Personal Finance

Want to save enough to retire in your 30s?

When you’re so good at saving money that you can retire at age 31, people understandably want to hear your money tips. That’s how Clark Howard ended up with his own radio show, where he takes consumers’ questions about all things personal finance.<p>As it often is, debt has been a popular topic …

Investing

16 common hidden fees and how to avoid them

Even when fees are disclosed, there is something about them that is both irritating and frustrating.<p>Why not show the total price upfront, with the fees clearly identified?<p>When consumers don't notice the buried charges until right before payment, or when fees are kept out of sight for months on end, …

Investing

How to win the game and retire in your 30s

When you’re so good at saving money that you can retire at age 31, people understandably want to hear your money tips. That’s how Clark Howard ended …

Investing

These Are The Most Affordable Places To Live Based On Your Actual Earnings

Enter your postcode to compare the average income in your area with rent and house prices.<p>To understand the full scale of Britain’s housing crisis you have to go local. And it’s not just about comparing house prices and rents across different regions.<p>We took average rents and house prices for areas …

Budgeting

7 Ultra-Cheap Value Stocks to Buy Now

What makes value stocks … well, values? When is a cheap stock actually inexpensive … and when is it just plain ol’ cheap?<p>When a company has size and …

Stocks

Should you and your partner combine finances? 3 common money mistakes — and how to talk about them

Talking about money or financial topics can be a conversational minefield. Even asking someone what they do for a living, if done the wrong way, may …

Money

The Home Office Tax Deduction: One of the Most Misunderstood (and Dangerous) Tax Breaks

According to the latest figures from the Bureau of Labor Statistics, 24% of employed people now do some or all of their work at home. Beyond the …

Taxes

Tobacco Giants Push New ‘Alternative Products’

The heat is on for tobacco and cigarette industry leaders to expand their products outside traditional markets in order to meet the evolving demands …

Tobacco

Millennials face a depressing conundrum: Is it worth saving $5 a month for retirement?

Six months ago, Erica Patella, a 23-year-old insurance representative at Cardinal Advisors in Raleigh, N.C., started saving money to open up an individual retirement account with just $20 a month.<p>It may not seem like much, but by stashing away even a little money every month she was able to open up …

Retirement

A home equity loan Is a smart choice as rates rise

In recent years, home equity loans have gone the way of boy bands. So last-century. In an era of low interest rates, home equity lines of credit and cash-out refinances have been the equity-tapping products of choice.<p>Home equity lines of credit, or HELOCs, have been popular because they usually are …

Investing

How to Start Investing With Just $100

Investing your money into the stock market and bonds isn’t something you do later; it’s something you start doing as early on in your life as …

Retirement

How to Save Money on All of Your Car Expenses

Owning a car is likely one of your largest personal expenses, and while it will always be one of the bigger expenditures on your personal budget, …

Investing

This Week In Credit Card News: Costco's Card Switch Has Paid Off; Beware Of Healthcare Data Breaches

<i>Costco’s Big Credit Card Bet Has Paid Off</i><p>Costco made a move in June 2016 that could have caused a massive disruption in its business. The company completed a plan to drop American Express and replace it with the Costco Anywhere Visa Card from Citi. It was a big risk by the company because it wasn’t …

Credit Cards

Great SPG Hotels to Stretch Points from SPG Amex Bonuses

Since the <b>Starwood Preferred Guest® Credit Card from American Express</b> and the <b>Starwood Preferred Guest® Business Credit Card from American Express</b> …

Hotels

Up, up, and away! Saving for a vacation

Are you planning on taking a vacation in the future? The experts at Fidelity Investments have financial tips on why you should start saving for that …

Investing

50 ways house hunters can get ready for homebuying season

Spring will very soon have sprung — which means “For Sale” signs will be in full bloom — and if you’re hoping to buy a home this year, get ready for a competitive market. Thanks to the Federal Reserve’s continuing rate hike teases and some economic improvements, you can expect to run into plenty of …

