ruthgruett

12 Magazines | 16,338 Articles | 31,523 Followers | 5 Likes | @ruthgruett | Keep up with ruthgruett on Flipboard, a place to see the stories, photos, and updates that matter to you. Flipboard creates a personalized magazine full of everything, from world news to life’s great moments. Download Flipboard for free and search for “ruthgruett”

Modular homes and minimalism reflect changing social systems and are compatible with IOT

<b>Summary:</b> The argument for Modular Homes is more than convincing. Since the beginning urban infrastructure has been a nightmare to re-organize. Houses …

Housing

5 Ways To Make Money Using Social Media

<b>1.Make money with Facebook</b><p>If you are an avid user and poster on Facebook,join Bitbilions and get paid for your social media activity.<p><b>2.Make money</b> …

Social Media

Why I'm Going To Meditate Every Day For A Year

I'm on a mission to meditate for 365 days straight to bring more peace, mindfulness, and stillness into my life....

Meditation

Dividend Investing In A Roth IRA

Reducing your investing fees is the best way to generate higher total returns.<p>Most investors focus on minimizing fees from their brokerages. If you made four trades a month (two buys and two sells) over 30 years, that comes to $14,400 at $10 a trade.<p>If you get serious and shop around for a cheaper …

Roth IRA

5 Major Differences Between Retirees and Pre-Retirees, and 1 Striking Similarity

Image source: Getty Images.<p>Whether you want to believe it or not, the retirement struggle is real.<p>A recent survey from GOBankingRates observed that a third of Americans hadn't saved a dime toward retirement, while another 23% had less than $10,000 socked away. In contrast, fewer than 1 in 5 people …

Retirement

25 Ways To Kill The Toxic Ego That Will Ruin Your Life

Julian BialowasThe artist Marina Abramović has said that the moment we begin to believe in our own greatness, that we kill our ability to be truly …

Frederick Douglass

3 Stocks That Could Make You Rich

Image source: Getty Images.<p>The stock market is an incredible way to build wealth over the long term, but it's also incredibly difficult to pick winning stocks on a consistent basis. Even the best investors can barely pick more winners than losers. On the bright side, all it takes is one big …

Warren Buffett

7 fixed mindset mistakes that prevent your happiness and growth

7 fixed mindset mistakes that prevent your happiness and growth [infograph]<p>By: Susanna Halonen | Growth<p>Do you follow the fixed mindset thinking, …

Wikkelhouse - Modular Microhome Made of Cardboard - Quiet Corner

At first glance, cardboard doesn't seem like a suitable material for building. Yet, we have seen it done, either by award-winning architects using …

Architecture

The skills you should learn if you want to be happy, according to research

Sometimes happiness can feel like a matter of luck, circumstance, or hereditary predisposition, but as I've covered here before, happiness is really a set of skills.<p>"All of the work that we and other colleagues [have done] leads us to this inevitable conclusion ...well-being is fundamentally no …

Happiness

This Should Be Your Approach to Hiring

What you need to know to build the best team.<p><i>The Leadership Insiders network is an online community where the most thoughtful and influential people in business contribute answers to timely questions about careers and leadership. Today’s answer to the question “How do you build a strong team?” is</i> …

Management

6 Incredibly Cheap High-Yield Dividend Stocks

Image source: Getty Images.<p>Buying a stock with an impressive dividend yield doesn't have to cost you an arm and a leg. These six stocks, for example, offer investors big dividend checks without breaking the bank. Keep in mind though, that high dividend yields are often accompanied by high risk. …

Warren Buffett

17 Greatest Quotes From Paulo Coelho

<b>We’ve collected seventeen of the greatest quotes from Paulo Coelho, author of “The Alchemist.” We hope these Paulo Coelho quotes will inspire and</b> …

The Pain Won’t Go Away Until We Learn the Lesson

<b>“Nothing ever goes away until it has taught us what we need to know.” ~Pema Chodron</b><p>Wounds I thought were healed began to burst open after a recent …

College & University

Dealing with “Haters”: How to Rise Above the Negative

<b>“The final proof of greatness lies in being about to endure criticism without resentment.” ~Elbert Hubbard</b><p>A splash of tequila to the unsuspecting …

Tequila

7 Best Dividend Stocks to Buy Now

Thinkstock<p>The best dividend stocks to buy now are simple to identify. Investors want to find companies with big dividend yields, strong profits that …

Investing

5 ways to overcome obstacles between you and retirement

You don’t have to look at the larger economy to know Americans aren’t saving enough for retirement — there’s about a 50-50 chance you see this shortfall in your own personal economy.<p>There are plenty of reasons for the struggle. Many, such as low wages, high cost of living and limited access to …

Retirement

Why Are More and More Retired Americans So Unhappy?

