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How Timing Impacts Your Retirement Portfolio Longevity | Investopedia

How long will your retirement nest egg last? This is an intricate question to answer and many factors come into play such as rate of return, the …

Retirement

How Do I Use the Bucket Approach for Retirement Income?

This strategy can help avoid the need to sell securities in a bear market.<p><b>Q.: When using the bucket approach to retirement investing, what is the</b> …

How To Prepare For The Coming Stock Market Crash

Economists are cautioned to predict what or when, but never both. While not an economist, I’ll heed this advice and predict what. The stock market will crash in dramatic fashion.<p>It’s inescapable. Central banks have driven rates into the ground. According to the WSJ, there is more than $11 trillion …

Stock Markets

How Rising Health Care Costs Are Wrecking Retirement Savings

Family financial stress is up, along with health care deductibles.<p>American workers are feeling more stressed about their finances, in large measure …

As Retirement Nears, Boomers Have More Fears

I wish I could be celebrating National Retirement Planning Week, an April 11 to 15 campaign run by a a coalition of 40 financial services organizations, consumer advocacy groups and educators. But two retirement surveys released yesterday and today are preventing me from sending out cards.<p>The …

How insurance can trim your tax bills

The world’s most powerful companies use sophisticated strategies to eliminate taxes. If you are a corporate executive, you might be able to take advantage of variations on these strategies — one of them being life and death.<p>Big money is involved. A recent report from the Center for Effective …

The Legacy Optimizer Strategy: More Than Double A $325,000 IRA For Your Heirs

A recent client of mine found herself in a very interesting position.<p>My client and her husband both had very handsome pensions that paid them more in retirement than they were making while they were working. Each month, they had a surplus and were putting a portion of it into a savings account that …

Sell Your Business For Top Dollar

By Pamela Dennis, Next Avenue Contributor<p>(<i>The following article is adapted from the new book,</i> Exit Signs: The Expressway to Selling Your Business With Pride and Profit.)<p>If you own a business and you’re in your 50s or 60s, you’re likely relying on the sale of it to fund your retirement. Yet the …

Retirement Account Mistakes--Not For Dummies

No, this is not another story lecturing you to save more, diversify, control your investment costs, or ignore the hot stock tip from your brother in law who did time for securities fraud. You’re no dummy.<p>What this is, instead, is a guide to some of the traps created by the insanely complicated …

A former investment adviser analyzes the $1.7 million portfolio of a retiree

Frequently, these risk incompatibilities are camouflaged by a hot stock market. But when the market reverses and begins to fall like it has lately, the problems of investment portfolios with unsuitable risk levels becomes apparent.<p>My latest portfolio report card is for "PK," a 74-year-old single …

Investing

Test An Endless Number Of Retirement Projections With This New Tool

Without the traditional safety net of a pension that will send you a check until you die, many workers nowadays are having to play the ultimate betting game: How do you manage your money so you can enjoy it as much as possible while you’re alive but not spend it all before the grim reaper comes?<p>The …

Wells Fargo Conversations

For business owners, the Tax Cuts and Jobs Act raises a lot of questions that don't have simple answers.<p>Discover tips for developing the rising …

Selling Your Business -- Your Tax Strategies Depend On Who The Buyer Is -- Part 8

In the first installment of this series, we asserted that, as the seller of a business, YOUR tax strategy will vary depending on who the buyer is. The first two segments addressed the transfer of a company within your family. In the third part, we started our discussion on sales to unrelated third …

It Takes Marketing Leadership to Drive Sales Transformation

The sales profession is going through a transformation. Social, mobile, and digital media are helping buyers become better informed and raising their expectations. And the purchase process has become longer and more complex.<p>These forces are making selling more costly, collaborative, and …

Selling

Advice From The World's Top Market Minds

Five billionaires. A miser. A Nobel laureate. A Founding Father. We’ve rounded up the 20 finest market minds—dead or alive—and distilled their timeless wisdom into specific suggestions for stocks, bonds and funds you can buy today. Be warned: You just might get rich.<p><i>Investor profiles by: Tom</i> …

Estate Planning: A Ranking of Good Assets and Bad Assets

Some assets are terrific holdings in estates. Go to your grave clutching them.<p>Some are bad for heirs. Play hot potato with them during your senior years.<p>What follows is a tax ranking for retirement assets. At the top: the holdings you should hang onto as long as you can. At the bottom: the holdings …

The Recession Generation: How Millennials Are Changing Money Management Forever

Without any apparent irony, the woman who aspires to change financial services in the 21st century sits in a conference room in Manhattan she named for Warren Buffett, despite his famous disdain for technology, and ticks off apps that have reimagined how her generation interacts with the world: …