Ricardo

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PayPal has loaned $1B to small businesses, half of it since May

PayPal has ramped up its loan business to the tune of $500 million in small business loans in the past five months.<p>Specifically, the “Working Capital” program has awarded loans to some 60,000 unique merchants in amounts up to $85,000.<p>In May, the company said it had loaned a total of $500 million in …

Short on cash? New 'fintech' companies give small businesses more options

When Robert Harbauer went looking for financing for his next business, the Bondic liquid plastic welder, the banks wouldn't back it.<p>That was even though Mr. Harbauer had years of experience growing a successful business with his laser embossing company Permaboss, including through a rocky period …

Small Business

These 8 Startups are Revolutionizing Education Technology for All Ages

The first Internet wave brought a tremendous amount of information online, but often in a way that was too overwhelming and haphazard for many people …

YC-Backed Saida Wants To Bring Short-Term Loans To People In Emerging Markets

Saida, an app that helps people get approved for short-term loans based on their activity on their phones, launched out of Y Combinator today.<p>Saida can see how a person, for example, uses their prepaid cellphone plan, such as how often they recharge that plan and what proportion of the plan is …

When financial inclusion stands for financial intrusion

2015-07-31T08:00:07.000Z<p>By: Izabella Kaminska<p>A standard line you hear from fintech promoters is that innovative digital technologies can liberate the …

'I Read This 20 Times:' Five Founders Pick The Best Books For Startups

Five founders pick the best books for startups. One French entrepreneur recommends a literary classic she’s read 20 times and says the principles within it have everything to do with her business. Entrepreneurs from around the globe weigh in with their most inspiring business books.<p><b>Gabriel García</b> …

The Next Best Generation -- Shifting Paradigms for Business and Leadership in Latin America

"What moves you?" -- I sometimes start public talks about social entrepreneurship with this question, showing a sample of social and environmental challenges in my opening slides. Speaking before young entrepreneurs, university students and activists, the response tends to be an overwhelming show …

Top 5 Web-Based Collaboration Tools for Small Businesses

Whether your project team members are in the next cubicle or three time zones away, affordable web-based collaboration tools are empowering small …

Here's some incredible pro-independence propaganda from the American Revolution

These intricate pieces of propaganda were printed in papers and pamphlets, and delivered throughout the colonies. These images were a patriotic call to arms and the sentiments conveyed in them inspired other wartime art generations later.<p><i>This post is originally by Laura Stampler</i>

'Bank of Apple' Moves Closer With New Patent To Kill PayPal, Square

Apple has quietly filed for a new patent which details a person-to-person money transmission method which could potentially grab market share from PayPal and Square, and hit the already beleaguered banking sector struggling to keep up with FinTech.<p>Apple is already banking on consumers using the …

Apple Pay