samuel karoki

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5 free online classes to improve your financial literacy

Education has become a personal finance issue of late, with countless Millennials deep in student loan debt. But thanks to massively open online courses (MOOCs), you can learn—whether about money or music or marketing—for free.<p>Sometimes there is a fee for graded coursework, but you can still access …

Personal Finance

20 Gmail Hacks Only Savvy Users Know

These tricks and tips will make you a Gmail power user.<p>Opinions expressed by <i>Entrepreneur</i> contributors are their own.<p>There’s an endless amount of tricks, tips and extensions that can boost your Gmail game. From undoing a sent email to pre-writing messages to sending money -- Gmail has taken email to …

25 Best Habits to Have in Life

If you are committed to happiness and success, work these into your daily routine.<p>Entrepreneur, software engineer, author, blogger and founder of WanderlustWorker.com<p>Opinions expressed by <i>Entrepreneur</i> contributors are their own.<p>We are creatures of habit. Everything we think, say and do is a result …

5 Bodybuilding Lies You Probably Believe

Common Myths About Building Muscle<p>1 – Free Weights Beat Machines At Building Mass<p>With the "functional" craze sweeping the industry, many machines are …

Workouts

Take the 30-Day Track Everything Challenge to Get a Handle On Your Spending

For the veteran budget handler, whether you need to track every single expense is debatable. If you’ve never done it, though, try the 30-day tracking …

Here's How Much You'll Need to Save Annually to Become a Millionaire

The earlier you start saving, the less you'll have to sock away.<p>The vast majority of Americans share one common goal: To retire at a time of their …

15 Personal Finance Calculators Everyone Should Use

Personal finance is ultimately all about the numbers, and you are better off armed with calculations than making decisions based on intuition, alone. …

Personal Finance

13 things to accomplish with your money before 40

Everyone's allowed a few life mulligans, but by the time you've hit the big 3-0, you should have sorted out most of the reckless habits we tend to fall into as young 20-somethings.<p>This is especially true for money matters, considering you're close to entering your peak earning years. According to …

Personal Finance

5 Cheap Dividend Growth Stocks With 25% Upside

Today I’m going to share my favorite retirement investment with you. Even with the stock market at elevated levels, I expect it to earn me 8-10% annually over the long haul.<p>Last month my software company setup a 401K retirement plan through Vanguard. I had to select my funds – and that gave me …

Investing

Millions of Americans regret not saving for retirement earlier. Don't let it happen to you

We all set out to live a life with no regrets, but sooner or later something happens that we wish we could take back, and oftentimes it includes …

The Pentagon is making a huge mistake on military retirement

<i>Editor's note: The following is an opinion piece. The writers are not employed by Military Times and the views expressed here do not necessarily</i> …

4 Roth IRA tips that could earn you thousands

IRAs were already very useful accounts for retirement savings when Roth versions of them were introduced as part of the Taxpayer Relief Act of 1997. The key feature of Roth IRAs can make a big difference in your retirement savings — especially if you use the Roth in smart ways. Here are four Roth …

Retirement

The real reasons you procrastinate — and how to stop

Have you ever sat down to complete an important task — and then suddenly discovered you were up loading the dishwasher or engrossed in the Wikipedia entry about Chernobyl? Or perhaps you suddenly realize that the dog needs to be fed, emails need to be answered, your ceiling fan needs dusting — or …

Procrastination

Understand Your Retirement Saving Options

Pick the right retirement account for you.<p>This is Day 17 of the #MONEY30, a month-long bootcamp for personal finance novices. You can read more about …

Why the wealth of Africa does not make Africans wealthy

<b>(CNN) —</b> Katanga province in the Democratic Republic of Congo is blessed with enormous natural wealth, including vast deposits of precious minerals such as diamonds, gold, and tantalum.<p>Katanga saw a spectacular mining boom around the turn of the century, when President Laurent-Desire Kabila and then …

Africa

The Reading Habits of Ultra-Successful People

Want to know one habit ultra-successful people have in common?<p>They read. A lot.<p>In fact, when Warren Buffett was once asked about the key to success, he pointed to a stack of nearby books and said, "Read 500 pages like this every day. That's how knowledge works. It builds up, like compound interest. …

Six Habits of The Best Conversationalists

Becoming a good conversationalist requires having a certain set of skills in your communication toolbox.<p>Some people have the gift of gab, and can talk to anyone about anything. And some people struggle to make small talk. What separates the two isn’t knowing what to talk about; it’s polishing up …

7 money basics to teach your kids in elementary school if you want them to grow up to be rich

Less than half of states in the US require that students at public high schools take a personal finance class before they graduate.<p>"Even if they have personal finance being taught in high school, that's too late," explains Gregg Murset, certified financial planner and founder of MyJobChart.com, a …

25 changes to make in your 20s to set yourself up for lifelong success

In fact, one psychologist calls this time period the "defining decade," since it sets the stage for the rest of your life.<p>We understand that might sound intimidating. To reduce some of the pressure, we put together a road map of sorts based on several Quora threads on how to make the most of your …