ruthgruett

12 Magazines | 16,415 Articles | 32,187 Followers | 2 Likes | @ruthgruett | Keep up with ruthgruett on Flipboard, a place to see the stories, photos, and updates that matter to you. Flipboard creates a personalized magazine full of everything, from world news to life’s great moments. Download Flipboard for free and search for “ruthgruett”

How to Make Money Selling Your Clutter

Turn the stuff you paid good money for back into cash!<p>In my tiny space, clutter accumulates fast. To keep things neat and tidy, I do the following: I …

Money

45 Great Websites to Make Some Extra Money — MAQTOOB For Entrepreneurs

Whether you’re between jobs, bootstrapping your business, working remotely, freelancing, or even staying home with your baby, there’s almost always a …

Money

The 5 Best Ways to Make Extra Money in 2014

Welcome to 2014!! Like every year, the holidays did quite the number on both my bank account and waistline. Bah.<p>I definitely can’t help you with the …

Money

Best Money Tips: 31 Ways Real People Make Extra Income

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some great articles on the many ways that real people make extra income, the best …

Money

Affordable Online Bachelor’s Degree Programs in 2015

<i>This is part of a four-part series on affordable online colleges and degree programs. The other articles cover affordable online colleges, affordable</i> …

Personal Finance

The Cheapskate Guide: 50 Tips for Frugal Living

Confession time: I’m a cheapskate. Some would say frugal, which sounds much more positive, but in reality I can be a real cheapskate.<p><b>I am fairly</b> …

Money

Money Saving Tips - 55 Painless Ways to Save Money

<b>Earn cash back on every online purchase:</b> Ebates is free to join and easy to use. You can earn up to 10% cash back or more on every online purchase. …

Money

98 Cheap and Easy Foods to Make for Under 5 Bucks

The key to saving money with meals is to look for healthy foods that are versatile and nutritious. Think: peanut butter, oatmeal, canned beans, …

Food

77 Uses for Baking Soda — and How It Could Save Your Life

De-stinkifying stuff<p><b>16. Rehab a pet bed</b>. Over time, Fluffy’s or Fido’s bed cushion will get a little sniffy. Use soda to absorb smell, then</b> …

Lifestyle

This Google Spreadsheet Helped One Family Save 60% of Their Income Last Year

Two years ago, I left my full-time job when my husband’s job gave us the unique opportunity to move to Bavarian Germany for a few years. Travel the …

Frugal Travel

11 Investing Tips for 60-Somethings

Investing in your 60s is a different ballgame than when you focused mostly on growing your retirement funds. When you crack into your retirement nest …

Retirement

5 Money Mistakes to Stop Making by 50

If you're in your 50s, it's time to fasten your seatbelt and begin making your final descent towards your financial goals. And if you stop making …

Personal Finance

Make These 7 Money Moves Now Or You'll Regret It in 20 Years

Some people always leave stuff for tomorrow.Procrastination is okay when you're talking about cleaning up your bedroom, but when it comes to personal …

Money

The 8 Classic Personal Finance Books You Must Read

Money conscious readers from all generations should brush up on their personal finance knowledge by adding some books on the subject to their summer …

Personal Finance

10 healthiest (and most affordable) places to retire

Bloomberg<p>A streetcar traveling to the airport in Portland, Ore. (No. 4 on the list).<p>Slide 1 of 12<p>Ask retirees what their priorities are in retirement, and you’ll hear one message loud and clear: they care about their health.<p>That led nearly two in three middle-income retirees ages 47 to 75 to say …

Retirement

I have 15 streams of income, and here's why you should, too

What would you do if your boss fired you overnight? With no more paychecks coming in, how would you pay the bills, put a roof over your head, and feed your family?<p>I know what I would do: nothing. Because I have several bosses, including myself. When you have multiple income streams, losing one is …

