GoBank is an excellent choice for someone looking for a straightforward checking account. This account doesn’t pay interest or offer any additional benefits, but it allows the users to write checks and access it online and on their mobile phone. Additionally, if the user needs to deposit cash, they can do it at a nearby free ATM. GoBank has a huge network of ATMs, but using one outside of that network will cost money to the user. GoBank distinguishes itself out for its user-friendly tools that make banking and money management easier. These capabilities include creating detailed budgets, paying bills, and staying within the financial budget.

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