Stephen Kachmar

45 Flips | 9 Magazines | 1 Like | 11 Following | @smk202 | Keep up with Stephen Kachmar on Flipboard, a place to see the stories, photos, and updates that matter to you. Flipboard creates a personalized magazine full of everything, from world news to life’s great moments. Download Flipboard for free and search for “Stephen Kachmar”

The $140 productivity app that’s managed my life for the past decade

I have a strange obsession with optimizing my life for peak productivity. Part of it is the dopamine hit that comes with a task well completed. But what brings me even more joy is the creation of the perfect Rube Goldberg machine to deflect, swat, and conquer everything the information economy has …

Productivity

Why Your Return From Home Equity Is Always Zero

Home equity is an awful investment. It is unsafe, illiquid and its rate of return is always zero. Home equity is your “skin in the game” — it’s the difference between your home’s value and how much you owe on the loan.<p>If you own a $500,000 home and owe $400,000 on the loan, you have $100,000 in …

Personal Finance

Young start-up Hims sells generic Viagra and Rogaine to the Instagram crowd

Every man in Dylan Nelson’s family is bald. His dad, uncle and both grandfathers: all hairless. The 28-year-old headhunter from Newport Beach started suffering the same fate when he was 23. He tried Rogaine but found it pricey and ineffective. Then he saw a cheeky ad for Hims, a startup that sells …

The Best Nature Documentaries on Netflix Will Make You Worldlier

Unfortunately, in Los Angeles, there aren't a lot of green spaces that aren't luxury golf courses, so as odd as this might sound, I often turn to …

This is how to overcome social anxiety: 5 powerful tips backed by research

Your mind races. Your palms sweat. The words don’t come out of your mouth right, if they come at all. We’ve all been there at one time or another. …

Self-help

Booms Are Back In These 25 Real Estate Markets

Many investors like real estate because of the potential for steady, above-average returns with only a limited downside risk. Others, however, are more intrigued by the possibility of a quick strike in a real-estate boom, holding a property for a short time as values rise and magnifying their …

Real Estate

"Find your passion" is bad advice, say Yale-NUS and Stanford psychologists

Your passion isn’t out there, waiting to be discovered. It’s not a mysterious force that will—when found—remove all obstacles from your path. In fact, psychologists argue in a new study that the pithy mantra “find your passion” may be a dangerous distraction.<p>In a study (pdf) by researchers from …

Psychology

This man’s entire life was driven by a lust for adventure; and it paid off

Meet Ted Grambeau, a photographer whom over the past few decades has defined what it means to be a surfer on the road.<p>Ted Grambeau is a name known …

Top 12 Best Treks in Nepal

<b>12. MAKALU BASE CAMP – 17 days – 1,500 trekkers/year</b><p>Mt. Makalu, the fifth highest mountain in the world, presents you with challenging trails and …

Walk this way: How to prepare for your Nepal trekking trip

1: Do your research<p>Make sure you travel with the right company – one that has experience on the ground, is trustworthy, employs local people (and is …

Buy one rental property a year to help build your wealth

By Justin Pierce<p>To make a rental property purchase successful, owners must find a bargain — paying no more than 80 percent of the home’s value when factoring in purchase price, closing costs and renovations. But what happens when an owner wants to own multiple rental properties? How does someone go …

Real Estate

How the Rule of 72 Can Help Double Your Money

Do you want to know how to double your money? The Rule of 72 shows you how to do this without taking on too much risk in about 7 years.<p>What's the …

Investing

The 4 Best Lightweight Colognes That Won't Overpower Your Coworkers

They barely have a scent at all but somehow manage to make you smell good. It's weird. We'll explain.<p>Cologne is popular for one very simple reason: There is no more definitive signifier of wealth than the cultivated trait of smelling good. It doesn’t matter how meticulously coiffed your hair is or …

Reddit's List of the Most Disturbing Movies of All Time Will Freak You the F*ck Out

