Tom Harwell

6 Flips | 1 Magazine | 4 Following | 1 Follower | @tom1958 | Keep up with Tom Harwell on Flipboard, a place to see the stories, photos, and updates that matter to you. Flipboard creates a personalized magazine full of everything, from world news to life’s great moments. Download Flipboard for free and search for “Tom Harwell”

The Science of Learning a New Language (and How to Use It)

Learning new languages is a natural instinct for children, and yet it becomes more difficult as we age. We might be at a disadvantage as adults, but …

Samsung Galaxy S5 Leaked Home Screen Is Radical Departure From The Past

Samsung's next big flagship phone hasn't even been announced yet - but we're already starting to see some pretty interesting leaks ahead of the …

Are You Ready to Retire?

If you're 50 or older, it's time to start thinking about your exit strategy from the workaday world. The sooner you start, the more time you'll have …

How to Make a Budget That Actually Works!

You probably know that you need a budget in order to help you reach your financial goals.For many people “budget” is a six-letter dirty word, but it …

4 Secrets to Paying Off Debt Faster

Just over a year ago, I had $3,000 in credit card debt… and I was not happy about it.<p>At the time, I had just made a career switch and had landed my …

Control Your Debt With an Annual Clean Sweep

If you choose to use debt to manage fluctuations in cash flow, simplistic advice to live debt free isn't helpful. Here's a simple, practical test for …