Seniors

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We're learning more about which carbs you should never cut from your diet

• <b>Several new studies suggest that people who eat a moderate amount of carbohydrates live longer than people on either low-carb or high-carb diets.</b>• <b><br>That doesn't mean you should gorge on white bread and cake. Instead</b><b>, researchers are discovering that people who eat more plant-based foods of all kinds,</b> …

Carbohydrates

10 cars that are most likely to last 200,000 miles

Durability is one of the most important factors to consider when buying a car. For the vast majority of consumers, buying new cars on impulse is not a financially or logistically feasible option. And for those who own a single car, a breakdown can be a major disruption to a daily commute or travel …

General Motors

Delaying Social Security benefits? Here's how long it will take for it to pay off

Find out how many years it takes to break even if you delay your claim for Social Security benefits.<p>You can claim Social Security benefits at the age of 62 – but should you? Many people – including experts from Stanford – argue for delaying as long as possible because benefits go up the longer you …

Social Security

Book clinic: what can I read to tackle a midlife crisis?

<b>Please can you recommend some books that will show me which way to turn in the full-on storm of an all-questioning midlife crisis?</b><i><br>Anonymous, 46, London</i><p><b>Sam Leith, author, journalist and literary editor of the Spectator, writes:</b><br>I’m a bit in the dark, here, questioner. I don’t even know if you’re male …

Middle Age

How to protect yourself from buying a flood-damaged car

04:28<p>How to keep your family safe from gas explosions<p>03:49<p>Jeff Rossen demonstrates safety tools to help college kids stay safe<p>04:54<p>Are Uber and Lyft drivers putting kids at risk? Rossen investigates<p>05:04<p>Rossen Reports Kids: 4 things children should do if they get lost<p>03:59<p>Rossen to the Rescue: …

Hurricane Harvey

New Tax Reform Bill Includes Retirement Provisions

<i>Posted by</i> <i>Jon Vogler, Senior Analyst, Retirement Research</i> <i>on Sep 20, 2018, in</i> <i>Retirement</i><p>On Sept. 10, House Ways and Means Committee Chairman Kevin …

Retirement Planning

Last minute guests? This is the one thing you should clean in every room

A Better Way<p>A room-by-room game plan to make your house look cleaner than it really is.<p>Quick! Unexpected company is coming and your house is a wreck. You only have a few minutes to do damage control and don't even know where to start. What do you do first?<p>There are so many scenarios where this can …

Dining Rooms

Roth IRAs for kids offer a great tax advantage, if you follow the rules

A Roth IRA can be a great investment choice for teenagers, but there are rules to follow.<p>A Roth IRA can benefit workers of every age, including children, but kids can't open and control their own Roth IRA until they reach the age of maturity, which is 18 in most states.<p>To get around that age …

Roth IRA

Why Delaying Social Security Benefits Could End Up Costing You

Sometimes it pays to wait -- especially in regards to retirement. The average worker is falling behind on savings, with 46% of baby boomers having nothing at all saved for retirement, according to the Insured Retirement Institute.That's why it's often recommended that retirees delay claiming Social …

Retirement

Pete the Planner: How to retire successfully when starting from scratch at age 50

<i>If you want to retire successfully but are starting from scratch at age 50, you need a plan. This is the first of a four-part series on how to make it happen.</i><p>I think it was hearing a fourth person in two weeks tell the same story that tipped the scales.<p>Two weeks ago, I met a 50-year-old woman who …

Income Tax

Explore the World as a Roving Retiree

One retired couple proves there's no need to slow down (or settle down) in retirement.<p>Eager to hit the road, Roxanne and David Draves decided to …

Wiping Out the Brain’s Retired Cells Prevents a Hallmark of Alzheimer's

A study in mice hints at a new approach for thwarting neurodegenerative diseases—but many questions remain.<p>In 2016, Darren Baker and Jan van Deursen from the Mayo Clinic announced that they had discovered a new way to prolong the life of mice: They cleansed the rodents of retired cells.<p>Over time, …

Alzheimer's Disease

7 Ways To Use Your Home Equity For Retirement Income

<b>Question:</b><p><b>I am a late starter to retirement planning. Should I count my house or the equity in my house as an asset in my retirement plan?</b><p>If you are playing catch-up on your retirement planning, you need to maximize every asset you have to make retirement a reality.<p>In general, financial planners …

