Home Ownership

10 questions you probably have about buying a home

Thinking about buying a home? It can feel like an intimidating process and you probably have about a million and one questions about this big step. …

Mortgages

Apartment REITs: Housing Starts Break Out, But Apartments Still In High Demand

Despite the increase in housing starts, supply is so constrained that rental rates should continue to rise albeit with a slight slowdown in …

Business

How Conservatives Can Make Housing a Winning Issue

In the Woody Allen film <i>Everyone Says I Love You</i>, the lone Republican son in a Manhattan household becomes a Democrat, but only after an arterial …

Woody Allen

Will millennials give housing shares a boost?

Millennials are no longer snubbing homeownership, and some market observers argue that could offer a tailwind for housing-related shares and the broader stock market.<p>A September study by Zillow Group is getting a lot of attention. It found that people aged 18 to 34 now make up 42% of home buyers in …

Personal Finance

Keeping the mortgage interest deduction won’t help the middle-class - Salon.com

Republican lawmakers’ plans to rewrite the tax code would make it harder for most Americans to take advantage of the mortgage interest deduction, which has angered many who claim it’ll push homeownership out of reach for millions of middle-class Americans.<p>Actually, evidence shows the deduction …

U.S. Politics

Vast majority of UK adults have no faith in the Government’s ability to improve home ownership

2,000 UK adults were surveyed recently by bridging lender MFS to find out what they percieve are the most important factors when trying to get ahead …

Property (UK)

The New Tax Plan And The Death Of Homeownership

The best part about all of the conversations and debate about the new tax plan is that we are not talking about Russia. This is not a political statement so hold up before you head for the comments section. I can get tired of listening to my favorite song if I keep playing it over and over without …

Real Estate

MOORE: Home ownership in Chicago is affordable, if you only look

Chicago is an affordable city.<p>I know that sounds antithetical to what we’re accustomed to hearing. I’ll let you read this sentence again. Give it a …

Housing

Wealth creation: Homeownership doesn't build wealth, study finds

Owning a home may help you save money, but it won't help you make money.<p>Households are better off taking control of their finances than relying on fluctuating home values. That is the finding of a new study conducted by Florida Atlantic University, Florida International University and the …

News (U.S.)

National housing strategy should focus on boosting home ownership: report

A new report urges the federal government to encourage more home ownership as a central feature of the upcoming national housing strategy.<p>Canada's home ownership rate stood at 67.8 per cent in 2016, down slightly from 70 per cent in 2011.<p>The report from the Macdonald-Laurier Institute acknowledges …

Mortgages

Taking The Long View: Millennial Disadvantage Relative To Other Generations

Marketers often focus on very short-term trends. After all, it is important to keep up with the newest of the new. Fashions come and go with increasing rapidity, and the shift from “in” to “out” always makes for good copy in magazine articles and television or radio news features. But sometimes the …

Millennials

The Best Home Additional Calculators Available for Free

To understand what a home addition calculator can do for you, it is extremely beneficial to learn what it cannot do. Just so there are no …

Home

Taxes are hard. The House and Senate’s opposite views of this deduction prove it.

If you want to understand why the tax code is so hard to overhaul, consider the case of the mortgage interest deduction. The issue is so sensitive that the House and Senate are dealing with it in completely opposite ways.<p>To its many defenders and beneficiaries, the mortgage interest deduction …

Opinion

New research says it’s better to buy than rent—and it has nothing to do with money

Historically, homeownership has been considered an effective mechanism for wealth creation, especially for low- and moderate-income and minority households. Even with a modest down payment, homeowners can accumulate wealth through the forced savings that result from the periodic payments on …

Property (UK)

The GOP Tax Bill Will Place A Dagger In The American Dream Of Home Ownership

Should the bill pass, Republicans in Congress will need to answer to millions of Americans who see their ambitions of owning a home go up in flames.<p>As we now know, both chambers of Congress have introduced their versions of legislation to overhaul our tax system, or, rather, the tax code. Some say …

