Sam Ng

72 Flips | 4 Magazines | 3 Likes | 4 Following | @sscng | Keep up with Sam Ng on Flipboard, a place to see the stories, photos, and updates that matter to you. Flipboard creates a personalized magazine full of everything, from world news to life’s great moments. Download Flipboard for free and search for “Sam Ng”

7 lessons I learned from tracking my net worth for 14 years

I've been tracking our net worth like a weirdo since I started working in 2003.<p>That's over 14 years of data. Sweet sweet data.<p>That first row is so simple. 2 bank accounts, 1 brokerage account, and what I considered an impressive net worth of $8,745.69.<p>Except I didn't do it right. I only recorded by …

Roth IRA

What to do with unused RESP money

<b>Q:</b> My wife and I have a son aged 25 years old and a daughter age 27 years old who have both completed college and are both now living on their own …

Retirement

Everything you need to know about credit reports

A credit report contains information that identifies you personally based on a Social Security number, date of birth, past and present addresses, …

Personal Finance

The 7 Stages of Wealth: Which Stage of Wealth are You at?

I cannot understand some lunch conversations or small talk during family gathering.Perhaps because of the structured way I look at things, some of …

Personal Finance

9 Ways Your Life Gets Better When You Make Success Your Top Priority

When we first reach the age of adulthood, for some reason, we firmly believe it is the prime time to stay up all night, party until the sun rises and …

The Difference Between The Girls I've Dated And The Woman I'll Marry

I have a confession to make: I've lost count of the number of women I've dated, slept with, hung out with and fallen for.<p>I don't believe there's a …

The 15 worst mistakes you can make in your 20s

The best part about your 20s is that you can recover quickly from the inevitable mistakes you'll make as you figure out how to get by in the real world.<p>That said, there are some poor choices that have lasting effects, like not starting to save money, that are easily avoidable.<p>We've sorted through a …

The Virtue of High Expenses and Low Income

Written by Robert Kiyosaki | Tuesday, October 27, 2015<p>Read time:<p>Why the rich think differently about the idea of money<p>For most people, the idea of a …

Kweku Adoboli: a rogue trader’s tale

On an unseasonably sunny autumn day in the City of London, a group of about a dozen traders at a commodities brokerage firm were perched around a …

Millennials who are financially thriving have one characteristic in common

Millions of America's young people are really struggling financially. Around 30 percent are living with their parents, and many others are coping with stagnant wages, underemployment, and sky-high rent.<p>And then there are those who are doing just great—owning a house, buying a car, and consistently …

Personal Finance

Artist’s Brutal Illustrations Show How Hong Kong is Nothing Like China

<b>An anonymous Hong Kong designer has the internet in a frenzy after posting less-than-friendly illustrations that depict the differences between China</b> …

Real World Rules: 5 Lessons I've Learned Since College Graduation

Ten years have passed since I graduated from UCLA in the summer of 2005, and I am a much different person now.<p>What happened? Life.<p>The post-graduate …

3 Powerful Secrets the Wealthy Know About Life Insurance

At my company, we regularly work with high-net-worth individuals and some of these folks have tremendous wealth. Earlier in my career, I would be somewhat intimidated by them because they had amazing stories of success, and they could hop on their private jets and travel anywhere in the world with …

27 signs you don't need to worry about money

I had recently returned from Iraq and my wife and I were hunting for a couch for our new home.<p>We found one that was on sale we both thought it was perfect.<p>Okay, it was a red couch and <i>she</i> thought it was perfect. I, personally, didn't understand why anyone would buy a red couch but apparently I …

6 Secrets to a Stress-Free Job Interview (Yes, It Is Possible!) | Inc.com

Does the prospect of going to a job interview fill you with trepidation? If you're like most people, the answer is "Of course!" In a recent survey of more than 1,600 people by staffing firm LaSalle Network, 81 percent reported getting nervous before job interviews. Sixty-five percent reported that …

Employment

8 Money Mistakes to Avoid on Your Way to Being Wealthy

There is a difference between being rich and having wealth.Wealth is the abundance of something in such surplus that no conditions can destroy it. …

Personal Finance

Breathless: Should You Be Friends with Your Ex?

Unfortunately, our exes don’t disappear from the earth after a breakup. They keep existing, seemingly for the sole purpose of appearing when you’re horribly hungover, buying Advil and coconut water in your sweatpants, and then—<i>boom,</i> there they are, still alive. I’ve never understood those couples …

Relationships

8 Signs You've Mastered Being A Fabulous, Single 20-Something

Tonight, I find myself wandering down the hall to the kitchen.<p>I pour myself a glass of Chardonnay, swirl it gently and decide to embrace some fresh …

5 Life Lessons You Should Learn As Early As Possible

If you own up to the mistakes you make and do your best to learn from them, they can be helpful, actually.<p>I like to think of them as necessary evils.<p>That having been said, who doesn't want to make fewer of them?<p>Consider employing these five tips to make fewer mistakes:<p>Over the years, I've learned …

9 Virtues You Gain When You Have More Friends Abroad Than At Home

If there’s one requirement I have for my friendships, it’s that there must be an ocean between us.<p>There must be a flight, a customs and a time …

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Internet

45 Ways to Fall in Love Every Day

Falling in love is divine. It's boundless, bewildering, irrational, transcendent and impassioned. It awakens the soul to the best parts of our existence. Falling in love is not a restricted extravagance either. We can fall in love repeatedly, and in such a plethora of ways. We can wake up every day …

27 Beautiful Infographics that teach you how to cook

10 luxury brands and how they got their names

Following Maison Margiela’s name change under John Galliano, i-D asks: what's in a name?<p>Unless you've been living under a WiFi-less rock for the past six months, you've probably noticed a few changes at Margiela. At creative director John Galliano's debut show in London—itself a change from the …

Cartier Revisits the Past with the Crash Skeleton

The new watch has a skeletonized dial that reveals its unconventional movement…<p>Making its debut at the 2015 Salon International de la Haute …

7 Stupid Reasons People Stay In Relationships When They're Unhappy

We all know that one couple. Whether it’s your sister and her boyfriend, your best friend and his ball and chain or those two screaming people you …

25 things to know about investing by age 25

Yes, investing can seem intimidating, and yes, there are experts out there who seem to speak a whole different language, but not everyone needs to make a career out of it. Most of us are just in it to bulk up our savings for retirement, make a little extra money on the side, or even just beat …

Investing