Ray Oyung

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96% of People With a Health Savings Account Are Making This Mistake

It could cost you a lot of money!<p>If you have a high deductible insurance plan, you may also have a health savings account to go along with it. Health …

How to score big at government auctions, on everything from real estate to bugles

Rolex watches seized from drug lords. Homes confiscated from tax cheats. Blackhawk helicopters the military no longer needs. The federal government is auctioning off all this — and more. The “more” often means mundane things like office chairs and shredders and mysterious things like “swamp cooler …

Fannie Mae

How To Make Your Kids Smarter: 10 Steps Backed By Science

I’ve explored the science behind what makes kids happier, what type of parenting works best and what makes for joyful families.<p>But <b>what makes children</b> …

IRS Announces 2018 Tax Brackets, Standard Deduction Amounts, And More

(<i>Update:</i> If you’ve come here looking for the now-defunct 2018 tax rates as released by the Internal Revenue Service (IRS) in 2017, you’re in the right place. But I suspect you’re looking for the revised tax rates following tax reform. The IRS has not yet released those tables but I’ll report on …

Retirement

Cutting-edge immunotherapy treatment approved for another deadly cancer

The Food and Drug Administration approved a second version of a groundbreaking treatment Wednesday that genetically alters patients' cells to attack cancer — this time, to fight aggressive non-Hodgkin lymphoma.<p>The treatment is for adults with certain types of large B-cell lymphoma who have not …

Cancer

NASA recorded the International Space Station flying in front of the solar eclipse

As the moon sneaked in front of the sun during Monday's total solar eclipse, a NASA photographer captured a once-in-a-lifetime sight.<p>Joel Kowsky, one of the space agency's photo editors, was near Banner, Wyoming, to watch the solar eclipse when he photographed the International Space Station …

Space

A psychotherapist shares 4 ways you can channel your anxiety into something positive

Everyone faces anxiety from time to time. We feel nervous when we're going to approach someone with an important question, or feel butterflies when we're about to give a presentation.<p>The sweaty palms and rapid heartbeat you experience are normally thought of as hindrances to your performance, but …

Self-help

How to Make a Pinhole Viewer for the Total Solar Eclipse, and What to Do While You Wait for Totality

Travel-friendly gadgets and game plans to entertain eclipse-chasers during the long partial phases on August 21.<p>Solar eclipses take time. What you …

Here's Why You Shouldn't Worry About People Stealing Your Ideas

If they're good enough, you'll have to ram it down people's throats<p>Chester Carlson worked on his idea for years. It was tough, messy work and when his wife tired of the putrid smells, sulfur fires and occasional explosions emanating from the kitchen, his experiments were exiled to a second floor …

TensorFlow

You could lose the ability to manage your finances and not know it

Many people work hard to make sure there are ample assets to provide for the go-go, slow-go and no-go season of life. Have you ever considered how …

How To Make Your Kids Smarter: 10 Steps Backed By Science

I’ve explored the science behind what makes kids happier, what type of parenting works best and what makes for joyful families.<p>But <b>what makes children</b> …

Goodbye to Grades? Mastery-Based Learning Is Becoming the New Standard

A new learning strategy could be the end grades as we know it. But the individualized learning could make this revolutionary way to teach better for students.<p>From New York to Vermont, and from Illinois to Idaho, a new kind of education standard is taking root. It's called mastery-based learning, …

Learning

Google Is Giving Away Its Best Tools for Managers Absolutely Free

Put Google's insights about what makes a great manager to use without paying a penny.<p>When it comes to developing great managers, Google doesn't leave much to chance. The data-obsessed company famously spent years studying the attributes of effective managers for its Project Oxygen, determining that …

Goal Setting

I used to be homeless, and years later I've realized what too many people misunderstand about wealth