It turns out many Americans’ “golden years” are more tarnished than golden.<p>More retirees than ever are saying they’re “not at all satisfied” with …

Retirement

How to score a touchdown in your 'retirement red zone'

It's scary for investors of all ages when the market swoons. Here's how to stay the course.

Retirement

3 Healthcare Stocks You May Be Overlooking

Image source: Getty Images.<p>It's been a mediocre year so far for many stocks. Thanks in part to the reaction over "Brexit," the major broader market indexes are close to where they started in 2016. In the midst of all the blahs, though, several healthcare stocks have taken off. And they're not all …

Health Care

ConAgra Foods: Shares Look Tempting At These Levels

Stock is trading at a relatively cheap forward P/E of 18x, versus its peer average of 20x.<p>CAG's financial performance has been impressive in the …

Stocks

8 countries where $200,000 in retirement savings will last 30 years

Click to expand<p>Replay Video<p>Breaking down Wall Streets' first halfSteve Leeb, Leeb Capital Management CEO, reflects on the first half of the year on …

Retirement

How To Become A Millionaire In Under 20 Years

The system is rigged. The American Dream is dead. It seems that’s all we hear from certain politicians during an election year. The steady drumbeat of dispair even caught Warren Buffett’s attention who famously leans left on the political spectrum:<p>It’s an election year, and candidates can’t stop …

Money

6 Reasons Why You Shouldn't Contribute to Your 401(k)

Image source: Getty Images.<p>Nearly all American workers share a common goal: being able to comfortably retire one day. Yet for many the goal of retiring is nothing more than a pipedream. According to the St. Louis Federal Reserve, personal savings rates in the U.S. in April were just 5.4%. This is …

Money

7 Soda Alternatives That Won't Bust Your Wallet — Or Your Waistline

One thing that is hard to give up is soda — but for your health, and the health of your wallet, you really should try. Each time you go out to eat, a …

Healthy Eating

The make-or-break factor in retirement: Keeping a budget

For most people, this is not what retirement will look like. Extra money won’t fall from the sky, so a household budget is more important than ever before. (istock/istock)<p>It’s not like we have anything against doing a household budget. Most of us just never get around to it.<p>We procrastinate for …

Retirement

3 Cable Stock Investing Tips That Could Earn You Thousands

Image source: Getty Images.<p>Investing in cable stocks can be lucrative. Whether the company operates the actual delivery infrastructure, like <b>Comcast</b> , focuses more on network broadcasting, like <b>Time Warner</b> and <b>Disney</b> , or specializes in content like <b>Scripps Networks</b> ,this popular entertainment …

Money

Can this man, 54, retire early despite having smaller savings?

Special to The Globe and Mail<p>Wesley is 54, single with no dependants, and seriously thinking about hanging up his hat. He makes about $43,200 a year plus income from two rental properties.<p>“I plan on living until I’m 100 years old,” Wesley writes in an e-mail. This presents him with some challenges. …

Retirement

4 Reasons to Start a Business in Retirement

If you're among the many retirees who spent decades working long hours and struggling through the daily grind, at first glance, the idea of starting a business in retirement may not hold much appeal. After all, retirement is supposed to be a time of leisure, relaxation, and rest, right? While …

Money

Will You Regret Taking Social Security ASAP?

Attention Baby Boomers who will soon be turning age 62 and are planning on taking Social Security benefits early, be sure to do your homework before you sign the paperwork.<p>A Nationwide Retirement Institute survey of 909 U.S. adults aged 50 or older found that many of those who claimed their Social …

Security