Retirement Planning

Social Security checks could rise by most since 2012

After nearly a decade of little to no increases in Social Security benefits, next year may be the year retirees’ checks finally rise.<p>The Senior Citizens League, a nonpartisan senior advocacy organization, forecasts benefits will jump by 2.8 percent in 2019 – which would be the largest increase in …

Social Security

Opinion: 10 years after the financial crisis: How to ‘crash-proof’ your retirement savings

Ten years ago, America experienced a financial crisis of unforeseen proportions. The Standard & Poor’s Index SPX, +0.54% lost 57% of its value, with …

Retirement Planning

Top White House official eyes entitlement cuts ‘next year’

As the midterm elections draw closer, a variety of Republican leaders, cognizant of broad public support for social-insurance programs like Medicare …

Social Security

10 foods you should be buying if you want to save money

For anyone with a limited food budget, grocery shopping can be tricky. Comparing prices, doing mathematics to find the best bang for your buck, and planning meals weeks ahead can be a tricky and time-consuming task when trying to save money. INSIDER looked to resources who deal with limited food …

Could you retire early? The Fire Movement may have the magic formula

<b>Name:</b> the Fire Movement.<p><b>Age:</b> not quite a decade old.<p><b>Appearance:</b> a bunch of fortysomethings with time on their hands.<p><b>Who has time these days?</b> The Fire Movement people – they don’t work.<p><b>Lazy bastards.</b> They are not lazy, they have just worked out a precise index of earnings, savings and frugal living …

The 3 most surprising Social Security benefits you can get

Make sure you receive what you're entitled to.<p>Social Security provides a key financial lifeline for the majority of U.S. retirees, but it's not always easy to navigate all of its rules and requirements. With many obscure provisions that aren't easy to find, it can be easy to leave little-known …

Social Security

The Story Behind the Craziest Social Security COLA Increase in History

Right now, nearly 62.5 million people are receiving a Social Security benefit check each month. Around 70% of these folks are retired workers; and of these aged beneficiaries, just over three out of five rely on the program to provide at least half of their monthly income. To say Social Security …

Social Security

5 things you must do before you retire

If you're looking forward to retirement, you're not alone. Countless workers dream of leaving their jobs behind and enjoying the freedom of unstructured days. But before you pull the trigger on retirement, be sure to tackle the following moves so you don't come to regret your decision later on.<p>1. …

Social Security

Retirement Is In Peril For Most Working Class Americans, Warns New Report

Retirement is in peril for most working-class Americans cautions a new report by the National Institute on Retirement Security, a Washington think tank.<p>“The American dream of a modest retirement after a lifetime of work now is a middle-class nightmare,” warns the study’s author, NIRS Executive …

Retirement Planning

Taxes 2018: Adjust paycheck withholding now to avoid big bill, penalties next year

Time is running out to adjust your paycheck so that you’re paying enough in taxes this year – a calculation complicated by recent changes to federal tax laws.<p>If you’re too far behind to make up the shortfall before year-end, you may need to send in extra payments to avoid a costly penalty.<p>No matter …

Internal Revenue Service

Here's Some Potential Good News About Required Minimum Distributions

Required minimum distributions are a nuisance, to say the least. But the rules surrounding them might soon change for the better.<p>If you've been …

Donald Trump

How to Clean Your Ears (Properly), According to ENTs

Cleaning your ears is often a private, gross moment between you and a Q-tip, but according to ENTs, if you know what’s good for you, you’d stop …

Dry Skin

Why You Might Not Want to Pay Off Your Mortgage or Student Loans Early

Yes, it's great to be debt free. But there might be better uses for your extra money than paying certain debts off faster.<p>Debt can be vexing. You …

Johnson & Johnson

Millions of Americans still trapped in debt-logged homes ten years after crisis

EAST STROUDSBURG, Pa., 2018 (Reuters) - School bus driver Michael Payne was renting an apartment on the 30th floor of a New York City high-rise, where the landlord's idea of fixing broken windows was to cover them with boards.<p>So when Payne and his wife Gail saw ads in the tabloids for brand-new …

Home Ownership

There are thousands of ways to claim Social Security, and here are three

Wondering whether you should claim your Social Security at age 62, 66 or 70? The options are actually more complicated.<p>There are tens of thousands of …

Retirement

Opinion: Retired or retiring soon? It’s time to fund a Roth IRA

There’s a lot written about converting a traditional IRA to fund a Roth IRA, and with good reason.<p>The benefits of owning a Roth IRA are nothing short …

Roth IRA