Credit Scores

What Doesn’t Affect Your Credit Score

A high credit score can be like a healthy weight. You know you want it, but are you doing the right things to achieve it?<p>Some information you thought …

Personal Finance

3 Ways to Quickly Raise Your Credit Score

Save thousands in interest by following these tips to get a higher credit score quickly.<p>Your three-digit credit score is one of your most important …

Investing

Here's Why You Want to Avoid an Eviction

What is an Eviction?<p>An eviction is the legal process in which a landlord removes a tenant from a rental property. Many evictions happen because the …

Housing

Expect These 8 People to Check Your Credit Report

Your credit report contains a lot of information about your payment habits that many businesses use to decide whether to do business with you and how …

Personal Finance

Credit score: Does cancelling a credit card hurt your rating?

If your wallet is feeling overcrowded and you have a credit card you barely use, you might be considering canceling it. But after asking around about how to cancel a credit card, you might have heard that canceling a credit card can hurt your credit score.<p>Well, the hard truth is, they're right. …

News (U.S.)

Shopping With a Credit Card for the Holidays? Do This, Not That

The holiday shopping season officially kicks off on Black Friday and this year, it's estimated that the average American will spend $967.13 on …

Personal Finance

How To Check CIBIL Score For Free!

Till now, you had to spend Rs 500 to Rs. 1200 to know your credit score or CIBIL score, but do you know, now you can check your CIBIL score for free? …

Money

6 Simple Money Milestones Anyone Can Hit

Achieving financial freedom is really about setting big goals and going after them. But these goals can sometimes seem overwhelming. Saving enough …

Credit Card Debt

Too Many People Fall Into This One Huge Financial Trap (Good News: It's Easy to Avoid)

Most people don't even realize they're being played<p><i>What is life's biggest "trap" people fall into? originally appeared on Quora - the place to gain and share knowledge, empowering people to learn from others and better understand the world.</i><p><b>Answer by Ron Rule, CEO @ As Seen On TV, on Quora:</b><p>The …

Money

New Credit Card Checklist: What to Do When You Receive Your New Card

<b>Getting a new credit card is a big step</b> for lots of peeps. It’s <b>a new account, new financial history, and something else to track</b>.<p>Did you know your …

Credit Report

How To Get A Perfect Credit Score: 17 Expert Hacks

Sadly, there’s no one secret way to get a perfect credit score. The key, rather, is to be a good spender, pay your bills on time, and keep this up …

Money Matters: Your financial questions answered

Related Links<p><b>From finding the best life cover to improving your credit score without getting into debt, we answer all your questions about money</b> …

Retirement

This is exactly the point in a relationship when you must share your credit score, savings and more

Follow this timeline for sharing your financial history in a new relationship<p>It’s never too early talk money with your honey.<p>Financial intimacy is …

Money

How to apply for a credit card and actually get approved

Do you remember applying for your first credit card? Most people get their first taste through student credit cards, which typically offer lower …

Credit Cards

How to Apply for a Credit Card -- and Which Is the Best One for You

Some credit cards will pay you hundreds of dollars, while others can cost you that much or more, with fees and steep interest. Here's how to find the …

Investing

How not to destroy your credit score during the holidays

Laurie Campbell speaks with Larysa about growing household debt, guilty pleasures, and tips on how not to tank your credit score during the holiday …

Canadian News

The Average American Has This Many Credit Cards

There are many benefits to using credit cards that make them an appealing alternative to cash. Not only do credit cards offer built-in protection on your purchases, but most offer rewards that give you cash back on the things you're buying.<p>The problem with credit cards, however, is that Americans …

Credit Cards

4 Reasons Even People With Excellent Credit Get Rejected

If you're "gaming" the system for more miles, points and perks, you may get declined for additional credit.<p>When talking myths and legends, it’s easy to lump a perfect credit score in with the likes of unicorns, Atlantis and the Fountain of Youth. But in actuality, over 20 percent of the U.S. …

Business

Mortgage shopping? 6 ways to make getting one easier

For many people, the most daunting part of the homebuying process isn't finding the right house. It's getting a mortgage.<p>It's easy to understand why that's the case. Asking a bank or other financial institution to lend you hundreds of thousands of dollars isn't something most people do very often. …

Money

4 Reasons to Use Your Credit Cards This Holiday Season -- and One Major Reason Not To

Love 'em or hate 'em, you can't argue with the fact that credit cards play a major role in fueling the holiday shopping season. Last year, an estimated 50% of Americans used major credit cards, or store cards, to purchase their holiday gifts, according to a NerdWallet study. With the average …

Personal Finance

Six Times When a Balance Transfer is as Terrible Idea

For someone who's trying to save money on credit card interest, every credit card balance transfer deal looks interesting. Only, not every balance …

Personal Finance

Ask Farnoosh

Ask Farnoosh<p>Episode 650<p>Ask Farnoosh, Farnoosh Torabi<p>How should a person start the conversation concerning a promotion at work? What’s the best …

Personal Finance

5 Ways Your Bad Credit Score May Be Good For You

There’s no doubt that bad credit is, well, bad. A bad credit score haunts you like something from a scary movie, affecting every facet of your life. …

Personal Finance

Will Breaking My Lease Hurt Your Credit Score?

Can A Breaking Your Lease Hurt Your Credit Score?<p>When you signed a lease for your apartment or home, you agreed to pay a certain amount of rent by a …

Personal Finance

This is How Multiple Loan Applications Could Affect Your Credit Score

The newest credit scoring models use a 45-day window for rate shopping. So whether you make 5 or 15 applications, they'll count as just one inquiry …

Personal Finance

7 Things You Need to Know Before Applying for a Mortgage—From a Credit Expert

Buying a house is one of the most stressful things you can do. Don’t make it more stressful—and more expensive—by making one these very common …

Mortgages

Are You a Good Driver or Bad?

A lot of different drivers are on the road. Do you know how your insurance company classifies you as a driver? Drivers are categorized into three …

Insurance

4 Ways to Get Creative About Fixing Your Credit Score

The very mention of “credit score management” can induce a state of panic in many of us. The FICO score’s measurement of your credit-worthiness is calculated based on an ever-shifting algorithm that seems to favor only the most perfect and punctual among us. Managing this number well is essential …

Money

Banks tightening their purse strings for credit cards and auto loans

Banks are becoming stingier when it comes to who they will extend credit to, which, according to Barclays, could be a sign that credit quality is deteriorating.<p>According to Barclays, citing the October Senior Loan Office Survey from the Federal Reserve, in October, banks increased their …

Personal Finance

Sign up for Free Credit Monitoring from CreditCards.com (TransUnion VantageScore 3.0 Credit Score)

Good morning everyone. I’m not sure how long this has been around for, but <i>CreditCards.com</i> just launched their own free credit monitoring / credit …

Credit Report