Money

SPG Amex Vs. Hilton Amex - Which Limited Time Sign-Up Bonus Is Better?

American Express’ co-branded hotel credit cards are on fire at the moment. We’re seeing huge increased sign-up bonuses on both the Hilton and …

Credit Cards

The old magazine scam is alive and well. Here's how to fight back

<b>Dear Liz:</b> I got scammed by a magazine company a year ago. I thought the call was about two magazines I wanted to stop as I was moving. The woman talked fast and took me through the steps with my bank card (which was stupid of me, I now know) as if she was helping and at the end she said, “Oh, those …

Personal Finance

Seeing how the highest and lowest-earners spend their money will make you think differently about 'rich' vs 'poor'

On average, Americans spend the bulk of their money in three areas: housing, transportation, and food.<p>But the picture looks a bit different if you compare the country's lowest earners with the highest. While household spending is similar in some areas, low-income Americans spend a significantly …

Retirement

5 of the Best Credit Card Perks

From insurance on cellphones and rental cars, to refunds if something you buy is advertised at a lower price, here are the best five credit card …

Credit Cards

This year 525 banks will shut: will yours disappear?

High-street banks have announced more than 461 branches will close this year as customers move to online and telephone banking.<p>Internet banking has become more common over the past three years and since 2015 there has been a flurry of new online-only providers including Charter Savings Bank and …

Budgeting

Financial Infidelity Is Common and Can Ruin Your Relationship, So Start Talking About Money

Financial infidelity is a fancy phrase for hiding money from your partner, and it’s actually a pretty common issue. It can also be a hugely …

Personal Finance

The Fed's move to raise interest rates could hit credit card borrowers especially hard

If you've been following the news lately, you may have heard that for the second time in three months, the Federal Reserve increased its benchmark interest rate by a quarter point.<p>The much-anticipated move came amid (cautiously) growing confidence in the US economy on the whole. And while borrowers …

Personal Finance

This credit agency may have been confusing people about their actual credit score

It’s tax season, so naturally, people are stressed about finances. The last thing anyone needs to deal with right now is a credit bureau confusing …

Personal Finance

A Week In NYC On A $43,000 Salary

<i>Welcome to</i>Money Diaries <i>, where we're tackling what might be the last taboo facing modern working women: money. We're asking millennials how they spend their hard-earned money during a seven-day period — and we're tracking every last dollar.</i><p><i>This week: a financial coordinator making $43,000/year who</i> …

Official house price figures 'overstate' growth, say property experts

The <b>benchmark house price index from the Office for National Statistics overstates growth and is unreliable, property experts have warned.</b><p>The index, which the ONS describes as “experimental”, revised down the previous two months’ house price growth significantly last week. The annual rate in …

Budgeting

7 Dumb Mortgage Refinancing Mistakes to Avoid

If you make any of these common mistakes when refinancing your mortgage, you could save a lot less money -- or you might even lose some.<p>You don't …

Personal Finance

How a New York City woman retired at 28 with $2 million in the bank

Like any other 28-year-old New Yorker, JP Livingston spends her free time playing with her corgi, binging on Netflix, and exploring NYC. However, …

New York City

Lots of Sears Shop Your Way deals today

Sears has a number of very good deals today with high numbers of Shop Your Way points back on purchases of a number of different Craftsmen tools. …

Sears

How to take advantage of post-purchase price drops

If something goes on sale after you bought it, don’t kick yourself. You won’t necessarily have to eat the cost of your inopportune timing. Here are some options for getting money back.<p><b>Ask for a price adjustment</b><p>If you spot a lower price within a few weeks of purchase, you’ll often be able to get the …

Personal Finance

It feels as if I’ve been hung out to dry by John Lewis over discounted machine

We bought a Siemens tumble dryer at a greatly reduced cost but when it failed to work there was less protection<p><b>In January I bought an ex-display Siemens Avantgarde tumble dryer from John Lewis in Cheadle at a greatly reduced price – £499 compared with an RRP of £1,249 – but with the John Lewis</b> …

