Personal Finance

Making a Will Online: 3 DIY Options

A will ensures your possessions go to the right people after your death. You must compose yours carefully, but if your personal situation and estate …

Investing

You've never heard of these 5 classes — but their areas of study will boost your pay in the future

If you want the excitement of working in a growing industry, like renewable energy or artificial intelligence, you could try to strike out on your …

Investing

3 Ways to Quickly Boost Your Retirement Savings

Few people feel entirely confident they’re saving enough for retirement.<p>Why? The numbers can be vague — how long your savings will need to last; your cost of living in retirement; what the stock market will do between now and then. And money is tight, especially as U.S.household debt hits record …

Retirement

Why Your Credit Score May Go Up This July

Good news: Your credit score may be 10 to 40 points higher next month.<p>As the calendar flips to July, you may have more to look forward to than fireworks and Independence Day celebrations. Millions of Americans are poised to see a pop in their credit scores of anywhere from about 10 to over 40 …

Credit Scores

What To Do When You Owe Taxes You Can't Pay

<i>Yikes. A whopping tax bill appears and you can’t pay it all at once? What do you do? Our tax expert,</i> <i></i><i>Jim Blankenship, founder and principal at</i> <i></i><i>Blankenship Financial Planning</i> <i></i><i>in New Berlin, Ill., shows how to handle this dilemma:</i><p>For all your good intentions, you’ve found yourself in a position where …

Investing

Best 0% balance transfer credit cards and other smart tricks to saving money while paying off debt

Borrowing is back in the United States: Americans now have more outstanding debt loads than they did before the financial crisis, and many people are …

Investing

First-time buyers: four ways to capitalise on falling house prices

While investors and buy-to-let landlords are bemoaning the decline of house prices, there is one group which will be rubbing their hands – first-time buyers.<p>Last week, figures from Rightmove, the online estate agent, revealed the average asking price for British properties has fallen for the first …

Real Estate

How to Untangle Your Finances in a Divorce

Financial decisions get complicated amid the emotional upheaval of a split. “So many people say, ‘Oh, it’s going to be an amicable divorce,’ and …

Investing

From house to kids: The smartest things to do with your money in your 30s

Life is coming at you from all sides.Hrecheniuk Oleksii/Shutterstock.com<p>In your 20s, you probably checked off a lot of firsts: first job, first car, first apartment, perhaps.<p>Hitting the big 3-0 is often a turning point — life gets more complex, and your finances do too. Seemingly overnight, the …

Investing

Why Tracking Personal Cash Flow Is Important

One of the more critical aspects of financial planning and portfolio management, for both the client and the advisor, is to understand the client’s …

Financial Planning

How the EV Tax Credit Works

To take advantage of tax credits currently being offered on the purchase of electric or hybrid vehicles, first—obviously—you must buy or lease an electric vehicle or a plug-in hybrid for your own personal use.<p>If it’s an EV, the potential tax credit can be factored into a lease, so you can benefit …

Autos

The Importance of Understanding Family Net Worth

A family statement of net worth (balance sheet) is a powerful financial tool. A statement is easy to compute, updated quickly and offers a great way …

Investing

Simple Ways To Slash Your Inheritance Tax Bill

There are few more unpopular taxes in the UK than inheritance tax. Yet the latest figures from the government confirm that receipts from inheritance tax continue to rise, increasing to £5.1bn in the 12 months to May, up by around 9% on the £4.7bn collected in the same period the previous year. It’s …

Investing

Should you get a home loan over the Internet?

Are you thinking of buying a new house? Online home loans have pros and cons. Learn about online home loans here before you commit to one.<p>In our …

Credit Scores

Four Ways to Save for Christmas Now.

Like<p><b>Like</b> <b>Love</b> <b>Haha</b> <b>Wow</b> <b>Sad</b> <b>Angry</b><p><b>1</b><p>(<b>ThySistas.com</b>) One of the best times of the year is Christmas. It is an occasion for family, friends, and fun. Out of …

Christmas

Mortgage Rates Friday, June 23: Only a Notch Higher

Mortgage rates for 30- and 15-year fixed loans ticked higher, while 5/1 ARMs were unchanged, according to a NerdWallet survey of current mortgage …

Mortgages

Putting a Price on Financial Advice

One of the largest obstacles financial advisors have is explaining what we do and how it benefits clients. Most of the advice delivered is …

Investing

How big should your mortgage payment be?

Mortgage payments are usually a homeowner's biggest monthly expense. But how big should your monthly mortgage payment be? Read here to learn …

Mortgages

Student loan relief scams: Spot these top tricks by sham debt forgiveness & consolidation companies

You thought you did everything right: got into a good college, netted that degree, and joined the working world. To put the cherry on top of your …

Investing

6 financial mistakes people make when applying for a mortgage

Review these tips to help with the home-buying process.<p>Buying a home is a big decision; that’s why it's a smart move to have as much information with …

Mortgages

Protecting Parents from Financial Abuse

News about financial elder abuse becoming more common nowadays. Whether it’s via phone, mail, internet or even direct interaction, vulnerable seniors …

Investing

5 Times Your Credit Card Issuer Can Raise Your Interest Rate

The Credit Card Act of 2009 made great strides in protecting credit card users from some unfair practices that used to be common. For instance, …

Investing

Five money musts for college grads

One more lesson for recent graduates: How to manage money.<p>Key takeaways<p>Spend your money wisely<br>• Take good care of your credit<br>• Consider saving for …

401(k)

Entrepreneurs, Business Owners, and how they Leverage Sky Miles

Entrepreneurs and business owners can always use more time and money. As a business owner who specializes in working with entrepreneurs, I understand …

Investing

'Gen Z' Off to Strong Start With Credit, Analysis Shows

The oldest members of “Generation Z” have barely crossed the threshold into legal adulthood, but they’re already demonstrating financial prowess, …

Millennials

How to Split Insurance in a Divorce

Amid the grief and complicated logistics of breaking up, insurance may not be top of mind. But getting your coverage in order should be high on your …

Insurance

Is Owning a Home Right for You?

Owning a home is exciting. It’s a staple of the American dream and a rite of passage into the adult world. It seems more difficult than ever for …

Mortgages

7 Smart Restaurant Moves for Women Owners

It includes start up costs, annual budget and projected sales. It also helps you identify your targeted audience. Who will be your customers? Using …

Small Business

New Job? Why You Should Talk to An Advisor

In this article, I’m talking about how quickly things can change in life and when an advisor can help you navigate those phases. Previously we looked …

Investing

Do-It-Yourself Projects to Save You Money

Learn how to make your own fertilizers and homemade soil amendments, so you don’t have to buy them. Find creative ways to rid your garden of pests …

Investing