byr tem

33 Flips | 6 Magazines | 12 Following | 1 Follower | @templeby | Keep up with byr tem on Flipboard, a place to see the stories, photos, and updates that matter to you. Flipboard creates a personalized magazine full of everything, from world news to life’s great moments. Download Flipboard for free and search for “byr tem”

Easy Money Will Lead To Bubbles - How to Profit From Them

<i>Below is the August 16th Thoughts from the Frontline, republished in full.</i><p>“The difference between genius and stupidity is that genius has its limits.” – Albert Einstein<p>“Genius is a rising stock market.” – John Kenneth Galbraith<p>“Any plan conceived in moderation must fail when circumstances are set …

The 15 Immutable Laws of Being Handy

Which you should pass along to your children. Originally published at Esquire.<p>Which you should pass along to your children.<p><i>Originally published at Esquire.</i>

The Week Ahead: Two Traits Investors Need to Succeed

Even though June is historically a flat month, as of Thursday’s close, the <b>Spyder Trust</b> (SPY) is up 1.9%. Since 1950, stocks have been higher 32 years and down 32 years with an average loss of -0.10.<p>July has been a bit better since 1950 with an average gain of 0.86%. Of course, any historical …

Damaged home? How to get an insurer to pay up

Tornadoes. Hurricanes. Wildfires. Over the past decade, insurance companies have paid more than $450 billion in property damages to policyholders.<p>And now some insurers are looking for waysto limit their losses by denying claims and sticking homeowners with the bill, said David Barrack, executive …

IRS Releases Much Anticipated 'Taxpayer Bill Of Rights'

A 2012 taxpayer survey revealed that only 46% of taxpayers believe that they have any rights before the Internal Revenue Service (IRS). Just a mere 11% of taxpayers actually knew what those rights were. Those statistics, according to National Taxpayer Advocate Nina E. Olson, are demonstrative of …

The Simple Mathematical Law That Financial Fraudsters Can't Beat

How hard is it to ferret out securities fraud? It might be as easy as looking for how many times the digit `1’ appears in a company’s financial entries instead of ‘9.’<p>A simple mathematical law that applies to everything from the height of mountains to the population of towns in Tajikistan can also …

Five Things To Do Once The Market Has Slumped

We just might be in a correction, but it may be the start of a big summer slump. The market has been trying to rise but there is just no pep in the market like the tail end of 2013. Stellar risers like Tesla have failed to make another jump up and stars like Facebook have rolled over and plummeted. …

How To Solve A Rubik's Cube

<b>Step 1: White Cross</b> <br>You should be able to complete this step just by playing around with the cube. Make sure that the edges of the cross match the center squares on the adjacent sides.<p><b>Step 2: Finish First Layer</b><p><b>Step 3: Middle Layer</b> <br>You may need to move some middle layer edge pieces from the top …

China Merges Wal-Mart With Goldman Sachs in Alibaba

Yesterday, the China Banking Regulatory Commission approved a pilot of five privately owned banks – a move designed to introduce competition and private capital into the state-dominated banking sector while providing better financial services for small and medium sized enterprises (SMEs). In doing …

Best 3DS Games for a Brand New 3DS Owner

Did you happen to receive a brand new 3DS or even a 2DS this holiday season? Are you looking for some new games to pick up? Well, look no further! …

What Should You Be Binge-Watching On Netflix Right Now?

Netflix, because sleeping is overrated.

7 Google Secrets You Need To See

How to make Google a video game.

How to set up and use Google Cloud Print

Set up a Google Cloud Ready printer<p>The easiest way to get started with Google cloud printing is to have a printer that's Google Cloud Ready. A full …

Top 10 Cars for 2014: PM Auto Excellence Awards

U.S. auto sales are booming, and the market is brimming with great carsevery segment is full of choices with modern styling and sporty driving dynamics. Its been an exciting year for car enthusiasts, but it also makes deciding on just 10 winne<p>U.S. auto sales are booming, and the market is brimming …

General Motors

Investing Strategy When Interest Rates Are Low

If you remember investing in the 1980s, you probably remember when certificates of deposits paid handsomely. But what is the investing strategy today, when interest rates are low and likely to stay there?<p>It’s madness, really. A “high yield” money market account pays less than 1% these days. No …

The 15 Wittiest Things Oscar Wilde Ever Said

Or wrote. Maybe. (He said a lot of witty things).<p>Happy birthday, you quote machine, you!<p>All photos by Napoleon Sarony, via Oscar Wilde In America.

