Interest Rates

Cautious Optimism

Cautious optimism was the catch phrase of the week for the BOJ, ECB and corporate managements on second quarter earnings calls. Monetary authorities …

Stocks

Top Investor Myths About Rising US Rates

Rising interest rates are an important, but often misunderstood part of investing. Basically the central bank, the Federal Reserve in the case of the US, uses interest rates to help manage the pace of economic growth. Higher rates mean businesses are slightly less likely to invest, and consumers …

Finance

This chart will determine when the RBA starts hiking interest rates

Photo by Cameron Spencer/Getty Images<p>If you’re wondering what the Reserve Bank of Australia (RBA) will do next with official interest rates — be it …

Nab

Last Chance For The Dollar Rally

I think we need to focus on what is happening to the dollar. The intermediate cycle is now 63 weeks long. Clearly that isn’t normal. I’ve maintained …

Market Trends

Big warning if you have mortgage

THE Prime Minister has issued a quiet warning to Australians investing in housing that they cannot continue to assume house prices will only go …

House Prices

FNB economists welcome interest rates cut

Johannesburg - Economists on Friday welcomed the decreased interest rates, saying that it would have a positive impact on many sectors of the …

News (South Africa)

Five mistakes you're probably making with your credit cards

Are you carrying credit cards with balances? Do you know how to make your cards work FOR you instead of against you? What about your card’s interest …

Money

The Charts Showing Why Ghana Central Bank May Cut Interest Rates - Bloomberg

Ghana’s central bank may cut its key interest rate for a third straight meeting with inflation at its slowest in four years and a strengthening …

Central Banks

Rates are low. Here's how to take advantage while you can

The Reserve Bank suggested this week that we could see its cash rate rise to 3.5 per cent in coming years. That's 2 percentage points higher than …

Mortgages

Surprise cut in rates

Cape Town - SA Reserve Bank governor Lesetja Kganyago announced on Thursday that the Monetary Policy Committee has decided to keep the interest rates …

Business (South Africa)

Banks have raised credit-card interest rates — but not savings account rates

If it feels like your savings account is only earning you pennies, you’re probably right. There are better places you could be parking your cash.<p>The Federal Reserve announced in June it was raising its benchmark federal-funds rate by a quarter percentage point, to a range between 1% and 1.25%. At …

Personal Finance

What Do Interest Rates Have to Do With Stock-Market Returns?

Many investors fear that stock prices will plunge when the Fed raises interest rates to “normal levels.” Others say, not to worry, the Fed only …

Great Recession

ECB holds interest rates steady as traders eye Draghi comments on QE 'tapering'

The European Central Bank (ECB) held interest rates steady Thursday, amid speculation that the bank will start to scale back its ultra-loose monetary …

Mario Draghi

Turnbull says interest rates more likely to rise and buyers must live within means

PM says RBA trying to stimulate economy with low rates and it would be wrong to assume house prices will only increase<p>Malcolm Turnbull has acknowledged that interest rates are more likely to go up than down, declaring it’s not rocket science that home buyers should be prudent and live within their …

Bill Shorten

ECB keeps interest rates at record low

The European Central Bank left its ultra easy monetary policy stance unchanged as expected on Thursday, keeping rates at record lows and even leaving the door open to more asset buys if the outlook worsens.<p>Having raised the prospect of policy tightening last month, Thursday’s inaction was likely to …

Business

4 Non-Reasons For Recession In 2018

Forecasts of a recession next year are nothing new. In early 2016, I noticed analysts saying we might are already be in recession. One source quoted perennial bear Peter Schiff, another interviewed Jim Grant, and gold bug David Haggith wrote that we definitely were in recession. Not only did 2016 …

Federal Reserve

Homeowners: Are you ready for 7% interest rates?

<b>Australia’s</b> <b>property investors</b> and <b>homeowners</b> could face higher <b>interest rates</b> from the <b>RBA</b>, in time. <b>Homeowners: Are you ready for 7% interest …

Mortgages

As Banks Make Huge Profits From Higher Interest Rates, Savers Earn Pennies

Banks are harvesting money from loans while the rates paid out to their depositors remain stubbornly low, boosting profits in the industry.<p>At JPMorgan Chase, much of its $1.2 billion increase in revenue in the second quarter came "predominantly in net interest income, up approximately $900 million, …

Banking

What does it mean when the Fed says it should 'normalize'?

Federal Reserve Chair Janet Yellen speaks during a news conference after a two-day Federal Open Market Committee meeting in Washington in March 2017. …

Janet Yellen

Short-term interest rates mixed at weekly Treasury auction

WASHINGTON (AP) — Interest rates on short-term Treasury bills were mixed in Monday's auction with rates on three-month bills climbing to their highest level in more than eight years while rates on six-month bills declined.<p>The Treasury Department auctioned $39 billion in three-month bills at a …

U.S. Dept. of the Treasury

Rising interest rates boost Bank of America’s profits

NEW YORK — Consumer banking giant Bank of America reported a 10 percent rise in second-quarter profits on Tuesday as gains from higher interest rates …

Banking

The Fed is having problems raising interest rates

The Fed is having problems raising interest rates because the economy is weak, and the economy is weak because people don’t want to spend.<p>But here’s …

Business

How can small businesses handle rising interest rates?

On July 12, 2017, amid wide speculation, the Bank of Canada raised its benchmark interest rate for the first time in seven years. All indications suggest that the positive and upbeat outlook for the Canadian economy signals a turning point toward a longer-term trend in rising interest rates in …

Mortgages

Inflation rate falls to 2.6%: Cheaper petrol and diesel prices drive unexpected drop in cost of living

The falling price of fuel has driven an unexpected drop in inflation.<p>The Office for National Statistics' Consumer Price Index (CPI) measure fell to …

UK News

Interest rates are going up but will Canadians tone down their borrowing?

First hike in seven years a 'wake-up call' for a generation that's only known ultra-low rates<p>They say it takes three days to form a habit. So, what …

Bank of Canada

Second Half of 2017: Reflation Rally Returns

By Court Hoover, JAForlines Global The first half of 2017 surprised investors who expected the “Trump reflation rally” to drive interest rates higher and US equity market outperformance. This thesis quickly crumbled, along with hopes for a speedy implementation of the Trump administration’s policy …

Markets

House prices will stall as buyers struggle to pay more, says Rightmove

House price rises over the next few years will be muted as ‘buyers will struggle to pay much more’, property website Rightmove warned today.<p>Asking …

Real Estate

Deal activity set to flow despite shift to higher interest rates

The era of ultralow borrowing costs may be coming to an end in Canada but observers say the new zeitgeist is unlikely to have much of a dampening affect on the country’s lively mergers and acquisitions (M&A) market.<p>Rock-bottom rates installed during the financial crisis helped fuel a bull run in …

Mortgages

Millennials: Traditional Banking Not Anathema

Share Email<p>Turns out millennials are not the different-kind-of-banking-breed some had thought. It also turns out the much-vaunted social media …

Banking

6 Reasons Why Crash-Talk, Is Simply Trash-Talk

Too many bearish articles around.<p>Psychological, fundamental, and technical reasons why we disagree.<p>The market is not about to crash into a …

Trading