In early May, Reddit user Ladyberries posed an interesting question for other people on the site: "What are movies that genuinely disturbed you that don't have rape, violence, cannibalism, or gross images?" Sure, it's easy to get scares out of audiences when blood is being splashed all over the …

Everest Base Camp Trek Review: A Trip to the Tallest Mountain in the World

I can remember the moment very clearly. The wind was howling and the sun was looming behind a few clouds. The air was thin (I guess that’s what …

Everest Base Camp

The Only Thing You Need to Do to Overcome Fear, According to Neuroscience

How can you overcome fear? Learn how your brain works and it becomes super simple.<p>Many business leaders pretend they are incredibly controlled, stoic, and confident. The perceived ideal image is for them to show that they do not feel fear.<p>Truth?<p>I have never met anyone who doesn't face fear.<p>Every …

100 Beautiful Bedrooms And Their Dreamy Interior Decors

Beauty is indefinable. It depends on too many aspects to be able to establish a set of specific rules or features which could be applied in …

Interior Design

A Guide to Understanding How Shorting Stock Works

Shorting stock has long been a popular trading technique for speculators, gamblers, arbitragers, hedge funds, and individual investors willing to …

Boat Launching and Boat Docking

<b>Long before the first cast</b>, every successful fishing trip starts with an uneventful boat launch. We’ve all witnessed (or experienced) the follies …

The 100-year capitalist experiment that keeps Appalachia poor, sick, and stuck on coal

The first time Nick Mullins entered Deep Mine 26, a coal mine in southwestern Virginia, the irony hit him hard. Once, his ancestors had owned the coal-seamed cavern that he was now descending into, his trainee miner hard-hat secure.<p>His people had settled the Clintwood and George’s Fork area, along …

Fossil Fuels

Here are 200 Excel shortcuts that'll make your life a lot easier

Each workbook acts as its own separate window on your PC or Mac, while each worksheet acts as a tab within a workbook with separate cells.<p>This section of the Excel Guide offers all shortcuts you need to open, navigate between, and control all of these options.<p><i>Courtesy of GoSkills.</i>

Software

Architects’ 8 Favorite Warm Gray Paints

When it comes to choosing gray paint, looks can be deceiving: Often grays that look fine on a swatch end up being too blue-toned on a wall, making …

Home Decorating

How to Be More Assertive, According to Research

You don’t want to fight. You don’t want to be hassled. You don’t want to disappoint them. It’s easier to just nod and give them what they want.<p>But …

20 Home Decor Cheat Sheets That Will Have You Decorate Like a Pro

Decorating your home can sometimes become a daunting task because you can get lost in measurements, styles and other decor choices. Then you can …

How to Turn a Bad Day Around

Let’s face it. Life can be full of frustrations—an argument with your teenager over breakfast, a missed train, or even just a spilled coffee can make you wish you could crawl back into bed. How can you change your mood when you’ve started your day off on the wrong foot? How do you stop annoyances …

September 2015

A prominent VC firm just released a great cheat sheet to help you see through startup hype

Last night, the firm, which was cofounded by Netscape inventor Marc Andreessen and has invested in big names like Airbnb, Buzzfeed, Facebook, and Twitter, put up an excellent list of 16 metrics that every startup — and would-be startup investor — should understand.<p>For instance:<p>Have you ever been …

Startups

How to Find Your Bliss: Joseph Campbell on What It Takes to Have a Fulfilling Life

“You have to learn to recognize your own depth.”<p>In 1985, mythologist and writer <b>Joseph John Campbell</b> (March 26, 1904–October 30, 1987) sat down with legendary interviewer and idea-monger Bill Moyers for a lengthy conversation at George Lucas’s Skywalker Ranch in California, which continued the …

How to Merge Money and Meaning: An Animated Field Guide to Finding Fulfilling Work in the Modern World

The six psychological pillars of a satisfying life.<p><i>“To not have entirely wasted one’s life seems to be a worthy accomplishment, if only for myself,”</i> wrote Charles Bukowski in his magnificent letter of gratitude to the man who helped him quit a soul-sucking day job to become a full-time writer. But …