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What's the Ideal Savings Rate for Retirement or Financial Independence? - Don't Quit Your Day Job...
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I’m under no illusion that this …Money
Image Source: Quinn Dombrowski
In this post we help youReduce the risk of not maximizing your returns
So, you want to invest. Fantastic! Ideally, you …
“The things you own end up owning you”
In mid-2001, I lived in a high-rise Seattle apartment, having returned to a second stint at Microsoft as a …San Francisco Bay Area
by Gabriella Morrison
Do you want to live tiny but are worried about having to make too many sacrifices in space and comfort? We were too but can say …
“The greatest obstacle to living is expectancy, which hangs upon tomorrow and loses today… The whole future lies in uncertainty: live immediately.”
“How we spend our days,” Annie Dillard memorably wrote in her soul-stretching meditation on the life of presence, “is, of course, how we spend our …
Joshua Fields Millburn (right) and Ryan Nicodemus, aka The Minimalists.
Courtesy Adam Dressler
Joshua Fields Millburn and Ryan Nicodemus—aka The …
In 2005, Leo Babauta was 70 pounds overweight. He smoked cigarettes and ate junk food. He was disorganized and deeply in debt. Now, the father of six …Zen
Becoming a minimalist is not an easy path to walk. It is a very rewarding and fulfilling lifestyle, but it is not easy. It takes hard work, …Minimalism
A lifestyle of owning just the essentials has a small but passionate following among millennials
The first thing you need to know about Joshua Fields Millburn and Ryan Nicodemus is that they like to hug.
“Bring it in, man!” Nicodemus says as he pulls me in the first time I meet him. “We’re both …Minimalism
Back in 2012,something unusual got started in an alleyway in an already tightly developed part of northeast Washington, D.C.
On an 11th-of-an-acre lot next to a cemetery, behind a block of row houses, tiny houses started to go up. And not just one little house in backyard, like you might see in many …Housing
For many aspiring minimalists, the golden grail is One Bag Living, or what I like to call OBL. It’s a lifestyle that comes from being able to reduce …Guides
Just before I retired in 2011, I sold almost everything I owned.
It wasn't because money was tight, but because I wanted to spend my life as an adventure, traveling the world, pursuing my passions of writing and photography, most of the things I owned weren't going to fit into that lifestyle.
We all buy things from time to time that we don't really need. It's okay to appeal to your wants every once in a while, as long as you're in control. …The Brain
We get it: Getting rid of your stuff is hard. Not only does it take time and effort, but then there are so many emotional connections to contend with, …Vegetables
It was a few years ago on a lazy weekend. I was happily reading a very weird book titled ‘The Rule of Four’.
Without any warning, a voice came …Productivity
Here's all the quality blogs I could find about building and living in tiny houses. I've tried to list blogs written by those actively living in …Tiny House Movement
I have a lot of stuff.
That’s not really meant to be a brag—far from it. More just a statement of fact.
Amazon deliveries arrive all the time. …Minimalism
“Purity and simplicity are the two wings with which man soars above the earth and all temporary nature.” —Thomas Kempis
Simplicity brings balance, …White Bread
At the turn of the century our average life expectancy was around 45 - today Americans can expect to live to be at least 75 years old - that's 30-plus additional years filled with lots of choices and decisions. Navigating this virtually uncharted territory can be daunting. Just remember - you're in …Retirement
If you haven’t considered the IRA as a fairly powerful retirement savings tool, maybe it’s time to change your thinking.
Only a few years ago, IRA contributions were limited to a measly $2,000 a year. Plus, strict income limits prevented many folks from being able to contribute anything at all.
You've thought it through and decided an expat retirement adventure is right for you. Here's how to pinpoint your perfect destination.
In part one of our four-part series on retiring abroad, we helped you determine whether you’re a candidate for retiring out of the country. Today, we point you in …Central America Travel
We all hope to "retire" someday.
(Why did I put "retire" in quotes? Because most of us don't want the freedom to sit around and do nothing -- instead we hope to have the freedom to do more of what we want to do and less of what we have to do.)
Does that sound like a happy retirement? Of course it …Happiness
MONEY's George Mannes asks people in New York's Times Square if they would ever retire in another country.Times Square
The study notes that some services—including doctor visits and prescription-drug use—are more predictable and, as such, easier to forecast. These recurring services are distinct from less-predictable, or nonrecurring, services, like overnight hospital stays. The report also offers dollar figures …Retirement
It’s an inescapable reality of getting older: At some point, everybody expects you to retire.
There’s your spouse, who perhaps is already retired and is looking forward to enjoying a relaxing life with you—traveling, visiting grandchildren and just enjoying each other’s company. Then there are your …Retirement
Worried about your financial stability in retirement? Here are 10 countries with the best in retirement security.
By Juliette Fairley
When 40-something Rita Sanders purchased her West Orange, New Jersey, home in July 2013, she secured a 15-year fixed mortgage at …
Baby boomers are buying a record number of annuities — insurance products that offer guaranteed lifetime income — and in so doing are taking a wise step toward mitigating the fear of running out of money in retirement.
Most aren't careful buyers, however, and that means they are not …Annuities