Tara blight

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Dear undergrads: Your degree was never intended to land you a job

<i>Dear Applicant: Thank you for your letter inquiring about positions in our economics department. At this time, we have no openings. However, I will keep your letter on file should an appropriate job become available.</i><p>At least, that's what I am required to tell you. But here's what I'd really like to …

Macaroni and Cheese Waffles Recipe

Waffled macaroni and cheese might not rank quite as high on the list of "things you must try before you die" as, say, a fresh-from-the-water oyster, or a sliver of Parmesan sliced off of a wheel that has just been opened in front of your eyes, or a bit of playful light bondage, but it's certainly …

Classic, Gooey Cinnamon Rolls

<i>Nick Malgieri</i><p>Nick Malgieri, the director of baking and pastry programs at The Institute of Culinary Education in New York City, created this recipe exclusively for Epicurious. The enriched yeast dough is a snap to make and even easier to shape into decadent, delicious cinnamon rolls. Best of all, …

Baking

West Coaster making $86,000 can barely afford his modest life

The recent $2,072.34 repair bill on Hamish Telford's 2005 Dodge Caravan hit him right where it hurts.<p>In his savings, that is. "I went in thinking it was going to be a fairly small tweak to the brakes and, lo and behold, I had this big bill," he said. "It took a big whack out of my small amount of …

Primerica Gains Most Since 2010 After Beating Estimates

Primerica Inc. rose the most since 2010 after announcing a $150 million stock buyback and posting fourth-quarter profit that beat analysts’ estimates.<p>…

You are probably overexposed to financials

The past five years have eliminated a major diversification risk for Canadian investors and replaced it with another, more subtle problem.<p>It's the dominance of financials, one of the top-performing segments of the Canadian market in the past five years. Your weekend investing assignment: Figure out …

Buffett's Berkshire is yesterday's story

There was a time, way back in the 1960s, when conglomerates were all the rage. They've fallen out of favour since then. But that didn't stop a small firm based in Omaha, Neb., from blossoming into one of the biggest conglomerates in the world.<p>The man responsible for transforming Berkshire Hathaway …

5 ways to boost your credit score

Most New Year’s resolutions require consumers to spend money, but here’s one that actually doesn’t cost anything and ultimately helps people save: …

How I lost 52 pounds: I started small with no magic number in mind

<b>Laura Michaluk</b><p><i>33, Greater Toronto Area</i><p><b>Pounds dropped: 52</b><p><b>My turning point:</b> In October, 2012, I surrendered. It wasn't because I had reached my heaviest weight (in 2004 I weighed 221 pounds and at my turning point I was 202 pounds). It wasn't that I had a health scare. It wasn't even me trying to fit …

How to keep those fickle millennials happy

They're here and they will continue to arrive en masse in the workplace. Some are newly graduated from university or college, while others have a few years of work experience under their belts. These are the millennials – a group born between 1980 and 1995.<p>According to PricewaterhouseCooper's …

Canada's biggest banks say consumers are reaching the limit on how much they can afford to borrow, and that's likely to slow loan growth this year. Read more about how this will impact Canadian households here: http://cbc.sh/21Luc9P

National Bank: Stocks poised for 'meaningful correction,' gold will rally

<i>Globe editors have posted this research report with permission of National Bank Financial. This should not be construed as an endorsement of the report's recommendations. For more on The Globe's disclaimers please read here. The following is excerpted from the report:</i><p>The major themes and trends …

Forget labour shortages – could Canada be headed for a worker glut?

Contrary to current conventional wisdom, those copious baby boomers are boosting the unemployment rate of late, but that is not entirely a bad sign. It suggests Canada could be facing a glut of workers, not a shortage, in the next decade – and a markedly better economic outlook as well.<p>Despite the …

Why One in Six Canadians Will Eventually Go Bankrupt

There are just over 26 million adult Canadians, and in a typical year between 120,000 and 150,000 Canadians file a consumer proposal or declare …

Are you risk-ready for the next downturn?

What do we think about when we think about investment risk?<p>What to eat for dinner tonight, maybe. Or whether to book the dog for a grooming this weekend.<p>Our minds wander when confronting this most basic aspect of portfolio building and it's only partly our fault. The financial industry's preferred …

Is 25 too young to save? Not if you actually want to retire on time

When 20-somethings look ahead to the new year, saving for retirement is unlikely to top their list of financial worries.<p>But a new survey suggests that's exactly where it should be, given that 70 per cent of people polled thought they could only afford to retire if they started saving by age 25.<p>It …

Four changes CMHC needs to make to rein in its mortgage market influence

My nomination for the understatement of the year goes to Finance Minister Jim Flaherty, who in early December observed that "regrettably, CMHC became something rather more grand I think than it was intended to be."<p>Indeed. The Crown corporation, which originally had a humble mandate of helping …

10 money-making ideas for 2014

Slide 1 of 12<p>After a stellar year for stocks in the U.S. and other developed markets, what can investors expect in 2014?<p>If the Federal Reserve’s …

Stock Markets

Shift Your Attitude to Create a More Positive New Year

As we near the end of 2013, many of us will naturally reflect on the past year. It’s easy to focus on the big things, either positive or negative, …

Notes from a power outage: Investing for the best and worst of times

<i>Chris Umiastowski is the growth investor for Globe Investor's</i> Strategy Lab<i>. Follow his contributions here</i> <i>and view his model portfolio here.</i><p>On Sunday afternoon, with no power in our Toronto home, and a house temperature that was slowly declining toward decidedly uncomfortable, my family ventured out …

Holiday Sugar Cookies

Makes about 36 cookies<p>Print<p>Ingredients<p>cookies<p>1 cup unsalted butter, room temperature<p>1 tablespoon ground ginger<p>1 cup (packed) golden brown sugar<p>1 large egg<p>1 teaspoon vanilla extract<p>2 2/3 cups all purpose flour<p>1 teaspoon baking powder<p>1/2 teaspoon salt<p>1/2 teaspoon ground nutmeg<p>frosting<p>9 cups (or more) …

Generation Screwed: Youth struggle for jobs, home ownership

Youth unemployment is rising, student debt is high, and milestones like home ownership and starting a family can seem like distant dreams for many.<p>Is …

Stop Being Afraid of Change and Go with the Flow

Why is it that change gets some of us so worked up?<p>My mantra to my son is “change is good for me.”<p>I guess it’s the fear of the unknown that creates …

Paulo Coelho

Does this pump you up, or freak you out? Pulpit Rock, Norway. Photo by Thomas Trommer: http://bit.ly/17Ed6K7

How Simple Mini Habits Can Change Your Life

<b>“The only way to make sense out of change is to plunge into it, move with it, and join the dance.” ~Alan Watts</b><p>It was late 2012, just after Christmas, …

Will Power

Fired? Laid off? Don’t get angry. Get busy

<i>Excerpted from</i> The Best Thing That Could Ever Happen to You: How a Career Reversal Can Reinvigorate Your Life <i>by Sander A. Flaum (@</i>Sander_Flaum)<i>. Copyright 2013. Reprinted by permission of Big Shoes Publishing.</i><p>Brick and mortar recruiters versus online job-hunting sites – which is your best …

Life is Like That: How Letting Go Lets You See the Next Opportunity

You wanted that job – you thought you were the best candidate. You interviewed like a pro. You had letters of recommendation. You know the industry. …

Employment