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6 Money Hacks to Make Life Easier

<b>By Karen Cordaway</b> <br>Every now and then we might discover a great tip that makes life so much easier. Whether you're perusing Pinterest, Reddit, …

Goal Setting

10 Guaranteed Ways to Retire Rich

<b>By Maryalene LaPonsie</b> <br>Retiring comfortably - never mind wealthy - may seem out of reach to many people, given current savings rates. Consider that …

Retirement

10 Ways to Reduce Your Housing Costs in Retirement

<b>By Emily Brandon<br>1. Affordable housing</b>Housing is often your biggest retirement expense. But there are a variety of ways to cut your housing costs in …

Retirement

5 Tips for Better Spending Habits

<b>By Karen Cordaway</b><br>While 2016 is in full swing, if you haven't thought about a resolution yet, don't give up. Maybe it's time to make one that has the …

Han Solo
Public Health England

Saving for retirement? What to watch out for in 2016

With the stock markets notching their worst-ever start for a new year, what should folks saving for retirement and those living in retirement look …

We're Not in a Bear Market Yet

The bull market is over, but the bear isn't here -- yet.<p>After two weeks of selling on Wall Street, stock strategists are trimming their expectations …

How I Tripled My Savings In 3 Months

Let me tell you the embarrassing truth about my first savings account. I was 24, and working at a bar in New York. When I came home from a shift, I …

What Today's Stock Market Plunge Tells You About 2016

When it comes to the stock market, first impressions are not as lasting as it seems. That’s the good news, perhaps the only, from the first day of …

Super funds set to post half-year loss

Australian superannuation funds are expected to make a loss for the first half of the financial year because of global share market jitters and …

This is the scariest statistic about millennials and retirement

And it turns out that most millennials don't know much about investing either.<p>The BofA/<i>USA Today</i> report mentioned above asked millennials what they felt they had expertise in (you could pick more than one category). Thirty-four percent said "Social Media." Twenty-three percent said "Health and …

Investing

6 Things to Consider Before Paying Off a Mortgage Early

<i>By Kristin McFarland</i><br>Living debt-free sounds great, and depending on where you are in life it may actually be attainable. But even if you can pay off …

Personal Finance

Longer lifespans demand a rethink of retirement planning

The news on longevity is so good it hurts.<p>Call it the curse of success: Life expectancy on Canada is surging higher, in large part because of advances in treating heart disease. But as our lifespans expand, so too does our need to plan for longer retirements.<p>Financial planners once based …

3 Tips for Your Holiday Gift Budget -- Savings Experiment

The holidays are almost here, and that means gift-giving season is right right around the corner. Unfortunately, that also means buying expensive …

Retirement

3 Real Life Reasons to Get a Credit Card Right Now

A recent survey indicates that just 61 percent of millennials have at least one credit card. This makes some sense given that new laws about …

Personal Finance

Avoid These 10 Retail Scams That Target Holiday Shoppers

<i>By Caroline Hailey</i><br>While you shop for gifts for your friends and family members this holiday shopping season, don't fall victim to the schemes that …

Saks Fifth Avenue

Smart money advice, from poker playing cowboys?

Why do some people always have money to spare, but by the end of the month you always find yourself broke?<p>Could they just be following a better set of advice about spending — the kind that wedges itself in your brain, and pops up every time you splash out on something extravagant.<p>It’s the sort of …

Finance

How to know when you should change your financial plan

<b>Getting a raise.</b> As your career starts to take shape, your earnings might change significantly enough to justify raising your lifestyle expectations, …

Retirement

Why Global Investing Will Improve Your Portfolio

<i>By Kate Stalter</i><br>Large U.S. stocks have notched a mostly stellar performance since their post-financial-crisis rebound, beginning in March 2009. …

Investing

Boomers feeling squeezed by the rise in rents

Rising rents have been cited as a reason millennials aren’t moving out of their parents’ basements. But higher rents could force some boomers to move …

Gen Xers caught in retirement-savings squeeze

Douglas Coupland wasn't out to make Generation X part of the vernacular. Kurt Cobain wasn't out to define an entire generation as fraught with ambivalent <i>Nevermind</i>-lessness. Nor was director Richard Linklater calling us all slackers.<p>So why does financial literature routinely give Gen Xers – that is, …

Maneuver toward retirement: What to do in your 30s

<i>This article is by staff writer William Cowie.</i><p>For most people in their 30s, life can feel like a breathless uphill run on a downward escalator. …

Retirement

How to Start Investing, and Why Now Is a Good Time to Do It

There is a big percentage of Americans who don't like complex financial problems. It's why things get crazy around tax season. It's why personal debt …

Investing

The Encore Career - Warringal Financial Serivces

For many the idea of retiring is scary.<p>You might have big plans for the first year – but what happens after you put in your new kitchen, landscape …

Retirement

Making Your Money Last a Lifetime

<i>By Jane Bennett Clark</i><br>These days, protecting your savings as you approach retirement -- with the goal of making it last as long as you do -- is like …

Retirement

The pension freedom mistake that will halve your pension pot

We chart how market swings from 2000 to 2010 would have affected an invested pension vs someone who bought an annuity<p>Swathes of ordinary people can now follow the example of the wealthiest savers who invest their retirement fund and live from the proceeds.<p>Many of these ordinary people, though, will …

Finance

How to Catch Up on Retirement Savings

NEW YORK -- Americans are still woefully lacking in their retirement savings with only 19 percent who are saving more this year compared to last year.<p>…

Retirement

7 Ways to Make Your Savings Grow Faster Automatically

What are you saving money for?<p>European vacation? Kids' college tuition? Emergency fund for a natural disaster, disease or job layoff? Or maybe you're …

The Top 3 Reasons Never to Chase Investment Returns

#1: The past is too late.<p>You hear advisors on TV talking about how they research and pick the securities with the highest returns. That sounds good …