Ten Ratios To Make You Money In Stocks

Evaluating stocks to buy and sell can be a tricky business, even with all of the data available at your fingertips. Out of the dozens of ratios and metrics that give clues to the financial health of a company, a few of them are extremely useful for their simplicity and effectiveness.<p>Here are ten …

Beer Experts Say These Are The 20 Best Beers In The World

Stanford University computer science post-doc Julian McAuley and assistant professor Jure Leskovec released a paper earlier this year outlining how our tastes change as we consume more products and gain more expertise.<p>Their theory was the more experience we have, the more we will like certain …

Demystifying Wall Street: Jim Cramer 'Mad Money' Recap http://www.go-tst.com/oqSbP

The 20 Best Latin Phrases For Business Leaders

Bringing out a good Latin phrase in a discussion is like brining a <i>gun</i> to a <i>knife</i> fight. It gets people’s attention. But if you are quoting Lucretius at the start of every meeting “<i>nil igitur mors est ad nos”</i> (<i>Death, therefore, is nothing to us</i>) you will sound like an absolute tool. Even if you are …

Wizards Of The Coast Launches 'The Sundering'

<i>Dungeons & Dragons begins the year-long ‘Sundering’ event today, transforming the game and the Forgotten Realms in the process.</i><p><i>Dungeons & Dragon</i> will never be the same. After 100 years of chaos and calamity, The Forgotten Realms is finally trying to pick up the pieces.<p>As publisher Wizards of the …

Seven Stocks To Own In Technology, Capital Goods, And Financials In This Bull Market

Worried about the sustainability of this bull market? Many investors are, but they shouldn’t be, according to some seasoned and savvy veteran market watchers, who are confident that over the next 12 to 18 months, the stock market will continue to pile up enormous returns with little downside risk …

Spectacular West Coast Penthouse in Vancouver’s Aerie II

• 1 |<p>One of many terraces that open from main interior rooms, this lounge space looks out over the water.<p>2 |<p>3 |<p>4 |<p>Large open spaces like this living …

Rock 'Em Sock 'Em Robots: PM's 10 Favorite Mecha

With Pacific Rim stomping into theaters this weekend, PopMech takes a look back at our favorite city-destroying, monster-and-alien-fighting giant robots.<p>With <i>Pacific Rim</i> stomping into theaters this weekend, PopMech takes a look back at our favorite city-destroying, monster-and-alien-fighting giant …

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Return Of The $750 Gaming PC Build: Now With Blu-Ray, Modular PSU, Double The SSD Storage

In April I posted an article titled “How To Build A Powerful Gaming PC For $750 — SSD And Operating System Included.” In less than three months it has attracted a shocking amount of views and inspired throngs of readers to wade into the exciting waters of PC gaming. Hundreds of you built that …

7 Money Habits Of The Rich That The Rest Of Us Can Copy

Yachts? Evening gowns? Travel?<p>That's true to an extent, but not all rich people live that way. For this argument, we'll define "rich" as having an excess of money, and "lavish" as obscenely using moolah like those in Hollywood.<p>Those who are rich, especially the self-made rich, are a different breed …

The 12 Smartest People On Wall Street

Of course, the best insights always come from the people who really know their stuff - and that knowledge and experience typically lends to a unique perspective that is hard to find anywhere else.<p>We've compiled a list of the analysts, economists, and managers we consider to be some of the smartest …

Three Simple Index Fund Portfolios

I’m often asked to recommend a simple index fund portfolio for people who are just getting started with passive investing and want to learn the basics. There are several good portfolios you can build to suit your needs using a few funds that require little maintenance. Balanced index funds are also …

9 Formulas You Must Master To Pass The CFA Exams

Consisting of three levels, the CFA is considered to be the most difficult test on the Street with fewer than 20 percent of candidates passing all three on the first try.<p>What's more is the average test-taker spends a solid five to six months preparing for the CFA.<p>There are several formulas a …