Credit Report

Stats on consumer debt collection aren't as rosy as they look

The number of consumers being pursued by debt-collection agencies fell dramatically in the past year, but it's as much technicality as achievement, …

Student Finance

Does Bankruptcy Affect Your Auto Insurance?

You may think that bad credit or a bankruptcy should not have an effect on your auto insurance rates. After all, what does bad credit have to do with …

Personal Finance

Why did my credit score drop? Here are 6 reasons why your credit rating can dip

An airline credit card with an insane rewards program was released recently and you just have to have it. Or, the apartment of your dreams just popped up on Padmapper and you need your name on the callbox, like, yesterday. So –– naturally –– you use one of your free annual credit checks through …

Personal Finance

Don’t let ‘FOFO’ keep you from your credit report

CLOSE<p>CreditCards.com ranked the cities with consumers who have the best to worst credit scores.<p>Nobody likes to hear bad news. And even if we aren’t …

Credit Scores

If you live in the Northeast or the South, you probably don’t pay your bills on time

About 95% of borrowers in the 100 largest U.S. metro areas are paying their bills on time. And here’s where they’re not.<p>This might make you want to …

Personal Finance

Nearly half of millennials feel held back by credit score

Is a bad credit score dragging you down? Almost half of millennials (46%) feel that way, according to a new survey conducted by OppLoans.<p>It's an …

Personal Finance

Parents Home

• Pinterest<p>With more than 140,000 incidents each year, child- identity theft is one of the nation's fastest-growing crimes. If that doesn't shock you, this might: Your kid may already be a victim. That's because this type of fraud often goes undetected until a child applies for his first credit card …

Identity Theft

Tips to improve your credit score with Experian's Rod Griffin

- With more than 20 years in the information services industry, Rod Griffin is a recognized expert in consumer credit reporting and scoring, fraud …

Personal Finance

Indy mom’s decade old student loan debt prevents daughter from enrolling in college

ATLANTA, GEORGIA – An Indianapolis girl is trying to figure out a plan-b after she says she was turned away from college because of her mother’s …

College & University

WalletHub report shows 36 million Americans too scared to look at their credit report

Call it credit-card phobia.<p>A new report from WalletHub finds that 36 million Americans don't want to look at their credit report because they're …

Credit Scores

Podcast: New Tools to Fight Synthetic ID Fraud

Synthetic identity theft is a fast-emerging vector of financial fraud, reaching $8 billion and accounting for the majority of fraud on payment cards, …

Identity Theft

Is Your Credit Card Still Active? How to Find Out

To use your credit card for purchases and other transactions, it must be open, active, and in good standing. Your credit card can become inactive and …

Identity Theft

Video: Do Americans Understand Their Credit Scores?

MoneyTips<p>Who has the better credit score – Oprah Winfrey or Donald Trump? We asked Americans from all walks of life this and other credit-related …

Santa Monica

Six things you will not find on your credit report and why they matter

<i>Q: I hate to admit it, but I’ve fallen hard for my girlfriend in the six months we’ve been dating. She might even be “the one.” The thought of</i> …

Personal Finance

Residents in these cities are most likely to pay bills on time

Ninety-five percent of borrowers in 100 cities are paying dues on time, according to a newly released report from online lending exchange business LendingTree, but in some areas, Americans are more prompt with payments than others.<p>The LendingTree study analyzed data in TransUnion-based credit …

Personal Finance

FREE CREDIT REPORT!!! CLICK HERE!!!

Business<p>At the intersection of trade and tariffs ... the Mississippi River has seen it all.<p>Economy<p>Economy<p>Once a closely held secret, free scores are abundant.<p>Economy<p>The Trump administration looks to cut the Iranian economy from a key source of revenue. Analysts say past sanctions weren't totally …

Business

Simple Ways to Manage Your Credit Score

—Taking care of your credit score is very important. If you have a bad credit score, you’ll need to do everything you can in order to repair it. …

Personal Finance

Millions of Americans won’t check their credit reports because they’re afraid of what they may find

About 36 million American adults – more than the combined population of the 20 largest U.S. cities – don’t check their credit reports as often as …

University of Iowa

New planning tool from FICO offers customized path to better credit

If you’re seriously thinking about buying a home in the months ahead, you almost certainly know how important your FICO credit score will be in getting a mortgage.<p>And you probably know the score range you’ll need for the type of loan you want — somewhere in the low- to mid-700s for a conventional …

Personal Finance

Here's what Americans want to know most about money, in every state

1/<p>Alabama: 'build credit'<p>Kris Kuzniar/Shutterstock<p><b>Birmingham:</b> "loan payment"• <b><br>Mobile:</b> "buy a car"• <b><br>Montgomery:</b> "credit score," "student loan …

Personal Finance

Consumer Credit in U.S. Increased Less Than Estimated in June

U.S. consumer debt rose less than estimated in June as revolving debt outstanding fell for the second time in four months, Federal Reserve figures …

Consumer Credit

Are You Checking Your Credit Reports Often Enough?

Trying to earn and maintain healthy credit without checking your credit reports is like trying to lose weight without ever stepping on the scale.Your …

Identity Theft

2-Minute Read: What You Need to Know About Credit Reports

Your credit report is a detailed summary of your credit history that's prepared by a credit bureau. Since there are three major credit bureaus — …

Personal Finance

Best Apps for Your Credit Score

It used to be difficult to get your hands on your credit score. But now, you almost can't avoid it.<p>Multiple websites urge you to check out their free …

Personal Finance

How does your credit score compare to your neighbours'? Map reveals average score for YOUR postcode

BRITS living in the north of the UK have worse credit scores than households in the south, new research has revealed.<p>People living in Cleveland, …

Personal Finance

Here’s why it’s important to check your credit report — and it will not hurt your score

• About 20 percent of consumers have a mistake on their report, which can lead to lower credit scores, erroneously.<br>• The higher your score, the more …

Personal Finance

How to raise your credit score by 100 points (almost) overnight

Your credit score can have a big impact on your finances — particularly the amount of credit available to you. Credit scores are used by lenders of all kinds — including credit cards and mortgage companies — when they decide to lend you money.<p>Your credit score is not a static number and it changes …

Personal Finance

I'm 26 and Obsessed With Getting a Perfect Credit Score. Is That Even Possible?

'I don't want to just beat my peers. I want to annihilate them.'<p>This is a story about credit scores. But before we get into all of that, you need to …

Personal Finance

Can My Spouse's Bad Credit Hurt My Own?

It might, but there are things you can do to minimize the risk.<p>You've found the perfect person, and you're ready to walk down the aisle. There's just …

Personal Finance

How to Get a Late Payment Removed From Your Credit Report

It isn't always possible, but these few tips can improve your odds of success.<p>If you only take a single credit maxim to heart, it should be to always …

Personal Finance