an investment account that can help.<p>Health savings accounts (HSAs) are tax-exempt trust accounts that pay …

Retirement

Think you'll live until age 95? You'd better save $100,000 extra for retirement

Healthcare expenses increase exponentially as you get older.<p>Did you know that once you've reached age 65, you have better than even odds of living until age 80? Your chances of living until 90 aren't that bad, either.<p>In fact, around one in five men and three in 10 women who've reached the age of 65 …

News (U.S.)

No retirement savings at 55? Here’s what to do

It’s no secret that many British adults in their 50s are finding themselves a bit short in the retirement savings department. For example, a recent …

Retirement

The Financial Advice Millennials and Gen Zers Want to Know (Infographic)

Having a grasp on your financials is tricky, but it's crucial if you want to be successful. And that starts with getting the right advice.<p>2 min read<p>Whether it’s saving for retirement or paying off credit card debt, money management can be a challenge. Of course, different people have different …

Finance

3 'Small Steps' To Take 'Giant Leaps' Towards Retirement Goals

Today, July 20, 2018, marks 49 years since man first stepped on the lunar surface. It was at that time Neil Armstrong uttered those now famous words…<p>“That’s one small step for a man; one giant leap for mankind.”<p>(Yes, he actually said “step for <i>a</i> man” and not “for man”, though it took over 35 years …

Retirement

Poll: What's the biggest threat to your potential inheritance? Family squabbles

Forget taxes. Your relatives are the ones who'll get in the way of your windfall from your rich aunt.<p>A poll by TD Wealth showed that 44 percent of attorneys, trust officers and accountants cited family conflicts as the biggest threat to estate planning.<p>TD Wealth surveyed 109 estate planning …

Business

3 Things I Do to Avoid Distractions When Working From Home

Working from home is a privilege many folks enjoy these days. And while it's nice to have the flexibility to work from the comfort of home, the one major drawback involved is the distraction factor.<p>Think about it: It's hard to get your job done when the couch beckons, there's bad TV to watch, and …

Social Media

How Millennials Can Retire in Their Early 60s

No one can say millennials aren't optimistic.<p>Even with the uncertainty that surrounds stock markets today, millennials think retiring by age 61 …

Retirement

How OfficeMax's former CEO lost more than $4 million, thanks to Wells Fargo's investment advice

Wells Fargo’s wealth management unit has been ordered to pay $8.6 million in damages and fees to a client — the former chief executive of retailer OfficeMax — who lost millions of dollars in risky Puerto Rico bonds recommended by his financial advisor.<p>Sam Duncan, the former CEO of both the office …

Finance

23% of Americans Are Making This Mistake. Are You?

Hint: It's all about the money -- or lack thereof.<p>If saving money were easier, perhaps more of us would do it. But it's hard to establish a healthy …

Personal Finance

If you aim to retire on £1 million, read this now

For many people, retiring with £1 million in an investment portfolio would be the ideal way to spend a retirement. If it is invested in high-yielding …

Investing

The Ten Commandments of the White Coat Investor

Do you want to reach financial independence? Of course you do. Do you want to get there in a reasonable amount of time? I’ll take it that’s a …

Retirement

CDs Are Among the Safest Investments for your IRA

A CD IRA is a combination of two things: a certificate of deposit (CD) and an individual retirement account (IRA). Those two things can be used …

Retirement

Does cost of living matter in retirement? Well, it matters when ranking best places to retire

So why do rankings of all sorts often vary widely?<p>View the creators of all those data-driven rankings like a chef.<p>Sure, selection and quality of …

Retirement

Don’t Let Your Love of Logos Become a Financial Faux Pas

If you don’t keep up with the Kardashians, here’s what you’re missing lately: Logos are back in fashion.<p>A few months ago, Kim Kardashian posed in …

Student Finance

Should Poor People Save For Retirement?

Andrew Biggs, American Enterprise Institute scholar (and fellow Forbes contributor) has a new article at the Washington Post, “State-run retirement plans are the wrong way to protect the poor,” in which he addresses the new auto-enrollment state-managed IRA plans.<p>Five states are launching plans to …

Retirement

Comic-Con 2018: All The Funko Pop Disney Exclusive Figures At SDCC

San Diego Comic-Con is upon us, and that means tons of reveal trailers, comic announcements, cosplay, and of course, exclusive Funko Pops. The collectible doodads have become a staple of the annual show, and this year it's offering a whopping 58 in all. Among them are some Disney homages that mix …

Comics

Advisors Who Travel Abroad Gain Better Cross-Cultural Understanding

When returning to the United States after spending time abroad, your perceptions change. You see the world differently, and that fresh perspective …

Business

ITR filings: As July 31 deadline draws nearer, here's how to do it

The deadline of July 31 for filing Income Tax Returns draws nearer, it is advisable to do it before time to avoid any last minute confusion. If you …

Income Tax

The Retirement Planning Show with Rick Nye - 07/21/2018

This week Rick is talking about the proverbial roller coaster ride of the stock market and how he would address the volatility of the market.

Stock Markets

EPFO Data Shows 4.4 Million Jobs Created in 9 Months till May

During May, the maximum number of enrolment of 2,51,526 were recorded in the age bracket of 18 to 21 years followed by 1,90,090 in 22 to 25 years age …

India News

How to Keep 2nd-Place Candidates Interested in Your Company

Every once in a lucky while, you'll reach the end of the interview process with two candidates who would both make a great addition to your company. While you might have a hard time deciding between them, ultimately something will tip the scales in one candidate's favor -- perhaps one has more …

Employment

An Intricate Look at How Social Security Will Be Funded Over the Next 10 Years

One of Social Security's three funding mechanisms will account for nearly 90% of its revenue by 2027.<p>As of June, approximately 62.5 million Americans …

Retirement

Trump rips Fed rate hikes, but investors expect Powell to stay the course

MARKETWATCH FRONT PAGE<p>Knee-jerk reaction aside, financial markets aren’t sweating President Donald Trump’s criticism of the Federal Reserve’s …

S&P Global

Man who retired at 35: Saving money won’t make you rich—here’s what will

Saving money is a little bit of an obsession of personal finance and early retirement bloggers. We fill the digital airwaves with wickedly creative …

Personal Finance

This Woman Found the Perfect Retirement Dream Job. Here's How You Can Too

Enjoy your passions, and make some extra cash.<p>When Leslie Cogswell stopped by Metolius Artisan Tea late last year, she was only looking to buy her …

Retirement

Nearly 1.7 Million Older Americans Will Never Receive a Social Security Benefit -- Here's Why

There are four categories of aged Americans who miss out on America's most important social program.<p>For tens of millions of Americans, Social …

Retirement

The 4% rule for retirement savings desperately needs to be modernized

The longstanding 4% rule was developed in the mid-1990s to answer the question, “How much can I safely withdraw from my retirement savings each year …

Retirement