Budgeting

Secured Business Credit Card

Secured Visa® Business Credit Card<p>overview<p>A secure card for business expenses<p>Designed for growing businesses, the Secured Visa® Business Card is the …

Credit Cards

4 Reasons Why You Should Never Discuss Your Money Situation With Anyone

Money is a fickle thing. We want to flaunt that we have it, but we don’t want to disclose how much we happen to have — or rather, how much we don’t …

Personal Finance

Highest Bonus Ever - Marriott Rewards Premier Credit Card

Yesterday, the news broke that Marriott and Chase had increased the sign-up bonus on the Marriott Rewards Premier Credit Card from the historic high …

Credit Cards

118 directory enquiry numbers now cost more than a premium rate

Since deregulation it’s become very pricey to use 118 connection services, as a reader’s aunt found out. But Ofcom is reluctant to act<p>Hilary Wagstaff’s 90-year-old aunt needed to finalise her bill from her water company after moving to a retirement community. When she tried to call Southern Water, …

Budgeting

My Unexpected Citi's Credit Card Retention Offer

There are a few credit cards that I keep, even if it has an annual fee. One such card is the Citi’s Prestige card. It comes with a hefty annual fee …

Personal Finance

4 Reasons to Rent Instead of Buying

Buying a home is part of the American Dream, but that doesn't necessarily mean it's the best choice for you.<p>For decades, the conventional wisdom has …

Housing

My Citi Prestige retention offer 3Mx4K spend for $200 credit - I will keep the card 1 more year! - Renés Points

I was one of the biggest City Prestige card fans you could find on the planet. Talk about amazing value in just the golf perk alone each year. Even …

Personal Finance

Millions will have to file FIVE tax returns per year

Anger is growing among Britain’s army of self-employed individuals and small business owners over an impending overhaul of the tax reporting system which they fear will add hugely to their costs and workload.<p>Pilots for the project – called “making tax digital” – begin within days.<p>Millions of people …

Business (UK)

Top 25+ refer and earn programs

Next to affiliate marketing, refer and earn programs are widely utilized one to build a passive income online.<p>Interest income, rental income, and …

Refereeing

Seems Like Wall Street Desperately Wants The Markets Down, What Should You Do?

I just Googled the words ‘Wall Street” and here’s a few headlines that came up just on the first page:<p>‘Wall Street dips in dramatic session as health bill pulled.’<p>‘Donald Trump’s healthcare morass could lead Wall Street to sour…”<p>‘Wall Street fear is threatening a dramatic comeback…’<p>From the moment …

Wall Street

How To Buy A New Home - Watch Your Step On The Property Ladder

Watch Your Step Climbing The Property Ladder!<p><b>Are you thinking</b> about buying a new home? It’s a great decision because it means that you can finally …

Budgeting

Convenience or comparison? Why sticking with 1 bank might not be the best option

Switching financial institutions, or at least shopping around, can be worth it, expert says<p>Consumers love the convenience of one-stop shopping for …

Personal Finance

Lin-Manuel Miranda didn’t get his first credit card until he was 28

Lin-Manuel Miranda is a superstar to us, but we just learned something surprising about the actor/composer: Lin-Manuel Miranda didn’t get his first …

Personal Finance

Manchester property boasts fastest price growth in UK

As average values in the north-west city soar 8.8%, price growth in London falls over 50% in just 12 months.<p><b>Summary:</b><p><b>Property prices in the UK now</b> …

Budgeting

Couples in Thailand run for big money wedding prizes

The Running of the Brides in Thailand saw 250 couples complete a four kilometre (2.4 miles) run on Saturday to win the first prize worth around €26,000 to fund their wedding.<p>Holding weddings can be expensive and so the couples were hoping an impressive running performance might see them come first …

European News