Steve H

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Track This Simple Metric To Help You Retire Earlier

If you want to retire earlier, especially if you are a late starter to retirement planning, time is not your friend. But there are steps you can take right now to grow your nest egg.<p>A widely established business practice (known colloquially as Pearson’s Law) states: What you measure improves and …

Retirement

Here's What Retirement Costs the Average American Each Year

How much will you spend in retirement? Here's a sneak peek at what you might be in for.<p>Once you reach the point where your career is starting to wind …

Retirement

Bonds Or Annuities: What's The Best Way To Generate Retirement Income?

Many of us are familiar with and follow the “120 minus your age” investing framework. It says that you should subtract your age from 120 and invest that percentage in equities, putting the rest in fixed income. For example, a 50-year-old would be 70% (120-50) in equities and 30% (100%-70%) in fixed …

Retirement

3 Ways to Benefit from a Roth IRA Under New Tax Law, Including a ‘Mega Backdoor Roth’

The tax benefits to Roth IRAs have always been enticing, but now they're even more attractive. Even if you think you make too much to take advantage, …

Retirement

Why Your Health Insurer Doesn't Care About Your Big Bills

Michael Frank ran his finger down his medical bill, studying the charges and pausing in disbelief. The numbers didn't make sense.<p>His recovery from a partial hip replacement had been difficult. He had iced and elevated his leg for weeks. He had pushed his 49-year-old body, limping and wincing, …

Health Care

10 Best Hydration Packs & Vests in 2018 - Running Hydration Backpack Reviews

1 CamelBak Fourteener 24 Hydration Pack<p>Camelbak<p>Advertisement - Continue Reading Below<p>Advertisement - Continue Reading Below<p>2 Gregory Drift 14 Hydration Pack<p><b>$119.95</b><p>It’s no surprise that Gregory’s dive into the field of mountain biking packs came with a serious splash! The Drift features the …

Social Security is the Titanic. 2022 is the Iceberg. Anybody See a Lifeboat?

Titanic iceberg<br>(Image by Wikipedia (commons.wikimedia.org)) Permission Details DMCA<p>- Advertisement -<p>In 2022, Social Security's trustees report, the …

How to Manage the Financial Risk of a Long Life

Updated April 26, 2018<p>It might sound strange to describe the possibility of living a long life as a risk. But longevity risk is a real concern when …

The Fastest Way to Build Cycling Endurance

For many years, we were told that if we wanted to properly build our base fitness, we needed to spend 12 to 16 weeks riding long, steady, low-intensity miles to strengthen our aerobic systems, so they could eventually handle harder training rides and races. Well, this method works great if it’s …

7 things you were never told about becoming a cyclist

If you're brand new to cycling and think bikes are cool, you're right. If you're just getting into riding, this list is likely a glimpse into the …

How Much Do Retirees Really Depend on Social Security? Far Less Than You'd Think.

<i>The Social Security Administration says that one-third of retirees receive nearly all their income from Social Security. The true figure is only around one-third that amount.</i><p>How much do Americans <i>really</i> rely on Social Security to get by in retirement. You can hear different numbers, some of which …

4 Simple Ways to Fix Your Retirement Savings

And how to tell if you need to.<p>Half of Americans aren’t on track to generate enough income to cover essential expenses in retirement, according to a …

How-To: Train the Most Important Core Muscles for Cycling

Core Strength Matters<p>Don Foley<p>Advertisement - Continue Reading Below<p>Your bulging quads and razor-cut calves are the envy of your cycling pack, and you start every ride strong. As the ride progresses, though, your hips seesaw in the saddle, your lower back aches, and you slow in corners. The …

In the bull market’s ninth year, ‘winning’ stocks hide lingering pain

Nine years have passed since U.S. stocks bottomed in March 2009 in the wake of the financial crisis. The stock market as a whole has gone on to post …

Cycling fitness: 25 top tips to be a fitter rider

Improving your cycling fitness brings a number of key benefits: you’ll enjoy your riding way more, you’ll see new places because you can go further, …

The 10 Highest Dividend-Yielding Stocks in the Dow

Find out where the income is right now.<p>The 30 companies in the <b>Dow Jones Industrials</b> (DJINDICES:^DJI) are among the cream of the crop in blue-chip …

Investing

More employers offering Roth 401(k)s: Why you should save in one

There are lots of good reasons to choose a Roth 401(k) -- especially if you're worried about taxes in retirement.<p>Though Social Security provides critical benefits to millions of seniors, those payments alone aren't enough to sustain older Americans in retirement. These days, the average earner can …

Retirement

How Should You Consider Your Home in Your Retirement Calculations?

It’s your biggest single asset. But you'll still need a place to live.<p>Fans of the Fool come in all varieties, but you all have one thing in common: …

Retirement

How to Use the New Tax Law to Boost Your Retirement

The Tax Cuts and Jobs Act of 2017, going into effect this year, casts a wide net of changes to current tax law, and with that comes planning …

If You Retire Early, Life Can Be a Beach

Who doesn’t like the idea of retiring early? Financial independence means the freedom to do what you want, when you want. Even if you love your job …

Retirement

You Won't Believe What a Roth IRA Can Do for You

Don't assume that annual $5,500 contributions won't amount to much. They can grow to surprising sums -- like $500,000 or more.<p>Compare the maximum …

Retirement

2 Dividend Aristocrats That Turned $1,000 Into Over $200,000

Dividend Aristocrats can be multi-baggers, too.<p>Many income investors love Dividend Aristocrats, the elite group of companies that have raised their …

Confused about low end Suntour suspension forks

mtbr member <br>Reputation:<p>Join DateJul 2010Posts443<p>Most bikes in my budget come with low end suspension forks. Mostly they are Suntour.<p>Does anyone know …

The Giant Trance 1 is far more bike than I deserve: early review

The Trance 1 is the top spec aluminium model of Giant’s all-rounder trail bike, and I’ve got one for a long-term test. I'll be updating this article …

Mike Rowe’s Response To The Florida Shooting

On Saturday, a woman named Susan Collins wrote the following to Mike Rowe:<p>Dear Mike. Where have you been? Your words are needed...<p>Rowe responded, …

Why Chip Stocks Are Still Cheap | Investopedia

<i>(Note: The author of this fundamental analysis is a financial writer and portfolio manager. He and his clients own shares of SWKS.)</i><p>Semiconductors may …

10 High-Risk, High-Reward Stocks to Buy Now

The conventional wisdom about investing says to manage risk or avoid it. Buy solid companies. Hold for the long term. “It’s far better to buy a …

Locals call Boko Haram 'slave raiders.' Here's what that means, and why it matters.

By Scott MacEachern<p>Although widely understood as the Islamist terrorists that they are, Boko Haram insurgents in the borderlands between Cameroon and Nigeria are also slave raiders — at least that’s what many local residents call them. And there’s good reason to use that term. In many striking …

Africa

Do These 3 Rides Every Week If You Want to Get Faster

Hit these high notes in your training to watch your speed skyrocket<p>Like many cyclists, you likely ride lots, or at least as much as you can. But chances are, unless you’re following a structured training plan, those rides are pretty much the same. You either spin the same loops or pedal along with …

Exercise