Teddy Hammond

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7 countries where you can travel on $30 a day or less

There are countries all over the world where, thanks to the low cost of living and (in some cases) strong U.S. dollar, it's possible to get around on a very low budget.<p>Traveling on the cheap is certainly not for everyone and it often means making a few sacrifices, but choosing the right place to …

Travel

10 Strategies for Fat Loss and Healthy Eating on a Budget

The last question completely threw me off guard. A frustrated middle-aged woman, sitting in a back row, stood up just as the moderator told my audience, "One more question."<p>Her initial sigh signaled hesitancy. "I work two jobs and raise three kids pretty much by myself," she began. "My husband is …

10 Budget-Friendly Meals Everyone Should Know How to Make

I'm always looking for ways to feed my family for less. It seems like no matter how much meal planning I do, I'm still running up a grocery bill …

Here's The Difference Between Someone Who Starts Saving At 25 Vs. Someone Who Starts At 35

If you want to have a comfortable retirement, it is very important to begin saving early. It's a point that can't be reiterated enough.<p>Here is another example why.<p>Consider two hypothetical savers, Emily and Dave. Emily puts $200 per month into a retirement account with an estimated 6% rate of …

Retirement

7 Quick Tricks to Boost Your Happiness

In <i>The Secret</i>, Rhonda Byrne said that if there is one take away you have from the book, it is to "feel good now." The mind is a magnet and attracts more of what it is we are thinking about it. If we are focusing on feeling optimistic, we bring more good into our lives (and the same for the reverse). …

Happiness

5 Easy Tricks to Bust Out of a Bad Mood

Bad moods are the worst, aren't they? Especially the ones that you just wake up with and can't shake. Those are the ones I really dislike. But as I've come to learn over the years, you can either make or break your own happiness. And while sometimes it isn't easy, no matter the circumstances, you …