Ziad Kharrat

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Business Planning for Funding Your Start-Up Part III: Financial Modeling | Inc.com

This 3-part series is intended to decipher the business planning process--making it easier for you to build one that can help you to secure the funding that you need to grow your business into the powerhouse that you want it to be. <b>Part I</b> covered the <b>Business Synopsis</b> section and <b>Part II</b> covered the</b> …

Why Fintech Is One of the Most Promising Industries of 2015 | Inc.com

Just ask WePay. It began as a company solving the small problem of moving small amounts of money around. Suppose you wanted to make it easier for your buddies to pool money to book ski trips: That was the issue Clerico set out to solve with Aberman, his freshman roommate at Boston College in 2003. …

10 things in tech you need to know today

<b>1. Alibaba is getting ready to launch the Netflix of China.</b> The Asian online retail giant is preparing to launch its own video streaming service.<p><b>2. Facebook is eating the $140 billion hardware market.</b> Its Open Compute Project started as a controversial idea within the company — but four years …

10 things in tech you need to know today

<b>1. Twitter CEO Dick Costolo is stepping down.</b> Jack Dorsey, one of the original founders of the company, will be interim CEO.<p><b>2. Dorsey hasn't denied that he's interested in becoming the company's full-time CEO.</b> But for now he says he's focusing on the interim role.<p><b>3. Facebook and Microsoft are</b> …

Apple is setting itself up for a giant iPad

Some of the most interesting features Apple unveiled this week for its iOS 9 operating system were new controls specifically designed for the iPad.<p>These included:<p><b>A new split-screen mode</b> to quickly open a second app in the right column and then slide it away. For example, you could quickly slide the …

Everything You Need to Know About Android Auto

Google’s operating system for cars has finally arrived. Android Auto, which lets drivers control popular smartphone apps through their car’s …

The Ultimate Interface: Your Brain

<i>Ramez Naam is the author of 5 books, including the award-winning Nexus trilogy of sci-fi novels. Follow him on twitter: @ramez. A shorter version of</i> …

Emerging Technology

The 'Internet of Things' will be the world's most massive device market and save companies billions of dollars

The Internet of Things (IoT) is beginning to grow significantly, as consumers, businesses, and governments recognize the benefit of connecting inert devices to the internet.<p>In this report from BI Intelligence, we examine what has driven growth in the Internet of Things and how various sectors of …

Electronic skin makes your body a computer

<b>(CNN) —</b> A patch of gold, just a few centimeters wide and light as a feather, could reveal your innermost thoughts and feelings.<p>This is the premise of Professor John Rogers' Biostamp. By attaching flexible, miniature sensors to the user's temple, he has been able to track brain waves in real time …

Brainwaves

Internet of Things: Opportunities for Apple, Startups, and More

“The future isn’t coming, The Internet of Things (IoT) is already here,” says entrepreneur and futurist Jason Hope. “We’re no longer just accessing the Internet with our smartphones. Devices are now communicating with the manufacturer, consumer and/or other connected devices. This is opening up new …

5 Reasons Your First Language Should Be JavaScript

With hundreds of programming languages out there, it can be hard to know where to begin and what to prioritize in learning <b>computer programming</b>. At …

Meditation for entrepreneurs

<b>1. Eliminates distraction.</b> One of the ways in which meditation can help you become a better entrepreneur is by helping you reduce and even eliminate …

Improve your mobile app strategy in the 10 minutes it takes to get dressed

In 2013, people spent $38 billion on mobile apps. That number is expected to grow to $77 billion by 2017, and the spending power goes well beyond just apps: A recent study shows that after browsing on a mobile device, roughly 50% of shoppers complete their purchase on a smartphone or tablet.<p>Keeping …

Warren Buffett: I was wrong on interest rates

Warren Buffett, the world’s most admired billionaire, faced a lot of criticism on his home turf at this year’s annual meeting of Berkshire Hathaway …

Five Reasons You're Killing Yourself Working Overtime, And How To Stop

Throughout my 18-year corporate life, I would find myself staying late in the office more often than not. If I’m brutally honest with myself, I did it for two reasons – to try to stay caught up with what I felt was a massive workload, but also, to show management that I was a very hard worker. One …

The Workplace

Bill Gates made these 15 predictions in 1999 — it's scary how accurate he was

In the book, Gates makes 15 bold predictions that at the time might have sounded outrageous.<p>But as business student Markus Kirjonen pointed out on his blog, Gates' forecasts turned out to be "eerily prescient."

