Therese

139 Flips | 9 Magazines | 2 Following | @tkean | Keep up with Therese on Flipboard, a place to see the stories, photos, and updates that matter to you. Flipboard creates a personalized magazine full of everything, from world news to life’s great moments. Download Flipboard for free and search for “Therese”

In defense of frugality

<b>This article is by staff writer Kristin Wong.</b><p>Frugality isn’t very sexy. I’ll admit that.<p>For most people, the concept of thrift probably conjures …

7 Money Rules You Need to Know

If you’re smart, accomplished, advancing in your career, and embarrassed by how little you know about money, you’re not alone. We have to make a lot …

Dave Ramsey’s 7 Tips for Paying Off a Mortgage Faster

The amount you have to finance through a mortgage loan and the long-term commitment you’re making to real estate can be overwhelming. Completing a …

How to Open a Savings Account

Melpomene / Shutterstock.com<p>Opening a savings account gives you a new option for stashing your extra money — whether it's for a short-term goal like …

Overcoming Mental Challenges Your First Year Of Retirement

“At first” is a phrase I commonly hear from retirees who have made it through the first few years of retirement. While it’s a time of life most people paint as utopian, retirement is actually a major change that can bring with it a variety of questions, concerns, and feelings rarely talked about, …

Overcome Your Financial Fears

I laughed out loud in the bathtub a few months ago while reading my friend Kate Northup's book, <i>Money: A Love Story</i>. She was telling the story of how she did everything she could to avoid opening her bank and credit card statements. I had thought I was the only one who did this! I developed a …

5 Signs You're in Financial Trouble

This article was written by Alaina Forbes for Manilla.com.<p>Financial troubles do not often appear out of nowhere, but if bad financial habits have become the norm, you may not see the warning signs. Here are five red flags that you may be heading towards financial trouble.<p>1. No Significant Savings …

What Not to Cut From Your Personal Budget

It's OK to be cheap, but don't sacrifice enjoyment. Here's how to find a balance.<p>Not to call you out, but you're cheap.<p>You wouldn't be perusing items …

The Surprising Power of a Dollar Saved

As I've mentioned on this blog before, I've been saving up to marry my amazing fiancee, Ana. As a frugal guy, saving has never really been a …

8 Purchases That Can Save You Hundreds of Dollars

Rental Properties: They Could Be Your Cash Flow Machine

After the real estate bubble burst in 2007, and property values in most areas of the country collapsed, many investors soured on real estate. But …

6 Ways to Ease the Pain of Crafting Your First Budget

Budgeting can be painful, especially for families just learning how to do it. That might explain why only 32 percent of households craft detailed …

10 Strange and Sneaky Supermarket Savings Strategies

Keep Track of Your Monthly Bills... By Throwing Away Your Statements

I remember how I used to do bills each month. I’d sit down with the checkbook, a stack of bills, and a book of stamps… Then I’d hop on my horse and …

10 Steps to Fix Your Money Problems

If you are in a bad financial situation, and here are 10 things that could help you toward recovery. These steps will put you back on track, but the …

Personal Finance

8 Things You Should Never Keep in Your Wallet

That overstuffed wallet of yours can’t be comfortable to sit on. It’s probably even too clunky to lug around in a purse, too.<p>And with every new bank …

Are you sabotaging your financial future?

Even the best-laid plans can go awry. Sometimes you have to step back and make sure that you are still on your way to meeting your financial goals …

How tightening your home can save you money

NEW YORK (AP) — That precious, cooled air that leaks out of your home every summer is money leaking out of your checkbook.<p>Electricity prices are expected to rise faster this year than they have since 2009, to a record average of 12.5 cents per kilowatt-hour, according to the Energy Department. And …

Fiscally Healthy: Eating Your Vegetables Saves You Money

Retirement: How to invest wisely to live comfortably

Fidelity executive says that retirees need to invest in equities to outpace inflation.<p>Financial advisers often encourage people to save aggressively for retirement and invest in stocks for the long term, but many people struggle with retirement saving and investing. USA TODAY asked Fidelity …

Three ways to get better at finance

<i>“Dwell in possibility.” – Emily Dickinson</i><p>We live in a society that seems to be pretty unforgiving when it comes to making mistakes or getting the …

Personal Finance

Hidden Fees That Eat Your Retirement Alive

You hear a lot about the unfortunately high cost of 401(k) plans, and they are a walking disaster. But even ordinary savers and investors can fall victim to hidden fees in their retirement plans.<p>Fees are a big deal. A number that seems small, say 1%, adds up over time to be a large percentage of …

How to create a recession-proof life

Now that we’ve slogged through the Great Recession and long, slow recovery, it’s painful to imagine suffering through that again. But while economic …

The two personal finance books that changed my life

I really like “Rich Dad Poor Dad” (The Cashflow Quadrant) and “Your Money Or Your Life“. While Your Money Or Your Life made me reevaluate whether an …

7 Features That Will Get Your Home Sold Faster

How I Halved My Food Budget to $600 a Month

I opened up my budget tracking tool last November, and my jaw dropped -- I had spent $1,200 on food that month. That's when I knew I had to make a …

Advice for the Middle Class

Adapting is the name of the game in today's economy.<p>As a monthly magazine, our job is to go beyond the headlines and interpret what the news means …

Tips to Save Money On Air Conditioning

Summer is right around the corner, which means endless sunshine, barbecues, travel, and pool parties. For people hoping to beat the heat this summer, …