Sebastian Lopez Pineda

31 Flips | 1 Magazine | 2 Likes | 2 Following | @sebastianlo4j4h | Keep up with Sebastian Lopez Pineda on Flipboard, a place to see the stories, photos, and updates that matter to you. Flipboard creates a personalized magazine full of everything, from world news to life’s great moments. Download Flipboard for free and search for “Sebastian Lopez Pineda”

Wie junge Leute für ein Haus sparen können

Wohnen wird in Deutschlands Städten immer teurer, vor allem die Kaufpreise steigen, fast überall sind Wohnungen knapp. Da frage ich mich als junger …

Finanzen

Danke, EU

Der Verkauf der HSH ist besiegelt, das Desaster ist aber nicht vorbei: Die Milliardenlast tragen die Steuerzahler, die Käufer erhalten eine …

From a brief appearance on Netflix to $1.1 million in crowdfunding, this 'ultimate travel bag' has become a favorite item of hardcore minimalists

Every once in a while a product comes along that really catches my attention. In this case it's a bag, but not just any bag. It's a travel bag that has been featured in a popular Netflix documentary, been praised by the world's best-known minimalists, and raised over $1.1 million on the …

Crowd Funding

How bots are manipulating cryptocurrency prices

The cryptocurrency market has grown exponentially this year, with a current market cap of $440 billion at time of writing. The largest cryptocurrency is, of course, Bitcoin, which has gone up 1,500 percent year to date and trades a daily notional value of over $10 billion. But how much of this …

Cryptocurrency

Here's what a world powered by quantum computers will look like

by Dom Galeon and Kristin Houser October 27, 2017 Robots & Machines 44013<p>Beyond Science Fiction<p>In 1935, Albert Einstein famously collaborated with …

Quantum Computing

I retired at 30 with $1.25 million — here are the 3 key strategies I used to get there

I started my financial independence journey in 2010 and saved $1.25 million in 5 years, reaching financial independence at the age of 30.<p>I get asked a lot how I did it and how someone else can too, so I decided to outline the variables and scenarios that impact how fast you, depending on your …

Retirement

I'm a financial planner, and I don't care if you spend a fortune on lattes — here's what I do care about

We've all read articles about the best way to take control of our budget is to simply quit spending money. Stop buying that latte every morning. Stop eating out at restaurants. Stop taking those expensive vacations.<p>This is normal and I think there is some truth in those messages. We are bombarded …

Personal Finance

Does The Bond Market Foresee A Crisis?

Is the U.S. financial market on the verge of another crisis? A growing number of analysts and investors believe it is. That there is a widespread …

Stock Markets

Levered ETFs and Private Equity

<b>The passive revolution.</b><p>What does it mean that the markets are in the middle of a passive investing revolution, in which index funds and exchange-traded funds are seeing huge inflows while active managers are struggling? Perhaps it is a revolution in investor behavior: Perhaps the investing public …

Three Management Dogmas That Need To Die

The time to rethink three widely believed, but outdated management ideas is long overdue.<p><b>1. Some industries are structurally unattractive and destined to generate poor returns.</b><p>When I started my business career in the late 1970s, Michael Porter had just published <i>How Competitive Forces Shape …

Why Cogint Is Undervalued

<b>Brief Business Description</b><p>Cogint (COGT) is a big data and analytics company that provides solutions to its customers in three main segments: Risk …

Mobile Devices

7 Baristas Answer Your Biggest Coffee Shop Etiquette Questions

Like most people, I’ve spent a fair share of my time in coffee shops, working amongst the ambient sounds of coffee beans grinding and customers …

It’s time to rewrite the rules of economics to end the growing chasm of inequality | Liam Byrne

We’ve launched an all-party group, with leading thinkers from across society, to reject the flawed orthodoxy of shareholder value and trickle-down economics<p>The debate taking place between the snow-topped peaks of Davos this week will be dominated by one issue and one issue alone, the surge in …

EBIT vs EBITDA | Top Differences | Examples | Calculation

<b>EBIT vs EBITDA –</b> What is Operating Profit? Let us have a look at the Income Statement of Colgate above. Is it EBIT (Earnings Before Interest and …

Your Thanksgiving Table Needs These Vegan Winter Squash Cups

<i>Isa Chandra Moscowitz is one of the original vegan comfort food pioneers. She's been championing plant-based meals that are both fun and</i> …

Recipes

Why Micro Venture Capital is Growing - Small Business Trends

The number of micro venture capital firms — funds that raise money from limited partners to invest small amounts of money in many very early stage …

Everyone's massively underestimating fintech in capital markets

The application of fintech in capital markets is being vastly underestimated by both banks and startups as other areas of banking steal the spotlight …

13 Annoying Email Mistakes Even Smart People Make

Top executives reveal their chief complaints about the email they receive.<p>How good are you at email? We all complain about getting too much of it, and we all try to cut down the time we spend on it. Yet in our email-driven business world, it remains a primary form of communication, something we …

Zukunft der IT: Das Ende der Smartphones naht

Am Freitag strömten wie hier in Sydney weltweit wieder Apple-Fans in die Läden, um sich das iPhone 6S zu sichern.<p>Bild: dpa<p>MünchenDie Zahl ist …

Digital

The Secret of the Apple’s New San Francisco Fonts

iOS 9 is now publicly released. It’s a subtle change but the system fonts of iOS 9 are now changed to the Apple’s new San Francisco fonts, replacing …

The 100 best novels written in English: the full list

After two years of careful consideration, Robert McCrum has reached a verdict on his selection of the 100 greatest novels written in English. Take a look at his list<p>A story of a man in search of truth told with the simple clarity and beauty of Bunyan’s prose make this the ultimate English classic.

Literature

Invisible Bathroom Sink By Victor Vasilev

Milan-based architect Victor Vasilev designed KUB, a nearly invisible bathroom sink. The minimal design is available in two sizes and features a …

Sex trotz Menstruation: Was viele nicht zu fragen wagen: Wie funktioniert die Liebe während der Periode?

Manche Frauen haben bei der Menstruation besonders viel Lust auf Sex. Trotzdem gilt Sex an den Tagen für viele noch als schmutzig. Was für und was …

Hauptfach Egoismus

Studenten sind politisch engagiert, eher links und tolerant? Nicht unbedingt, wie nach SPIEGEL-Informationen eine neue Regierungsstudie zeigt. …

Bundesregierung

Ernährung: Kaffee und Tee in einem: Der spritzige Koffein-Kick Cascara

Nicht Kaffee und auch nicht Tee: Cascara heißt das neue Mode-Getränk, das aus Kaffeekirschen-Schalen aufgegossen wird. Was die Einheimischen in …

Die sieben besten Tipps gegen Schlafstörungen

In manchen Nächten will der Schlaf einfach nicht kommen. Man wälzt sich im Bett hin und her und fühlt sich am Morgen wie gerädert. Diese Tipps …