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What's the Ideal Savings Rate for Retirement or Financial Independence? - Don't Quit Your Day Job...

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I’m under no illusion that this …


How do I invest my first $1,000?

Image Source: Quinn Dombrowski

In this post we help youReduce the risk of not maximizing your returns

So, you want to invest. Fantastic! Ideally, you …

200 Things

“The things you own end up owning you”

In mid-2001, I lived in a high-rise Seattle apartment, having returned to a second stint at Microsoft as a …

San Francisco Bay Area

Living Without Sacrifice: Solutions to the Top 5 Tiny House Limitations

by Gabriella Morrison

Do you want to live tiny but are worried about having to make too many sacrifices in space and comfort? We were too but can say …

The Shortness of Life: Seneca on Busyness and The Art of Living Wide Rather Than Living Long

“The greatest obstacle to living is expectancy, which hangs upon tomorrow and loses today… The whole future lies in uncertainty: live immediately.”

“How we spend our days,” Annie Dillard memorably wrote in her soul-stretching meditation on the life of presence, “is, of course, how we spend our …

A New Memoir About What Happens When You Get Rid of All Your Stuff

Joshua Fields Millburn (right) and Ryan Nicodemus, aka The Minimalists.
Courtesy Adam Dressler
Joshua Fields Millburn and Ryan Nicodemus—aka


From overweight and unhappy to awesome Internet guru

In 2005, Leo Babauta was 70 pounds overweight. He smoked cigarettes and ate junk food. He was disorganized and deeply in debt. Now, the father of six …


Develop a Minimalist Mindset

Becoming a minimalist is not an easy path to walk. It is a very rewarding and fulfilling lifestyle, but it is not easy. It takes hard work, …


Minimalist Living: When a Lot Less Is More

A lifestyle of owning just the essentials has a small but passionate following among millennials

The first thing you need to know about Joshua Fields Millburn and Ryan Nicodemus is that they like to hug.

“Bring it in, man!” Nicodemus says as he pulls me in the first time I meet him. “We’re both …


Living Small In The City: With More Singles, Micro-Housing Gets Big

Back in 2012,something unusual got started in an alleyway in an already tightly developed part of northeast Washington, D.C.

On an 11th-of-an-acre lot next to a cemetery, behind a block of row houses, tiny houses started to go up. And not just one little house in backyard, like you might see in many …


A beginner’s guide to one bag living

For many aspiring minimalists, the golden grail is One Bag Living, or what I like to call OBL. It’s a lifestyle that comes from being able to reduce …


How I made peace with selling everything I owned to spend my retirement traveling the world

Just before I retired in 2011, I sold almost everything I owned.

It wasn't because money was tight, but because I wanted to spend my life as an adventure, traveling the world, pursuing my passions of writing and photography, most of the things I owned weren't going to fit into that lifestyle.

I …


How to Program Your Mind to Stop Buying Crap You Don’t Need

We all buy things from time to time that we don't really need. It's okay to appeal to your wants every once in a while, as long as you're in control. …

The Brain

10 Things You Can Toss Without Thinking Twice

We get it: Getting rid of your stuff is hard. Not only does it take time and effort, but then there are so many emotional connections to contend with, …


The Guilt-Free Guide to Parting Ways with Your Sentimental Items

Cool Stuff

Minimalist Living - Doing More With Less

It was a few years ago on a lazy weekend. I was happily reading a very weird book titled ‘The Rule of Four’.

Without any warning, a voice came …


The Definitive List of Tiny House Blogs

Here's all the quality blogs I could find about building and living in tiny houses. I've tried to list blogs written by those actively living in …

Tiny House Movement

My Month of Minimalism Challenge

I have a lot of stuff.

That’s not really meant to be a brag—far from it. More just a statement of fact.

Amazon deliveries arrive all the time. …


The 100 things challenge | Dave Bruno | TEDxClaremontColleges

The 10 Most Important Things to Simplify in Your Life

“Purity and simplicity are the two wings with which man soars above the earth and all temporary nature.” —Thomas Kempis

Simplicity brings balance, …

White Bread

What's Your Second Act in Retirement?

At the turn of the century our average life expectancy was around 45 - today Americans can expect to live to be at least 75 years old - that's 30-plus additional years filled with lots of choices and decisions. Navigating this virtually uncharted territory can be daunting. Just remember - you're in …


IRAs are better than ever for retirement savings

If you haven’t considered the IRA as a fairly powerful retirement savings tool, maybe it’s time to change your thinking.

Only a few years ago, IRA contributions were limited to a measly $2,000 a year. Plus, strict income limits prevented many folks from being able to contribute anything at all.

No …


The Best Place in the World for You to Retire

You've thought it through and decided an expat retirement adventure is right for you. Here's how to pinpoint your perfect destination.

In part one of our four-part series on retiring abroad, we helped you determine whether you’re a candidate for retiring out of the country. Today, we point you in

Central America Travel

You Don't Have to Be Rich to Retire Happy (In Fact, Far From It)

We all hope to "retire" someday.

(Why did I put "retire" in quotes? Because most of us don't want the freedom to sit around and do nothing -- instead we hope to have the freedom to do more of what we want to do and less of what we have to do.)

Does that sound like a happy retirement? Of course it …


Would You Retire Abroad?

MONEY's George Mannes asks people in New York's Times Square if they would ever retire in another country.

Times Square

How to Plan for Health Costs in Retirement

The study notes that some services—including doctor visits and prescription-drug use—are more predictable and, as such, easier to forecast. These recurring services are distinct from less-predictable, or nonrecurring, services, like overnight hospital stays. The report also offers dollar figures …


A Guide to Not Retiring

It’s an inescapable reality of getting older: At some point, everybody expects you to retire.

There’s your spouse, who perhaps is already retired and is looking forward to enjoying a relaxing life with you—traveling, visiting grandchildren and just enjoying each other’s company. Then there are your …


10 best places in the world to retire

Worried about your financial stability in retirement? Here are 10 countries with the best in retirement security.

Single Women's Unique Challenges in Preparing for Retirement

By Juliette Fairley
When 40-something Rita Sanders purchased her West Orange, New Jersey, home in July 2013, she secured a 15-year fixed mortgage at …


Retirement: 8 rules for savvy annuity buyers

Baby boomers are buying a record number of annuities — insurance products that offer guaranteed lifetime income — and in so doing are taking a wise step toward mitigating the fear of running out of money in retirement.

Most aren't careful buyers, however, and that means they are not …