Home

The bank of Mum and Dad: ‘It’s such a huge amount of money. And guilt’

The only way many young people can buy a home is by borrowing from family. But is it healthy – and what if parents can’t help out?<p>Your friend has bought a house. You’re in your 20s, or perhaps your early 30s, and because you’re not part of the wealthy elite, this seems unusual. The country is in …

Housing

What I'd Like To See In The Chancellor's Budget To Support People Into Homes And Ownership

With rumours rife and budget wish lists being drawn up left, right and centre, it will be interesting to see what the Chancellor announces this …

Housing

America’s Republicans take aim at mortgage subsidies

IN THE 1980s Margaret Thatcher and Ronald Reagan were both proud of their efforts to expand home ownership. In Britain, Thatcher presided over a fire …

Economics

Tax Reform Must Not Keep Tax Breaks for Real Estate

As the House Ways and Means committee proceeds with the markup of its landmark tax reform proposal, one change that seems inevitable is the …

Conservative View

Are You Paying More Than the Average Monthly Mortgage Payment?

The median monthly mortgage payment for U.S. homeowners is $1,030 according to the latest American Housing Survey from the U.S. Census Bureau. That’s …

Mortgages

Millennial Home Buyers Send a Chill Through Rental Markets

Homeownership has risen to its highest levels since 2014, causing analysts and investors to wonder whether the rental market’s good times are ending<p>Rising homeownership is adding to the jitters in the residential rental market, which has slumped recently after a long stretch near the top of the …

Real Estate

Xi Jinping says houses are ‘for living in, not for speculation’. But is Hong Kong listening?

President Xi Jinping’s comment at the 19th party congress, that “houses are for living in, not for speculation”, followed the continued tightening of …

News (China)

Get the Housing Industry Out of the U.S. Tax Code

We have unintentionally designed a system that drives people into debt to buy houses, making the economy more fragile.<p>Like a lot of people, I have a mortgage. Unlike a lot of people, I am in a big hurry to pay it off. Most people want to pay interest to the bank, which they can then deduct from …

Finance

Sponsored: 5 root causes for depressed homeownership rate

In spite of historically low mortgage rates, the rate of homeownership nationwide is more depressed than it has been in 50 years. That is according …

Mortgages

GOP tax plan would abandon homeowners: Realogy CEO

Realogy (RLGY) CEO Richard Smith on Monday explained why the House Republican tax plan could hurt both homeowners and buyers.<p>Under the newly proposed GOP tax plan, married couples can deduct interest on mortgages of up to $500,000 instead of the current cap of $1,000,000. The plan will also cap the …

National Association of Home Builders

Is Homeownership Essential to Financial Freedom?

Homeowners are worth far more than renters, on average.<p>On this edition of <i>Industry Focus</i>, host Michael Douglass and Fool contributor Matt Frankel …

Investing

Accept it, your children may grow up to be renters

Get over your hang-ups about renting versus owning a home.<p>The latest census data suggest the home ownership rate in this country may have already peaked, and that means more renting ahead. The idea of peak oil has fizzled, but peak housing is a theory we can build on.<p>Peak oil referred to a point …

Mortgages

5 Personal Finance Statistics You Won't Believe

"Industry Focus: Financials" looks at statistics about emergency savings, credit cards, retirement saving, stock investing, and</i> …

Investing

Look out, middle-class urban homeowners because the GOP wants to take away your favorite tax deduction

A Republican proposal to limit the tax deduction for mortgage interest would cost middle-class urban homeowners thousands of dollars every year and …

Social Justice

U.S. Homeownership Rate Inches Up

• <b>The U.S. homeownership rate ended the third quarter at 63.9 percent, still less than its historic norm of 65 percent.</b>• <b><br>The West has the nation’s lowest</b> …

Real Estate