Investing

Cash Back, Miles Or 0%: How To Choose The Best Credit Card

Choosing a credit card can be overwhelming. To get the best deal, make sure you avoid the most common mistake: mixing your <i>spending</i> and <i>borrowing</i> on the same credit card<i>.</i> Credit cards that offer the best rewards generally have the highest interest rates. Credit cards with the lowest interest rates …

Credit Cards

The Newest U.S. Homeowner Is a 'Landlord Buyer'

The U.S. housing market is undergoing a significant change of ownership.<p>Home ownership in the U.S. has hit a 50-year low and, despite institutional …

Real Estate

5 ways your tax refund can make you richer and give you peace of mind

It's tax time! Despite the hassle of filing yourtaxes, tax season is still a great time for lots of people. Why? Because of the refund!<p>The IRS …

Investing

There’s more than one way to set up a dividend reinvestment plan

<b>Is there a significant advantage to enrolling directly in a dividend reinvestment plan (DRIP) with a company instead of enrolling in a DRIP offered by a brokerage? I currently have the latter but only because it’s much easier to set up. If the former is better, do you have any statistics about what</b> …

Stocks

Investor's Alpha: Proper Asset Allocation

Proper asset allocation is a dynamic process and not just the end result of the mixture of stocks, bonds, and cash.<p>Asset allocation should be guided …

Retirement Planning

A Japanese Fix for American Savings: 1.25 Percent Interest - Bloomberg

Savers, here's what it's come to: Barclays is bragging that its 1 percent interest on an online savings account is <i>12 times</i> the U.S. average.<p>Ugh.<p>Yes, …

Investing

Republicans Want You in a Health Savings Account. So Now What?

If you’ve been watching the debate in Washington over what is to become of our health insurance plans, you know that Republicans already disagree on a whole bunch of things. They’re not sure about what any new plan will cost. They’re not sure how any new tax credits should work or who should get …

Health Care

4 ways to stop stressing about money, according to a financial adviser

I've long held the position that even though we live in one of the wealthiest, most financially blessed countries ever, as a society, we also live a life of serious financial stress.<p>I often joke that it's probably less stressful to live in the rain forests of South America, hunting and gathering, …

Money

Twitter CEO Made $7M Stock Purchase This Month

Social network Twitter Inc. (TWTR) shares may be down more than 5% so far this year and nearly 40% lower than its IPO price, but that hasn’t stopped …

Markets

Estate agent fined £200k as house buyer falls down well

<b>An estate agent has been fined £200,000 after a prospective house buyer who was viewing a property fell into a 30ft (nine-metre) deep garden well.</b><p>The 39-year-old woman suffered head injuries in the fall in Malmesbury, Wiltshire, last April.<p>Swindon Magistrates' Court heard she stepped on to a wooden …

Real Estate

Life in Toronto: Her rent jumped by $950 per month

I’m pretty firm on suggesting people rent if they can’t properly afford the full cost of owning home, but the city of Toronto is pushing back. Rents there are soaring in a way that puts renters in the same position as owners in having to direct too much of their income to the cost of shelter.<p>A CBC …

Canada

Best Buys: 0% Introductory Purchase Rate - Credit Cards | Coffee House

This week’s Best Buys, provided by Moneyfacts, are 0% Introductory Purchase Rate Credit Cards. For more information on how these cards could work for you, read this Spectator Money article.<p>Subscribe to The Spectator today for a quality of argument not found in any other publication. Get more …

Investing

With Social Security, time and patience are worth it | Personal Finance

I just<p>visited my mother. She's 97. The trip over was short: She's in an assisted-living facility right across the street.<p>Today's report: She couldn't …

Retirement

Invest in MFs through demat to manage portfolio better

A demat account for mutual funds (MFs) is similar to that for shares. On subscription, the asset management company (AMC) or registrar and transfer …

Investing