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By Sara Sutachan | Relevant news pertaining to real estate finance.

Leased solar panels can complicate — or kill — a home sale

Can going green by leasing solar panels for your roof cost you money — or give you headaches — when you go to sell the house?

Possibly both.

Say you get pitched by one of the growing number of companies offering solar panels at no upfront cost that they claim will save you lots of money on …

Renewable Energy

What Actually Affects Your Credit Score? TransUnion Survey Reveals Consumer Confusion

CHICAGO, Ill. (March 12, 2015) – A recent TransUnion survey reveals consumers are largely confused about what affects their credit score and what is …

Credit Scores

Federal Housing Finance Agency

​​Washington, D.C. – U.S. house prices rose in January, up 0.3 percent on a seasonally adjusted basis from the previous month, according to the …

Housing

Realtor.com® Mortgage Affordability Report:Detroit Most, San Francisco Least Affordable - Mar 24, 2015

SAN JOSE, Calif., March 24, 2015 /PRNewswire/ -- With home prices and interest rates likely to increase and mortgage affordability likely to …

Real Estate

What's fact and what's fiction in potential TRID implementation delay

When Steven Antonakes, associate director for supervision, enforcement and fair lending at the Consumer Financial Protection Bureau (CFPB), took to …

Mortgages

Underwater second mortgages surface in Supreme Court case

WASHINGTON, D.C. — As the aftermath of the U.S. housing market collapse in 2008 continues to unravel, the U.S. Supreme Court this week heard oral …

Mortgages

Access to credit still biggest hurdle for millennials to enter real estate market

Much has been made of the lack of millennial homebuyers in the market, but many feel this group might be making waves soon. Since the Great …

Mortgages

It will take a village to close a mortgage in 2015

The broken processThe amount of time and effort it takes to close a mortgage is incredible. Many participants in the process work overtime, sometimes …

Mortgage Fraud

With HAMP resets looming, Fannie and Freddie authorize further modifications

A little over a year ago, Freddie Mac reminded mortgage servicers that interest rates on some loans modified under the Home Affordable Modification

Housing

NAR rallies troops with TRID training

Although the Consumer Financial Protection Bureau’s new TILA-RESPA Integrated Disclosures (TRID) rule takes effect Aug. 1 and has many implications …

Real Estate

Here’s how to afford homeownership in California

California is infamous for its outrageous housing market, making it nearly impossible for anyone to jump into homeownership.

So what’s the answer for …

California

Credit Availability: Trends, Issues, and Implications for First-time Homebuyers

In this video, Dr. Laurie Goodman, the Center Director for the Housing Finance Policy Center at the Urban Institute, shares her data-driven analysis …

Real Estate

Bond and mortgage markets fear Fed 'normalization'

Long-term rates came down a hair this week from the prior three-week spike, but there is no sign of another flirtation with the February lows.

The …

Mortgages

Getting a mortgage is easier than people think

For years, economists and consumers alike lamented strict mortgage lending standards that were blamed for hampering the housing recovery, cementing …

Mortgages

Congress suggests consumers need protection from CFPB

Congressional lawmakers are suggesting that the same consumers that the Consumer Financial Protection Bureau (CFPB) aims to protect are being harmed …

Government

Access to Credit Loosening at Precrisis Levels: Zillow

Getting a home loan is easier now than a year ago, according to the Zillow Mortgage Access Index.

Borrowers who might have only been eligible for …

What First-Time Buyers Should Look for in a Starter Home

You’ve dreamed for years of buying your first home, and now it’s time. You’ve created Pinterest boards dotted with photos of beautiful home decor, …

Real Estate

Freddie Mac: 2015 best year for home sales in 8 years

The majority of homes sold in 2015 will be sold between now and June as the housing markets begins the start of the spring homebuying season. …

Freddie Mac

Updated standards for credit scores a positive for borrowers

The top three credit agencies will change the way they handle errors and list unpaid medical bills due to a giant industry overhaul, an article in …

New York State

How tiny mortgage rate moves can buy you a lot

Mortgage rates are still much lower than they were a year ago. Heading the busiest home buying season, how much buying power do you have?

Real Estate

Will grandma get run over by HUD’s reverse mortgage policy?

New rules from HUD on surviving family members of reverse mortgage holders aren’t going to make anything better, and may make it worse, a coalition …

Policy

The CFPB identifies 6 compliance violation trends

The Consumer Financial Protection Bureau pulled back the curtain on what investigations go on inside the regulator and what mortgage violations the …

Trends

Millennials willing to spend when it comes to fitness ... and homebuying

We’re impressed by Goldman Sachs’s new animated infographic dedicated to the attitudes and interests of millennials. In just a few minutes, you can …

Millennials

L.N. officials reject financing plan for energy-efficient improvements

The Laguna Niguel City Council last week rejected participating in statewide financing programs that would have allowed homeowners to make energy …

Real Estate

Federal Reserve Bank of Atlanta

February 25, 2015

Has the Pendulum Swung Back to Neutral? Looking at Credit Availability

Statements since March 2014 from the Federal Open Market …

RISMedia

RESPA/TILA Changes Right around the Corner
While August 1 may still be six months away, now is the time to start thinking about the RESPA/TILA changes …

National Association of Realtors

Federal Housing Finance Agency

​​Washington, D.C. – The Federal Housing Finance Agency (FHFA) today reported that more loans were refinanced in December of 2014, when the average …

Mortgages

Janet Yellen Puts Fed on Path to Lift Rates

Federal Reserve Chairwoman Janet Yellen, sounding upbeat about the economy, laid the groundwork for interest-rate increases later this year.

“The employment situation in the United States has been improving on many dimensions,” Ms. Yellen told the Senate Banking Committee on Tuesday, her first of …

Janet Yellen