Stefanus Yuda Pratama

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A Short Case For A Longer Term!

Staying The Course, Including Drawdowns, Within A Bull Market<p>The stock market is recording new all-time highs. The market has been led by the Russell …

How to earn $100k in your sleep

What if you could start your life again, knowing what you now know?<p>What would you do the same? What would you do differently?<p>Also read: The cities …

Death in the sun: Australia's 88-day law leaves backpackers exploited and exposed

The 2017 death of Olivier Caramin joins a growing list of problems backpackers can face in rural jobs, including rape, harassment and underpayment<p>Martin Hand knew something was wrong as he watched a fellow backpacker stagger down the road in the searing heat of a Queensland summer.<p>Hand, a British …

Australia

The 5 Best Exercises For Burning Belly Fat

A flat belly is a badge of honour. It’s an outward sign that you keep fit and watch what you eat.<p>And beyond the vanity aspects, a more chiseled torso …

Workouts

All the Marvel Cinematic Universe details you need to remember before seeing 'Avengers: Infinity War'

After 10 years and 18 movies, the Marvel Cinematic Universe has become the most financially successful franchise in film history.<p>But that also means there has been a lot to keep track of before "Avengers: Infinity War," one of the most ambitious crossover events, comes to theaters later this …

Marvel Universe

How this woman transformed her butt without doing a single squat

There were other moves that worked so much better for her.<p>Destiny Stephens, 21, wasn't born with a butt that makes you wonder whether gravity is real. She didn't even set out to sculpt her backside when she began working out a little more than five years ago.<p>Rather, the Ontario-based teen hit the …

This 39-Year-Old Saves 75% of Every Paycheck and Is Almost Ready to Retire. Here’s How She Does It

'The numbers don't lie.'<p>Just five years ago, Bianca DiValerio was struggling through a divorce and the last of three short sales that nearly wiped …

10 books you should read if you want to retire rich, according to financial advisers

Retirement planning is a confounding topic — and there's no shortage of books that say they'll show you how to handle it. According to Amazon, there are nearly 5,700 on the subject.<p>Sussing out which of those books are going to really help you with retirement planning might sound like a task better …

Retirement

I quit my job to travel for the past 2 years — and I can tell you it's much easier than you'd think

You've surely read "I quit my job to travel the world" stories before. This time, I'm not here to tell you how amazing Thailand and India are, though I highly recommend them.<p>Instead, I'll let you in on a fast-spreading secret: long-term travel is one of life's best loopholes (aside from marrying a …

Taj Mahal

30 Things You're Probably Wasting Money On

Source: Getty Images<p>Continue<br>Reading<p>1 of 32<p>It all adds up<p>Americans work more hours, take less vacation, and retire later than anyone else in the …

Marvel Cinematic Universe chronological viewing order and movie timeline so far

With Avengers: Infinity War hitting cinemas in April the Marvel Cinematic Universe is finally reaching the point it's been building to since Iron Man …

12 things I wish I knew before visiting Paris

Paris draws over 80 million visitors every year. In order to be able to enjoy and experience Paris to the fullest, without becoming overwhelmed by …

How My Husband's Trust Fund Affects My Life

<i>In the two years since we began Money Diaries, we've received hundreds of submissions from fascinating women the world over with a variety of jobs,</i> …

Money Really Can Buy Happiness If You Spend It These 4 Ways, According to Science

Hint: It has nothing to do with making wise investments.<p>You've heard it over and over: Money doesn't buy happiness. Even if people didn't keep telling you that, you might guess from the large number of extremely wealthy people with drug or alcohol addiction, depression, or even suicidal tendencies. …

These Are the 5 Best Books on Investing, Period

MONEY readers—and Warren Buffett—weigh in.<p>There are a lot of books out there full of investment advice, but it can be tough cutting through the …

I hear you, but your home is still a lousy investment

Home must be where the heart is, because my Feb. 19 column on homeownership being a lousy investment annoyed readers mightily. I may as well have spit on motherhood, apple pie and the girl next door.<p>But my basic point remains true.<p>Readers’ biggest gripe: What about rent? Overwhelmingly, folks …

Home Ownership

What happens inside your body when you exercise?

New research unlocks clues about exercise at the cellular level.<p>If you've ever worked out, you know what it feels like in your body. Your body …

Training for Hiking

You might be asking yourself, “Don’t you just train for hiking by going for a hike?” That’s one way to do it, but if you're getting back into hiking …

A Gen-Xer's Unconventional Advice For Millennial Investors

Introduction<p>I've read a couple of articles recently that provide investment advice for younger investors that were written by current retirees from …

The new rules that can help you get more from your savings - 6 ways to ensure you don't miss out

City watchdog, the Financial Conduct Authority, is forcing pension providers and advisers to show people turning pension pots into an annuity …

Warren Buffett Summarizes Investment Lessons From Winning His 10-Year Bet That A Passive S&P 500 Index Fund Would Outperform Actively-Managed Hedge Funds

In Warren Buffett's 2017 annual letter to shareholders, released on Saturday, he discussed the ten-year bet he made in 2007 that an unmanaged, …

The Real Reason Bankers Are Afraid of Bitcoin & Cryptocurrency

A former high-flying JPMorgan trader turned cryptocurrency fund manager says banks “have absolutely failed to innovate in any way, shape, or form and …

Cryptocurrency

Why your home is a worse investment than you think

<i>Corrections & Clarifications: An earlier version of this column about homes as investments left out data and used the wrong time frame in the example given. Because of those errors, the annual return on that home investment appeared smaller than it would have been</i>.<p>Are you as foolishly lavish as me? …

Real Estate

A Beginner's Guide to Investing in Stocks

Like many new investors, you've decided to invest in a company and pick up your first shares of stock, but your limited knowledge leaves you …

Every investor needs to know these 12 valuation ratios

An uninformed investor: "This stock is so cheap! The current stock price is only $0.50!"<p>A smart investor: "Umm…the stock price means nothing. Your stock's EBITDA multiple is negative!"<p>I know. Cheesy example. But hopefully, it gets the point across. Just because the stock price is trading under $1 …

Investing

Cramer Remix: Why the stock market is the most effective way to make money long term

Unless you are born with a silver spoon in your mouth, accruing wealth does not come easily, which is why Jim Cramer is so passionate about helping …

Cramer's advice for investing in your 20s, 30s, 40s and beyond

Jim Cramer says that suitability, or the concept that certain stocks are right for some investors but wrong for others, can last investors a long …

Here's How Much Warren Buffett Just Lost on Wells Fargo

Wells Fargo, once the most valuable bank, was outstripped by J.P. Morgan Chase (jpm) Tuesday, as the former struggled to contain fallout from a …

Here's Where the Next Big Market Crisis Might Be Brewing

Why are intra-bank lending rates, or LIBOR rates, rising, when monetary policy hasn’t changed?<p>Ok, that’s a wonky question. But the answer has big …