Scarlette Kim

14 Flips | 4 Magazines | 19 Likes | 1 Following | @sheiam2014 | Keep up with Scarlette Kim on Flipboard, a place to see the stories, photos, and updates that matter to you. Flipboard creates a personalized magazine full of everything, from world news to life’s great moments. Download Flipboard for free and search for “Scarlette Kim”

U.S. home loan applications jump as mortgage rates fall

The mortgage industry group said its gauge on overall mortgage application activities rose 21.3 percent to 398.5 in the week ended Jan. 8 on a seasonally adjusted basis from a week earlier.<p>This was the largest increase since a 25.5 percent gain in early October, according to MBA data.<p>The average …

I help multimillionaires manage their money, and here are the 10 best pieces of financial advice I can give you

I have spent the last 16 years advising some of the most amazing, successful, and yes, wealthy families in the US.<p>These enterprising families have worked most of their lives to be the best at what they do and bring the same talent to managing their wealth. Wealth does not build itself, but it can …

Cord cutters face a sea of streaming options

Like millions of other consumers, Evan Hartstein was fed up with pay TV.<p>The 40-year-old father of two was paying nearly $250 a month for a bundle of phone, high-speed Internet and hundreds of cable channels that he and his family barely watched.<p>So Hartstein and his wife recently ditched their …

The $200 Uber Ride And The Realtime Data-Driven Sharing Economy

In what has become a holiday tradition, the morning after major events like New Year’s Eve is dominated by headlines of horror stories about Uber surge pricing, with yesterday morning being no exception. ABC News reported today on a couple who paid nearly $70 for a normally $10 ride after four …

Regulation

This is your guide to Social Security in 2016

<b>How your Social Security benefit is calculated</b> <br>Unlike many pension plans, which are based on just the top few years of your earnings, Social Security takes your 35 highest-earning years into account when computing your benefit. Each year's income, up to the maximum taxable Social Security wages, is …

How We Fall For The Greatest Con Job Of All

None of us likes to feel deceived. Being the victim of a con job makes us feel used, that others have taken advantage of us. Whether it’s in love or at work, being conned robs us of trust as well as dignity.<p>Thus it is particularly surprising that we are so vulnerable to the greatest con job of all:</i> …

Opulent Metal Planter Houses Beautiful Florals in Victorian-Style Architecture

A love of Victorian-style architecture is combined with a green thumb in this ornate metal planter by model makers Finch & Fouracre. Called <i>Plantini</i>, this multi-sided structure features intricate window cutouts and an angular-domed top. As a viola flower sprouts between the walls, you can watch it …

This AI expert says that a robot economy will force us to give people unconditional free money

At least, that's what data scientist and artificial intelligence expert Jeremy Howard believes.<p>According to Howard, <b>the pool of displaced workers will just keep growing exponentially, and the solution is to level the playing field.</b><p>Howard delivered this argument in a recent panel discussion held at …

Artificial Intelligence

What Richard Branson, Elon Musk and Other Top Execs Ask During Job Interviews

Savvy CEOs and executives know that interview questions like, “What’s your biggest strength?” and, “What’s your biggest weakness?” aren’t as telling …

Goldman Sachs' new managing-director list sends a big message to its junior bankers

About 30% of the new managing directors are millennials, and a huge chunk of them have been with Goldman their entire careers.<p>Around 40% of the class were hired at the entry level as analysts, and 20% started out as summer interns, according to the firm.<p>It's further proof of Goldman's efforts to …

6 Popular Tax Breaks That Could Disappear in 2014

Without extensions from Congress, several important tax breaks may end.<p>As the end of 2013 approaches, many taxpayers are beginning to look for ways …

6 signs the US economy is nowhere near recession

Last week, we laid out the bears' case that worrying signs are popping up in the economy and a US recession may be around the corner.<p>While it's always good to be on guard, it seems that most of the evidence supports the argument that the economic expansion still has a ways to go.<p>"We believe a US …

15 Things to Start Doing By the Time You’re 30

A simple checklist for moving into adulthoodFirst off, nothing magical happens when you turn 30.That sounds dumb, but it's worth mentioning. The word</i> …

11 Financial Books Every Young Person Should Read

Those of you who are seeking investing enlightenment are not going to find much of it on the web.<p>I suggest you log off, power down your computer, and read some books. Take your time. The months you spend perusing this list will be well spent.<p>I'd recommend reading at least the first four books …

Mutual Funds