Personal Finance (Canada)

My Mortgage Renewal Strategy

Our mortgage comes up for renewal on September 1st. When we bought our home in 2011 I went with a five-year discounted variable rate mortgage at …

Canadian Real Estate

Here’s what Canadians should do with a tax refund (spoiler: not splurge)

Racing straight to the mall after receiving a tax refund isn’t necessarily the smartest idea — and that shouldn’t come as a surprise.<p>The lump-sum …

Personal Finance

TD e-Series Excel - Track your Portfolio

It’s finally here! I’m releasing my TD e-Series Excel Portfolio Tracker! When it comes to software, applications, or even spreadsheets to track your …

Business (Canada)

Why parents should talk to their kids about finances

Asking someone about their finances is about as uncomfortable as asking them about their weight.<p>People tend to be tight-lipped about the numbers in …

British Columbia

Weekend Reading: Aeroplan Woes Edition

My wife and I are saving for a big trip next year – our dream vacation to Ireland. While we’re light on trip details right now I’m busy thinking …

Business (Canada)

PIAC warns of ‘unintended consequences’ of Quebec’s proposed disparity rules

Quebec’s move to eliminate so-called disparities in pension plans will have unintended consequences, according to the Pension Investment Association …

Business (Canada)

OPTrust launching new defined benefit pension plan

The OPSEU Pension Trust is launching a new defined benefit plan for employers in the broader public sector, charitable and not-for-profit …

Business (Canada)

These five shortcuts are costing you a fortune

Here’s a familiar scenario: Your preferred ride-share has just dropped you off at home after a long day at work, and you’re ready for some coveted …

Business (Canada)

Why a little bit of retirement planning knowledge can be a dangerous thing

A little bit of knowledge is a dangerous thing.That’s the point Bonnie-Jean MacDonald, senior research fellow at National Institute of Ageing at …

Retirement

Carrick Talks Money: Is social media damaging our finances?

Personal finance expert Rob Carrick discusses how social media and the fear of missing out, can affect your finances with Shannon Lee Simmons, author of 'Worry-Free Money'.

Social Media

Pension benefits major factor in accepting a job: survey

More than three-quarters (78 per cent) of North American employees and retirees with pension plans said the availability of those benefits was a …

Retirement

AIMCo posts 10.4% return for 2017

The Alberta Investment Management Corp. posted a 10.4 per cent return, net of all costs, at the end of 2017.<p>In a news release on Wednesday, the fund …

Business (Canada)

Commons committee recommends national pharmacare program

The House of Commons’ standing committee on health is recommending the creation of a universal, single public payer prescription drug coverage …

Health Care

Caisse announces financing deal with Canadian logistics services provider

The Caisse de dépôt et placement du Québec is entering into a financing agreement with Metro Supply Chain Group Inc., an Ontario-based third-party …

Business (Canada)

Great-West Life expands mental-health coverage, adds paramedical benefits for staff

Great-West Life Assurance Co. is expanding its benefits offering to employees, including increasing the maximum coverage for mental-health services …

Mental Health

4 ways to trick your brain into saving money

Let's be real: Saving money is hard. Whether you are trying to increase the amount you are putting aside or trying to replenish what you’ve already …

Personal Finance

Worried about outliving your retirement savings? There’s insurance for that

The majority of Canadians in or approaching retirement are worried about outliving their savings. And yet, many fail to prepare for the one thing …

Retirement

Should you lock in your mortgage rate or renew early before interest rates rise again?

The Bank of Canada (BoC) stayed put today, but interest rates will probably begin to rise again by the end of the year.<p>The BoC’s so-called policy …

Canadian Real Estate

Just 17% of Canadian employers starting plans for CPP, QPP changes: survey

Most Canadian employers have yet to take action to prepare for the incoming changes to the Canada Pension Plan and Quebec Pension Plan, according to …

Retirement

Personal Investor: B.C. regulators get legal teeth against scammers

Dale Jackson<p>Your Personal Investor<p>Follow|Archive<p>British Columbia is joining the list of jurisdictions throwing the full weight of the law against …

British Columbia

QSuper’s journey through the ups and downs of integrating technology

Despite several twists and turns, Australian superannuation fund QSuper isn’t shying away from implementing new technology.Speaking at <i>Benefits …

Business (Canada)

Canadian HR functions unprepared for growth of AI, automation: survey

While almost all Canadian companies using artificial intelligence and automation expect to expand their use of the technologies in the next three …

Business (Canada)

Canada’s DC pension industry thriving despite constant need to tinker

While Canada’s defined contribution pension industry faces many challenges, the continuous improvement of offerings from service providers is one of …

Business (Canada)

Striking A Balance Between Risk And Reward - Financial Freedom

I read this story about a couple planning their wedding – let’s call them Carl and Vanessa.<p>Vanessa wanted the ceremony to be held in a park next to a …

Business (Canada)

More work needed from Ontario on titles reform: IIAC

The definition of financial planner is missing, the association says

Investing (Canada)

Budget watchdog says a national basic income would cost $76B

A federal spending watchdog says it could cost federal coffers more than $76 billion a year to provide a national, guaranteed minimum income similar …

Business (Canada)

Building prevention, employee confidence into financial wellness programs

While financial literacy programs have become more prevalent in recent years, the data doesn’t suggest “we’ve moved the dial,” heard attendees at the …

Business (Canada)

5 questions for…Bruce Sellery

<b>Remember your first real paycheque? What did you do with it?</b><p>I bought my older brother’s property maintenance business from him when I was 13 years …

Business (Canada)

Why aren’t Canada’s public sector pension plans integrating enhanced CPP?

The first phase in implementing the Canada Pension Plan enhancement is looming large. Employee and employer contribution rates will start to increase …

Retirement

How to become a financial wizard

There was a time when the wisdom of our parents was handed down through the ages like the treasures of our ancients. There was a time when Coca-Cola …

Personal Finance