401(k)

The Senate Can’t Pass Health Care Without This Man - Bloomberg

Bill Cassidy, the first-term Republican senator from Louisiana, thinks the House’s Obamacare repeal bill failed to consider the impact it will have …

ObamaCare

Here's How Much It Really Costs to Sell Your Home

Ever wonder how much it really costs to sell a home? A recent study shows that it's probably more than you think.<p>There are a number of reasons …

Real Estate

What the most successful 30-somethings do with their money

When you’re in your 20s, you’re getting your financial engine started. In your 30s, you’re just hitting a financial sweet spot: You’re likely bringing home more pay <i>and</i> you still have plenty of time to boost your earnings even more—both in your career and portfolio.<p>Here’s how the most successful …

Retirement

Time to Boost Your 529 College Savings Plan

Most people know that May 29 is Memorial Day this year. But for parents of college-bound kids, there’s another reason to circle May 29 on your …

Retirement

From birth to college: How to budget for having kids

This article is reprinted by permission from NerdWallet.<p>At some point between the pregnancy test and due date, you realize: Life will never be the same. Becoming a parent should bring mostly excitement and joy, but a little bit of panic is normal, particularly when you think about the family budget.<p>…

Personal Finance

Here’s how much you need to save each month to become a millionaire in 20 years

If you start saving and investing early on, becoming a millionaire might not be as hard as you think.<p>If you're putting away $415 a month starting in …

Retirement

Money Milestones: This is how your finances should look in your 50s

On the first day of this year, tech executive and author David Bressler had a note on his calendar to start contributing more to his retirement accounts.<p>Bressler is turning 50 later this year but he’s already capitalizing on what experts say is one of the most important things 50-somethings can do …

Retirement

8 facts about your 401(k) every Baby Boomer should know

A 401(k) account can be a vital part of your retirement plan, generating future income that boosts your financial security. Here are eight critical things to know about your 401(k).<p>Baby Boomers, born between 1946 and 1964, aren't spring chickens anymore. If you're a baby boomer, you're somewhere …

Retirement

Why your 401(k) can be a cash drain

Everyone's heard of stretching to buy a McMansion and becoming "house poor." But what about saving <i>too much</i> for retirement and ending up "401(k) rich and cash poor"?<p>Don't snicker.<p>It can and does happen — often to investors with both good savings habits and good intentions for their financial future<b>.</b> …

Retirement

5 money goals to check off by 30

Our 20s are a pretty transformative decade. We’ll likely secure our first “real” job, start living on our own and experience a few serious relationships.<p>Adulting full time, for the first time, also means getting our finances in order.<p>Of course, we don’t need to have everything figured out by 30 …

Financial Planning

Three Times You’re Unintentionally Annoying Your Hiring Manager

Showing your enthusiasm for the job is great, but it’s easier than you’d think to cross the line.<p>I gave my email one last quick read, took a deep breath, and pressed “send” on the resume and cover letter I’d spent hours tailoring, tweaking, and polishing.<p>I was fresh out of college and eager to land …

Employment

How I Save 25% of My Income For Retirement

Aggressive savings requires creativity. Take advantage of these methods.<p>Saving for retirement isn't easy, but neither is living on Social Security. …

Retirement

Ask a Fool: How do the stock funds in my 401(k) differ?

Most 401(k) fund choices for investing in stocks fit into specific categories.<p>Q: I know I should invest the majority of my 401(k) in stocks, but what are the differences among all of the stock funds offered by my 401(k) plan?<p>Your fund offerings probably have their own unique brand names, but in …

Stocks

Do You Have a Retirement Timeline?

You’ve been saving for years and you can see retirement down the road. What is your timeline? How does all this fit together?<p>Beyond the numbers, we …

Retirement

DOL's Fiduciary Rule Improves Target Date Funds

The DOL Fiduciary Rule goes into effect June 9, 2017, despite expectations of a cancellation.<p>Most believe the Rule is for the retail investor, but it …

Retirement

Start a Retirement Business with an ROBS 401(k)

By the time you approach retirement age, the bulk of your investment wealth may be tied up in your 401(k) and other qualified retirement accounts.<p>If …

Retirement

This New Rule Will Help Protect Your Finances

The new fiduciary rule could save investors billions of dollars each year. Here's how it works.<p>Countless Americans rely on outside professionals to …

Retirement

6 Ways to Increase Your 457 Contribution

Ready to take your savings to the next level? Here's how to get it done.<p>Though Social Security will provide some income for eligible seniors, the …

Retirement

5 secrets of people who spend way less than they earn

If you want to get rich, or at least enjoy some financial security, you have a few options. One: Win the lottery (a bad bet). Two: Inherit a lot of …

Money

10 New Age HR Software Solutions for 2017

Remember Toby the H.R. guy on "The Office"? He wouldn't recognize today's human resources landscape.<p>The comic stereotypes promoted by "Toby from HR" (the HR guy on <i>The Office</i>, in case you've forgotten) have actually become irrelevant given today's emphasis on the value of talent management.<p>In fact, …

Human Resources

Why Some Retirees Should Consider Roth Conversions

Roth IRAs are like the “mother’s milk” of tax structures for retirement investors. They’ve been around for 20 years and I’m always surprised by how …

Retirement

From Full-Time To Freelance: 8 Ways To Transition Without Going Broke

It’s 2017, and if you think we’re just starting to foray into the gig economy, you’re mistaken. The gig economy is already in full swing, and LinkedIn has predicted that 43% of the workforce will be freelance by 2020. I have been a freelancer for more than two years now, but I haven’t been too …

Retirement

11 Pointers to Investing in Your 60s and Beyond

Investing in your 60s is a different ballgame than during years when you focused mostly on growing your retirement funds. When you crack into your …

Retirement Planning

How Trump-GOP Budget Will Wreck Your Wallet

President Trump’s latest budget is an epic train wreck for the old, disabled, college students/Millennials, first responders and working people. It’s a boon to defense companies/The Pentagon and the ultra-wealthy.<p>Ultimately, though, most Americans will pay dearly for the cruelties of this budget — …

Social Justice

73% of Americans Have Financial Regrets -- Don't Be One of Them

Here are the most common financial mistakes Americans make, and how to avoid them.<p>Only one-fifth of American adults say they have no financial …

Personal Finance

BlackRock conducting ‘holistic, strategic reviews’ of benefits

From heading up human resources for a celebrity chef to managing employee benefits at the world’s largest asset manager, Jennifer Lee, has seen it …

3 money moves that sound smart, but hide perils to your finances | Personal Finance

The odds of winning a lottery are infinitesimal. Yet inevitably, someone does. Inspired by the idea of a huge payoff, millions of people burn money …

Retirement

Agency: Switching new teachers to 401(k) costs billions

Making newly hired teachers and other school employees ineligible for a pension and instead giving them a 401(k) would cost Michigan $465 million …

Retirement

Trump to move ahead with Booker-backed rule to protect retirees' investments

WASHINGTON -- President Donald Trump's administration has agreed to move ahead with rules designed to curb abuses by financial advisers handling …

Retirement

Is Borrowing Against Future Cash A Bad Idea?

If you ever find yourself in the position of expecting a future lump sum or stream of cash – such as a legal settlement, lottery winnings, a tax refund, or maybe even the balance sitting in your 401(k) – you may have wondered if there was a way to get your hands on that cash a bit sooner. The good …

Personal Finance