steven gibson

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The 50 Most Perfectly Timed Photos Ever

By Internet standards, a <i>perfectly timed</i> photo occurs when two of the following three conditions are met:<p>1. Perfect Place<br>2. Perfect Time<br>3. Perfect …

Summer Retirement Reading: Three Ultra-Short Stories About Life In Retirement

Here’s some easy summertime reading that will make you pause and reflect on your upcoming retirement. Something enjoyable to engage you while you’re next to the pool, on the beach, or just cozied up in a favorite spot with a cup of coffee. Read one a day for the next few days and let the thoughts, …

The Six Rules of Intelligent Investing

What does it take to manage money? How do you know which assets to buy and sell? How do you know which stocks to buy and sell? What should you do in a market correction? When you should adjust your portfolio? How can you avoid costly mistakes?<p>Should you pay someone to manage your money for you?<p>The …

2013 National Geographic Traveler Photo Contest Receives Stunning Entries

Entries for the 25th annual National Geographic Traveler photo contest have started to flood in, and as expected, many of them are spectacular.<p>Nearly 6,000 photos have been submitted to the competition (you can see all of the entries here), and we have to say, whoever's judging has their work cut …

The Best ETFs For Investors

<i>The online scorecard reflects securities lending data presented to Forbes after the deadline passed for inclusion in the magazine article</i>.<p>Good news for savers: There’s a price war in exchange-traded funds. If you know where and how to get your hands on the bargains, you can enhance your wealth by …

Spotting Market Peaks & Valleys

The starc bands are a technical tool that I use frequently in my daily column. They help me determine whether a market is in a high-risk buy area (overbought) or a low-risk buy area (oversold). It is important to understand that just because a market is at its starc+ band, the market can still go …

Why do identical twins end up having such different lives?

Barbara Oliver has had an intriguing relationship with her identical twin sister, Christine, over the decades. Throughout their childhoods, they were …

5 Costly Mistakes Emotional Investors Make in Wall Street

Emotional investors make decisions by impulse or hype. Their investments are fueled by irrational exuberance and irrational pessimism.<p>Of all the costly mistakes emotional investors commit, five stand out:<p>1. Overtrading, caused by overconfidence. Emotional investors systematically overestimate their …

The Five Questions Every Investor Should Ask

I’m amazed at how often people get into heated discussions about the minutiae of their portfolios, with long debates over the effect of value tilt, last week’s jobs numbers, whether the EU crisis means we should focus less on international markets, or the short term performance of their …

Three Simple Index Fund Portfolios

I’m often asked to recommend a simple index fund portfolio for people who are just getting started with passive investing and want to learn the basics. There are several good portfolios you can build to suit your needs using a few funds that require little maintenance. Balanced index funds are also …

Vertical 'Pinkhouses:' The Future Of Urban Farming?

The idea of vertical farming is all the rage right now. Architects and engineers have come up with spectacular concepts for lofty buildings that could function as urban food centers of the future.<p>In Sweden, for example, they're planning a 177-foot skyscraper to farm leafy greens at the edge of each …

Five Retirement Myths Worth Changing

Ken Dychtwald, the psychologist who’s carved himself a niche as the guru on the aging of America, held forth at the Retirement Income Summit sponsored by Investment News today.<p>After a puffy, self-provided video introduction, Dychtwald got down to business on why we need to overhaul our notions on …

Want To Get Lucky And Very Rich?

<b>Do you feel lucky?</b> <b></b><p>Are you a millionaire? If not, do you want to be a millionaire? Take a moment to consider how your life would change if you were worth $1 million or more. For most people, a million dollars, let alone a few million, or better yet tens of millions of dollars, would likely result in …