Smooth Tony

696 Flips | 40 Magazines | 276 Likes | 23 Following | 30 Followers | @smoothtony | Actor, Blogger, Photographer, and Writer!

Delete old iOS backups to free up tons of space on your Mac

I was shocked to discover that the biggest chunk of data occupying my MacBook's ($1,199 at Amazon.com) limited storage were iOS files. Needless iOS files, to be exact. I was unknowingly storing iPhone ($1,000 at Cricket Wireless) backups on my Mac for an iPhone and an iPad ($346 at Amazon …

Operating Systems

Want to be a Great Writer? Then Don’t Focus on Writing. (Do This Instead)

Hemingway was an American journalist, novelist, and short story-ist whose brevity and inimitable style influenced an entire generation of fiction …

Writing

The 25 richest American families, ranked

America may not be home to any rich royal families, but that doesn't mean some families haven't created their own sort of empire.<p>In fact, the United States has quite a few billionaire clans who accumulated their fortunes in vastly different ways. There are the publishing powerhouses that built the …

Genealogy

These 8 Vegetables Are the Actual Superfoods, According to Science

It seems as though every day a new superfood is brought into the spotlight for its numerous health benefits. While trendy foods like ghee, matcha, …

Nutrition

Doing These 24 Uncomfortable Things Will Pay Off Forever

<i>This story originally appeared on BusinessInsider.com.</i><p>Challenge yourself to lead a better life.<p>Making a change for the better isn't always easy, but …

Self-help

How to Invest $100 a Month and Why It Can Be Life-Changing

For the first twenty years, the effects of compounding aren't all that impressive. But after that, the growth from your original investments is what …

Investing

The Best Ways to See Europe in Just 10 Days

If there’s one thing that Americans get shafted on (there’s not just one; there are loads), it’s vacation days. A 10-day trip will probably eat up a …

The Best Fixed Annuities Available In 2018

In a world where fewer people are covered by pensions, simple fixed annuities are increasingly important. But they are also hard to find. Most financial advisors who are compensated based on assets under management tend to not recommend them. And insurance agents generally prefer to sell more …

Retirement

3 things to do if you're in your 40s with no retirement savings

Your 40s may not seem like the time to buckle down and get serious about retirement. But if your savings are nonexistent, it means you have plenty of work to do.<p>The average American aged 44 to 49 has $81,347 in retirement savings, according to the Economic Policy Institute. The median savings …

Retirement

How to Publish Regularly, Even If You Lack Writing Confidence - Copyblogger

Recently, a writing student asked me about the dilemma of keeping to a publishing schedule, even when you can see all of the flaws in your own …

Writing

This Could Be a Game-Changer for Retirement Savers

Legislation that would dramatically increase an important contribution limit just cleared a major hurdle.<p>The House of Representatives recently passed …

Retirement

How to Stop Saying “Um,” “Ah,” and “You Know”

Um.<p>Ah.<p>So.<p>You Know.<p>Like.<p>Right?<p>Well.<p>When we find ourselves rattled while speaking — whether we’re nervous, distracted, or at a loss for what comes next — it’s easy to lean on filler words. These may give us a moment to collect our thoughts before we press on, and in some cases, they may be useful …

Body Language

Tip: Supercharge Your White Rice

Just add a teaspoon of this powder to make your white rice extra nutritious and extra delicious.<p>As explained in Stop Eating Brown Rice, white rice is …

Nutrition

How to become more intelligent every day

<b>How does one become more intelligent every day?</b><p>Outliers have a tendency to give the masses the wrong ideas.<p>When we hear stories about a 7-year-old …

Self-improvement

3 Things to Do if You're in Your 40s With No Retirement Savings

News flash: You're a real adult now, and neglecting your nest egg will no longer fly.<p>Your 40s may not seem like the time to buckle down and get …

Retirement

California court kills billionaire's plan to divide state in three

A measure that would divide California into three parts will not appear on the ballot in November, the state supreme court decided Wednesday.<p>The justices ordered the secretary of state not to put the ballot initiative before voters, saying significant questions have been raised about its validity. …

California

The #1 Account All Wealthy People Have (That You Probably Don't)

Can you imagine your little old traditional or Roth IRA is worth millions of dollars?<p>It happens for some people.<p>According to the US Government Accountability Office (GAO), 791 individuals have IRA balances between $10 million and $25 million, while 314 are worth over $25 million.<p>That was in 2011. …

Retirement

The Foods You Need to Avoid to Keep Your Skin Clear

To be honest, we have all struggled with our skin one time or the other. Most of us have had skin problems since puberty. You can barely remember how …

14 Healthy Whole-Grain Foods (Including Gluten-Free Options)

Grains are a staple food in households around the world.<p>They have three parts: the bran (the nutritious outer layer), the germ (the seed’s …

Nutrition

I'm a financial planner — here's why I won't buy a home

Some people seem surprised when I tell them I rent by choice.<p>I'm a business owner and financial planner, I'm married, and by all counts I'm well established in my life. I should own a house, right?<p>But that's where a lot of people get into trouble: They feel like they "should" do one thing or …

Personal Finance

New San Francisco mayor vows to leave no resident behind

SAN FRANCISCO (AP) — The first black female mayor of San Francisco made history Wednesday as she took the oath of office and outlined an ambitious to-do list to make a city known for immense wealth but also homelessness more prosperous for all.<p>In her inauguration speech, London Breed promised to …

San Francisco

What Is a Trust? A Guide to the Types of Trusts and Their Uses

The Business Dictionary defines a trust as a "legal entity created by a party (the trustor) through which a second party (the trustee) holds the …

iPhone 8 is officially the world’s hottest phone

For the first time ever, the iPhone 8 is the world’s best-selling smartphone. It beat out the Samsung Galaxy S9 and the iPhone X to take that spot.<p>Apple has three of the top ten most popular devices, something no other company can boast.<p>The iPhone 8 had 2.4 percent of global sales, according to …

23 Foods the World's Healthiest People Eat Every Day

Defy your age by filling up on these longevity-boosting foods.<p>We’ve all marveled at those ridiculously amazing people who can still do back flips at age 90. Well, physician Steve Bowers, DO, and his wife Elizabeth Shimer Bowers went a step farther. They wanted to know what incredibly healthy people …

The 13 Types of Staircases That You Need to Know

It’s an integral part of any home that has more than one level: The staircase. For a construction or remodeling project, the type of staircase is …

'What, to the American slave, is your 4th of July?' Frederick Douglass' 1852 speech still resonates in 2018

“Do you mean, citizens, to mock me, by asking me to speak to-day?” Frederick Douglass asked a packed hall of fellow Americans in Rochester, New York on July 5, 1852, a full 10 years before Lincoln would sign an executive order freeing enslaved persons in southern and bordering states. Douglass, who …

Black History

Photographers: It's Time to Start Watermarking Your Images

<i>A Virginia Federal Court ruling has potentially affected how copyright images are protected</i><p>We won’t get much into the specifics of what is going on …

Why Reading Books Makes You a Better Person, According to Science

Researchers have found that people who read regularly are better off.<p>Books are good for people on so many levels. They can help you fall asleep, lower your stress through laughter or tears, provide an escape from reality, and offer exposure to perspectives different from your own. Here are three …

Six Words That Will Kill Your Credibility With CEOs

Vocabulary as executive tool<p>The great children's writer Roald Dahl says this in his book <i>The BFG:</i> "Don't gobblefunk around with words."<p>Words are wonderful. They are much more useful in business than they get credit for. However, words are not much emphasized or particularly valued in current …