tracy

27 Flips | 6 Magazines | 499 Likes | 6 Following | 1 Follower | @tracymccrakin | Keep up with tracy on Flipboard, a place to see the stories, photos, and updates that matter to you. Flipboard creates a personalized magazine full of everything, from world news to life’s great moments. Download Flipboard for free and search for “tracy”

How to Be Someone People Love to Talk To

When do we really learn good conversation skills? Well, we don’t. We’re just kind of expected to pick them up…<p>And we wonder why people aren’t better …

Indoor Gardening: Forcing Hyacinths

If you’ve ever seen gorgeous flower arrangements with bulbs blooming early or entirely off-season and wondered how it was done, here’s your chance to trick Mother Nature! Learn the art of forcing hyacinths with this step-by-step tutorial that Melanie Falick shared on the Creativebug Blog and enjoy …

Gardening

Samsung says it is closer to flexible electronics after graphene breakthrough

Samsung and an affiliated laboratory say they have grown large-scale, impurity free graphene, an important step toward making the material …

Skip the Squats and Do These 15 Booty-Sculpting Moves Instead

Squats have their place in strength training, but there are plenty of other butt exercises out there! Mix up your routine, and try out the following …

7 Style Tips For Large Men - Big Man's Guide To Sharp Dressing | The Art of Manliness

Fashion, like any industry, has its share of quackery, and no one gets treated to more “miracle products” or “life-changing purchases” than a man …

The 12 Shoes Every Man Should Own

The average man owns a dozen pairs of shoes. These are the essentials.<p>If you had to have exactly a dozen pairs, what would you go with? Hell, what should <i>every</i> guy go with? Well, we decided to answer that question. So now, as a public service, allow us to present the shoes every man should own. …

The 2013 Esquire Grooming Awards

<b>For the past year</b> we've scraped razors across our skin, scrubbed soap all over our bodies and faces, and spritzed ourselves with every fragrance you could think of. Here, we share the results, so you can avoid all that. See our findings in the slideshow.<p><b>Follow The Style Blog on RSS and on Twitter</b> …

MadeSolid Is Creating Next-Gen 3D Printing Materials

It seems like we can’t go a week these days without hearing about some new startup making a new 3D printer that wants to be better and cheaper than everything else. I’m not complaining, of course — competition is good for everyone. But it’s a tough space if you’re looking to stand out.<p>MadeSolid, a …

How A Serial Entrepreneur Built A $95 Million Tax Free Roth IRA

<i>This article appears in the April 9, 2012 issue of FORBES Magazine.</i><p>In 2010 Max R. Levchin, chairman of social review site Yelp, sold 3.1 million shares of Yelp held in his Roth individual retirement account. Most of the $10.1 million he received was profit. But Levchin, a 36-year-old serial …

How To Use A Roth IRA To Boost Your Retirement Savings

If tax rates are constant, then a traditional 401(k) is technically the same as a Roth IRA. That is, it does not matter whether the account is taxed at the beginning or the end. Since tax is deferred in a traditional account, more money is invested and the total earnings are greater than in a Roth …

Retirement

How To Use Your IRA To Buy Investment Properties

Putting your hard-earned IRA assets into a “self-directed” IRA can be a very good idea to grow long-term, tax-deferred or tax-free assets. But it doesn’t work for everyone.<p>With taxes going up for most people, you might be paying more attention to your tax-deferred retirement investing options, such …

'Checkbook IRAs' let you invest retirement funds in real estate

Lil Miller-Fox's individual retirement account has three bedrooms, two baths and a two-car garage.<p>Better yet, the rental house in a gated community in Sebastian, Fla., not far from the Atlantic, isn't run by an advisor that charges exorbitant monthly fees. Rather, Miller-Fox makes all the …

How To Invest Your IRA In Real Estate And Alternative Assets

<i>This article appears in the June 25, 2012 Investment Guide issue of FORBES magazine with the headline,</i> “Go Rogue With Your IRA.”<p>Sidney Harth, an acclaimed violinist and conductor, died last year at the age of 85, leaving $5 ­million in assets, including musical instruments, a New York City …

How To Get The Most Bang For Your IRA Buck

Stock market volatility has left investors looking for other ways to grow retirement assets.<p>Consider Mark Shaw, a reader who wrote to me recently. Shaw, 48, who works as an employment specialist with a non-profit in Whiteville, NC, is thinking about investing his IRA in tax deeds and real estate, …

SecondMarket allows IRA investment in bitcoin

If you want to bet long on bitcoin, what better way than to put some in your retirement account?<p>SecondMarket, a finance startup that has helped people invest in private technology companies, has been gathering the virtual currency into the Bitcoin Investment Trust. It has been buying bitcoin for …

Rethink cash in your 401(k)

Do you have cash equivalents sitting in either your 401(k) or other retirement accounts? If you do, you’re missing out, not only on safe …

Retirement

How to Withdraw Penalty-Free From IRA or 401(k) in 9 Cases

It always seems to cost a lot of money whenever life goes off the rails into uncharted chaos territory. After the emergency fund is drained from too …

How To Leave Your IRA To Those You Love

Some of the most costly estate planning mistakes I hear about from readers involve retirement accounts. Contrary to popular misconception, they are not normally covered by a will. Instead, the funds go to inheritors according to beneficiary designation forms. You fill out the form when you open an …

Gold for Your IRA?

Some owners of individual retirement accounts still have bad vibes about the stock market. However, the safest fixed-income investments are paying …

Precious Metals

Roth IRAs, Cydia Tweaks, and Speedtest

Readers offer their best tips for maximizing Roth IRAs, updating Cydia tweaks, and running Speedtest at the command line.<p>Every day we receive …

Delaying IRA contributions can cost you

Correction: Contributing $5,500 to an individual retirement account each January, rather than in April of the following year, over 31 years (with an …

Retirement

How to Make Bailey's Truffle Fudge

This is a dessert that can be enjoyed with other desserts. Dunk a piece into your hot cocoa, fancy a chocolate dessert, or just enjoy this Bailey's …

DIY: Rose Petal Ice Cubes

Remember walking around with a pink-stained tongue all summer long? I don’t advocate the return of Kool-Aid to your diet, but if you keep a tray of …