C.A.R. Finance Helpline Relevant News on Flipboard

By Sara Sutachan | Relevant news pertaining to real estate finance.

5 CFPB facts agents must know

Real estate agents often are not sure where to direct their clients for genuine help when an inaccurate adverse credit report clouds a real estate …

Real Estate

Why lending standards won't get better

Anybody who works with young homebuyers today knows the definition of heartbreak. It's when young couples with good jobs and dreams of homeownership …

Home Ownership

3 reasons why the CFPB should delay TRID enforcement

Sweeping changes are coming to the mortgage closing process — and congressional lawmakers are working with the Consumer Financial Protection Bureau …

Mortgages

High-rises are going high-tech

Technology is everywhere. It’s in our cars, our phones and our homes. For today’s luxury condo buyers, technology isn’t just an amenity — it’s a way …

Luxury Lifestyle

Mortgage lenders warm up to e-signatures

In the wake of increased regulatory oversight, economic pressures and shifting customer expectations, mortgage lenders are adopting electronic …

Mortgages

Freddie Mac: Rising rents aren’t pushing residents to homeownership

Conventional wisdom holds that rising rents drive people to homeownership, but new research from Freddie Mac suggests the conventional wisdom is all …

Housing

Report recommends adding phone, utility payments to credit score information

On the heels of Fair Issac Corp. -- the company behind FICO credit scores -- proposing a new credit scoring system, a recent report pushes for a …

Credit Scores

Sindeo 'demystifies' mortgage application process for buyers — and lenders

Technology is an important part of the Greek tradition, and the ancient Greeks made many valuable contributions to the world in the form of …

Mortgages

Foreclosure activity rises to 18-month high

Driven by an increase in bank repossessions, 125,875 properties faced some form of foreclosure activity in April, representing an 18-month high, …

Foreclosure

Mortgage Delinquency Rate Drops to Pre-Recession Levels

Chicago,

18

May

2015

The mortgage delinquency rate (the rate of borrowers 60 days or more delinquent on their mortgages) declined to 2.95% in Q1 2015 – …

Mortgages

Down payment assistance website offers gold mine for potential buyers

Although 87 percent of homes qualify for down payment assistance, many potential homebuyers have no idea that they may be eligible for programs that …

Gold Mine

The title insurance industry doctor is in -- and his delivery system is a financial analysis firm

DUBLIN, Ohio — It’s quarterly earnings time for the nation’s publicly traded companies, and if you see earnings reports from the nation’s top title …

Insurance

5 steps to beating debt and getting mortgage-approved

With dozens of “free credit score” sites spamming away at potential first-time buyers, by the time they get serious about buying a home, most already …

Mortgages

In the battle for the best mortgage deal, buyers with small loans are losing

In one corner, we have a financially fortunate homebuyer with a $400,000 mortgage. In the other corner, we have a more financially modest buyer with …

Mortgages

Bankers worried about TRID software hiccups

Many mortgage bankers are still waiting on software vendors to deliver new loan processing systems designed to handle mortgages after Aug. 1, when …

Hiccups

First Quarter 2015 California Housing Affordability

California

Mortgage Credit Availability Increases in April | Mortgage Bankers Association

CONTACT

Ali Ahmad

(202) 557- 2727

WASHINGTON, D.C. (May 12, 2015) - Mortgage credit availability increased in April according to the Mortgage Credit …

Buy a home? No thanks, I’ll rent

If you think that changes in mortgage lending restrictions and improving home values will entice people to buy homes, think again. According to a …

Real Estate

Mortgage credit availability eases up

Although some investors are still holding tight to credit standards, mortgage credit availability loosened last month, according to a recent Mortgage …

Mortgages

MBA: It keeps getting easier to get a mortgage

Thanks in large part to loosening government standards, it keeps getting easier to get a mortgage, the Mortgage Bankers Association said in a new …

Mortgages

FHFA Announces Extension of HARP and HAMP Until the End of 2016

The government's Home Affordable Refinance Program (HARP) and Home Affordable Modification Program (HAMP) will be extended until the end of 2016, …

Title industry takes TRID rule pulse check

Title insurance professionals are concerned that their lender, Realtor and homebuilder counterparts remain unprepared for the Aug. 1 deployment of …

Lender

Foreclosures Are Way Down From 2014—but Still Double Prerecession Rates

iStockNearly seven years after the 2008 housing collapse threw millions of homeowners into crisis, the foreclosure rate is edging closer to normalcy. …

Foreclosure

Federal Housing Finance Agency

Washington, D.C. – Nationally, interest rates on conventional purchase-money mortgages increased from February to March, according to several …

Housing

Many credit unions offer tempting mortgage deals

Want to buy your first home with little or nothing down and maybe get a refund on part of your realty agent's commission?

Here's one way: Consider joining a credit union that is aggressively expanding its mortgage business. Credit unions have been increasing their presence in housing — more than …

Mortgages

FHFA leaving g-fees alone, revising primary mortgage insurance requirements

The Federal Housing Finance Agency is leaving g-fees largely alone but it is revising requirements for private mortgage insurance companies that …

Mortgages

Study Says Homebuyers Should Do Their Homework When Shopping for a Mortgage

When it comes to shopping around for a new home, buyers should also shop around for the right mortgage lender, say Fannie Mae economists Qiang Cai …

Many Lenders Not Ready for TILA-RESPA Requirements: Survey

Forty-one percent of mortgage lenders feel they are not ready for the August 2015 Truth in Lending Act and Real Estate Settlement Procedures Act …

News Release - Fannie Mae Launches HomePath Ready Buyer Education Program for First-Time Homebuyers

Fannie Mae Launches HomePath Ready Buyer Education Program for First-Time Homebuyers

Up to Three Percent Closing Cost Assistance Available Upon …