Wendy Christel Schmidt

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11 Games to Play on New Year's Day

New Year's Day is good for a few things: recovering from staying up too late the night before, eating your hoppin' john and greens, and hanging …

New Year's Day

4 tax mistakes that could lead to an audit

Want to avoid an audit? Steer clear of these tax mistakes.<p>If there's one thing tax filers fear more than owing money to the IRS, it's getting audited by the IRS. Though your chances of getting audited are statistically pretty slim from the start, you can lower your odds even further by avoiding …

Retirement

Top 5 Financial Planning Mistakes Women Make

Women and Men both make Financial Planning mistakes. Here are a few mistakes that I've observed as peculiar to Women in my experience. If you catch …

Here's how much you need to earn to buy a home in 27 major US cities

If you're looking to buy a home, you may want to consider metro areas in the Midwest or South where home prices are significantly cheaper than in the …

House Prices

Are You Saving Too Much for Emergencies?

Fact: A frightening number of Americans are ill-equipped to handle a financial emergency. A recent GoBankingRates study found that 69% of Americans have less than $1,000 available in savings, while 34% have no savings whatsoever. These findings echo those of a Federal Reserve Board report stating …

5 money goals to check off by 30

Adulting full time, for the first time, also means getting our finances in order.<p>Of course, we don't need to have everything figured out by 30 (thank God), but checking these goals off the list can help set a solid financial foundation we can build on in the decades to come.<p>1. Using a budget that …

Personal Finance

A likely shift in the mortgage market is creating 'prisoners' in housing

Prices have recovered to pre-housing-crisis levels. But with slow wage growth, that means there are fewer affordable houses available to buyers, especially in bigger cities.<p>On the surface, the price trend ought to be good news for existing homeowners looking to sell. However, the likely rise in …

Housing

25 Expert Tips to Reading WAY More Books This Year | Inc.com

I've always enjoyed reading. But, to be perfectly honest, I didn't used to read as much as I should have. Besides being a great way to escape and unwind, reading increases your knowledge, focus, and worldview as a business owner.<p>It also gives you something interesting to talk about when you're …

Productivity

3 Women on What They’ve Learned in Their 70+ Years of Life

9 PHOTOS click for more<p><b>When Emily, 77, told me that as long as I had enough money to pay my rent and feed myself, I should stop worrying, it was like</b> …

Breast Cancer

13 Questions That Will Change Your Life

A great life runs on questions, not answers.<p>When things aren’t going quite the way you’d like them to, it’s often the result of not asking yourself …

Self-improvement

Ravens ignore a treat in favor of a useful tool for the future | Ars Technica

Planning ahead means they're even smarter than we thought.<p>If humans, chimps, gorillas, and orangutans can all do something, but monkeys can’t, that …

Birds

Life hacks: 10 cleaning mistakes to avoid right now

Cleaning the house is unlikely to be the best part of your week, but what if we told you that you might be doing it all wrong and making MORE work …

Lifehacks

8 science-backed mind tricks to beat procrastination and do that thing you've been putting off right now

But the thing about getting things done? It's hard — especially when whatever you're supposed to be doing is daunting, unpleasant, or particularly high stakes.<p>And as we've written before, there are powerful reasons you might be having trouble getting started. But the bills must be paid, the work …

Procrastination