Money

First Rule of the Job Hunt: Find Something You Love to Do

Social scientists have been trying to identify the conditions most likely to promote satisfying human lives. Their findings give some important clues about choosing a career: Money matters, but as the economist Richard Easterlin and others have demonstrated, not always in the ways you may …

Money

Forget the Apple TV — this dirt-cheap Google gadget revolutionised my living room

Looking to spruce up your lounge?<p>An Apple TV top box starts at $159 (£129).<p>A PlayStation 4 is currently $343 (£284).<p>A smart TV will set you back hundreds.<p>Forget all of them — Google sells a gadget for just $35 (£30) that will transform how you watch TV.<p>It certainly did for me.<p><b>I'm talking about</b> …

Apple TV

30 Frugal Living Tips

People all over the globe are struggling right now to put food on the table and keep a roof over their heads. In the United States and Canada, we’re …

Frugal Living

Why Essential Oils Are Essential For Your Home

Essential oils have a plethora of uses for the home environment, making it healthier with its healing scents. Image Source: Rose and Partners<p>Can you …

This Petite Cottage Will Totally Sell You On Downsizing

Most Popular<p>Creative Cottages<p>If there was ever a place that proved that small-space living doesn't need to feel like a sacrifice, it's the "Oceanside …

Cottages

I retired abroad at age 29 for less money than I ever thought I'd need

The math behind financial independence is simple: you need 25 times your annual expenses to never have to work for money, ever again.<p>This calculation comes from the thorough Trinity Study, which defines the safe withdrawal rate based on historical returns, that will allow your portfolio to never …

Retirement

All About Daybeds: The Glorious Piece of Furniture You Should Be Using

(Image credit: Elle Decor)I like to compare the humble daybed to the nerdy kid in school that followed you around relentlessly, but you brushed off …

Interior Design

8 Things Science Says We Can Do To Become A Little Happier

Happiness can be fleeting under the best of circumstances. Even people who are basically happy have periods when they’re not, and for those who are prone to depression, it’s always a struggle. The core issue with depression (or one of them) is that it hijacks your urge to <i>want</i> to fix things, which …

Psychology

11 TED Talks that will teach you how be happier

It's a fact universally acknowledged that people want to be happy.<p>The ideal approach, however, is far more of a mystery.<p>Thankfully, several TED speakers have researched how humans can achieve ultimate happiness and shared their findings with us.<p>Some of their tactics are surprising, and some are …

Happiness

Stop Chasing Happiness: 17 Alternative Ways to Live a Great Life

<b>“If only we’d stop trying to be happy we’d have a pretty good time.” ~Edith Wharton</b><p>I have a question for you.<p>What would you be willing to sacrifice …

Mindfulness

100+ Self-Education Resources For Lifelong Learning

Total Shares 2K<p>Self-education and the embrace of lifelong learning is becoming a critical mindset to navigate our rapidly changing world. Lifelong …

Use the 'Goldilocks rule' to stay motivated instead of getting discouraged

It was 1955 and Disneyland had just opened in Anaheim, California when a ten-year-old boy walked in and asked for a job.<p>Labor laws were loose back then and the boy managed to land a position selling guidebooks to visitors for $0.50 a piece.<p>Within a year, he had transitioned to Disney’s magic shop …

Motivation

A Better Kind of Happiness

Nearly two and a half millennia ago, Aristotle triggered a revolution in happiness. At the time, Greek philosophers were trying hard to define precisely what this state of being was. Some contended that it sprang from hedonism, the pursuit of sensual pleasure. Others argued from the perspective of …

Happiness

This Former Monk Explains Why You're Tackling Mindfulness All Wrong

Why you're doing mindfulness all wrong.<p>If you're up-to-date on your buzzwords, then you'll know that mindfulness is the new black.<p>It seems that everyone has their own idea of what it means to be mindful. Apps like Headspace, Smiling Mind and iMindfulness promise to help you center yourself, clear …

Mindfulness