Bill Gates

How To Solve 6 Common Facebook Frustrations

If you're a Facebook user, you know that Facebook updates their software to introduce new features that claim to improve your experience -- and they do it without warning.<p>It's hard to find the time to study the details of the latest update, which leaves many of us perplexed when using Facebook. …

Cloud computing is the silver lining in Microsoft, Amazon’s mixed earnings

Investors looking for upside in the mixed earnings from two of the world's biggest technology companies can look to the cloud.<p>Reporting on Thursday, Microsoft Corp. and Amazon.com Inc. both showed signs of dominant businesses in transition.<p>For the first time, Amazon.com, a company known primarily …

The 10 most important things in the world right now

<b>1</b><b>.</b> Experts warn that the Calbuco volcano in southern Chile could erupt for the third time after two previous eruptions, on Wednesday and Thursday, prompted evacuations and a state of emergency to be called.<p><b>2.</b> The US accused Russia on Wednesday of building up weapons along the Ukrainian border and …

Here's how Warren Buffett sees the stock market

The Nasdaq is back at all-time highs.<p>After closing at 5,048 back in March 2000, the Nasdaq took more than 15 years to close above that level, closing at 5,056 on Thursday to make a new record closing high. During the day on Thursday, the S&P 500 also breached an intraday record high.<p>And while it's …

Samsung’s Galaxy S6 Edge screen costs $200-$260 to replace, and isn’t covered under warranty

The curved glass display on Samsung’s new Galaxy S6 Edge smartphone could cost between $200 and $260 to replace, and the replacement screen is not covered under warranty.<p>The glass of the Edge’s display is curved downward on both sides, while the screens of most smartphones are flat.<p>Samsung says it …

Phones

Everything we know about the iPhone 7 so far

Even though that's still about five months away, various leaks and notes from analysts have painted a picture of what we might be able to expect from the successor to the iPhone 6 and 6 Plus.<p>Based on what we've heard, it sounds as if the changes will focus more on enhancing features like the camera …

5 Qualities Angel Investors Want in Founders

Opinions expressed by <i>Entrepreneur</i> contributors are their own.<p>What do angel investors want in startup founders? Drive, passion and smarts? Sure but every founder claims those. Integrity and character? Yes, they are essential, but investors notice them only if they are missing. So what do investors …

The 10 most important things in the world right now

<b>1</b><b>.</b> European Union leaders holding an emergency migrant summit in Brussels on Thursday have proposed using military force against human-traffickers in Libya.<p><b>2.</b> Volcano Calbuco in southern Chile on Wednesday erupted for the first time since 1961, prompting an evacuation of anyone within a 6-mile …

The cloud is dead. Long live the cloud

Remember the days when everything we did on a computer started and ended with what was stored on the hard drive? That all changed with the advent of …

Here's A Beautiful Rendering Of An iPhone 7 Concept

Even though Apple released its new iPhones in September, there is already speculation that the next iPhone redesign — the iPhone 7 — will be even better when it arrives in 2016.<p>These theoretical mark-ups of the iPhone 7 caught our attention. Nikola Cirkovic, an engineer at the CIRPIS Center of …

Stocks: 5 things to know before the open

Get ready for an earnings bonanza!<p>Here are the five things you need to know before the opening bell rings in New York:<p><b>1. Earnings explosion:</b> Earnings season is in full swing and many big-name companies are reporting results.<p>Boeing (BA), Coca-Cola (CCE), and McDonald's (MCD) are reporting ahead of …

Fortune.com

• 1. To license Fortune articles, excerpts, or headlines for republication in various media (including books, eBooks, film, web, newsletters, …