vjmedina

18 Flips | 1 Magazine | 4 Following | 1 Follower | @vjmedina | Estate planning, elder law attorney and tremendous Mac nerd. Father of 3 sons; life is like a 50s sitcom.

How to Start Saving For Retirement | Investopedia

When it comes to personal finance, saving and investing, the caveats "it depends" or "your situation may be different" come up a lot. But that's not …

Retirement

Traders Seek Ways to Benefit From ETFs’ Woes

In some cases, gains come at expense of individual investors<p>Wall Street is concocting ways to capitalize on potential weak spots in exchange-traded funds, which showed signs of vulnerability during the recent market turmoil.<p>Aiming at ETFs from cybersecurity to oil, traders are designing wagers to …

Stock Markets

Almost no one can beat the market

Year after year, decade after decade, evidence has piled up that neither individual nor professional investors can outperform broad market indexes …

Investing

Why Inferential Statistics Can't Evaluate Active Managers

Executive Summary<p>Determining whether investment results are due to luck or skill is no small task for even skilled analysts evaluating an active …

10 Retirement Mistakes You Must Avoid!

Retirement investing is without a doubt the most crucial avenue of investing in your life. You never know what condition your health will be in, who …

Retirement

Manage Your Money Without a Human Advisor? Heed this Warning

Labor Secretary Thomas Perez recently testified before the House on a proposed rule to regulate financial advice related to employer-based retirement accounts and rollovers. Perez began his remarks with a story of a couple where the husband managed a low-cost portfolio without the help of a …

Opinion: Top money managers are turning to gold — should you?

The world’s top money managers have hated gold bullion for almost as long as anyone’s been asking them.<p>But not anymore.<p>With China wobbling, Europe in …

Investing

5 Reasons You’ll Never Be a Millionaire (and How to Fix That)

Break these 5 wealth-killing habits to reach your financial goals.<p>What if you could retire early, travel the world, or fund that brilliant business idea you've had tucked away in the corner of your mind?<p>Well, it certainly won't happen by accident, and despite your best efforts, you might just be …

Personal Finance

Retire Right: Essential Advice for Your First Year of Freedom

Many retirees make the same mistakes, copying each other and paying the consequences. Here’s some of the most common mistakes you should avoid so …

Retirement

8 Reasons to Roll Over Your 401(k) to an IRA | Investopedia

Whenever you change jobs, assuming you have a 401(k) in your current position, you have the option of moving your account into your new employer’s …

Retirement

Can You Pass This 3 Question Test of Basic Money Smarts?

Two money experts have quizzed people around the world to test their understanding of basic financial concepts like risk, compounding interest and …

10 signs you're ready to retire

Not sure whether you’re ready to retire? If you can check off a number of the things on the below list, chances are you’re ready. Just keep in mind …

We aren't giving Tesla enough credit for how incredible the Model S is

Insane Mode was truly insane. Here was a four-door luxury car that could do 0-to-60 in a staggering 3.1 seconds. That's supercar velocity.<p>But Ludicrous Mode cranks the Model S up to 11. Yes, it truly does. Through some complicated electrical engineering and the addition of a 90kWh battery option, …

Millennials who are financially thriving have one characteristic in common

Millions of America's young people are really struggling financially. Around 30 percent are living with their parents, and many others are coping with stagnant wages, underemployment, and sky-high rent.<p>And then there are those who are doing just great—owning a house, buying a car, and consistently …