<b>• The key is to live simply — by choice — and build up your savings to avoid financial uncertainty and circumstances out of your control.</b><p><b>• Experiencing the good and bad in life is valuable, and the bad can help you grow.</b><p>When I was a child, I was homeless for several years.<p>While most kids my age …

Personal Finance

Secretive surgical robotics company raises $280 million

Details are scant, but Auris could change how lung cancer is treated<p>Auris Surgical Robotics just raised $280 million in a Series D round, bringing …

Medical Technology

Dashboard Design | 20 Beautiful Examples of Dashboards

Share!<p>If you are currently working on a mobile or web application or planning to create one in the future, then this article will definitely come in …

Here Are (Approximately) 3000 Free Data Sources You Can Use Right Now

If you need data about government activity, the welfare of Mother Earth and her children, finance, economies, industry, weather and climate, or any of a myriad of social and scientific concerns, you can get it right now, free of charge.<p>Thousands of municipal, state, and national governments now …

OECD

How To Build An In-House UX Team

The needs of real users are increasingly driving enterprise software design and development. Since 2013, IBM has hired close to 1500 designers and …

UX Design

Epic photos taken while swimming in a superpod of whales

<b>An underwater photographer found himself amidst a rare and enormous gathering of sperm whales; his photos are out of this world.</b><p>Tony Wu is a …

Biographies

Here are 100 PowerPoint shortcuts that'll make your life a lot easier

Well, get ready to be even fancier (and more productive) because we've curated 100 of the best PowerPoint keyboard shortcuts.<p><i>Courtesy of GoSkills.</i>

Graphics

How to clean mildew from silicone seals in the shower

<i>Q: I’d like to know how to clean the mildew from the silicone seals in my frameless shower. The shower never looks clean with that blackened silicone. Or would I be better off removing the silicone and settling for a little water leaking out?</i><p><b>Arlington</b><p><b>A:</b> Chlorine bleach removes mildew stains. When …

Home Improvement

Rich doctors are beginning to offer their time —and money— to health-tech start-ups

Investing in health start-ups is all the rage. Now, doctors are getting into the game.<p>At least two groups, FundRx in New York and angelMD in Seattle, …

The Silicon Valley Billionaires Remaking America’s Schools

In San Francisco’s public schools, Marc Benioff, the chief executive of Salesforce, is giving middle school principals $100,000 “innovation grants” and encouraging them to behave more like start-up founders and less like bureaucrats.<p>In Maryland, Texas, Virginia and other states, Netflix’s chief, …

Education

Here's Why Your Innovation Strategy Will Fail

Different types of problems need different types of solutions<p>,A decade ago, Apple looked unbeatable. It's launch of the iPhone completely revolutionized mobile phones and made good on Steve Jobs' vision of creating a hub of devices that connected people to technology. What's more, he did it with …

Innovation

Nothing Escapes From A Black Hole, And Now Astronomers Have Proof

If you collect more and more matter in a small enough volume of space, it gets harder and harder to escape from its gravitational pull. Gather enough mass there, and you’ll find that the speed you’d need to reach in order to escape is greater than the speed of light! From within that region, escape …

A 100-Year-Old Drug Shows Extremely Promising Results For Treating Autism Symptoms

This could be big.<p>A small, but promising clinical trial in the US has shown that a 100-year-old drug called suramin can measurably improve the …

The 24 best science movies and shows streaming on Netflix that will make you smarter

These films and series showcase the beauty of the planet, delve into the details of how food arrives on your plate, and explore the mysterious and alien underwater world in oceans around the globe.<p>The downside to all of those options is that there's a lot to choose from. To make it easier, Business …

Photographers

These new images of Jupiter show its clouds in stunning detail

Damn, Jupiter looks sexy.<p>After nearly a year in orbit, the Juno spacecraft is starting to crack some of Jupiter’s many mysteries.<p>This week, the journals <i>Science</i> and <i>Geophysical Research Letters</i> published the first batch of scientific findings about Jupiter, based on Juno’s trips there. Discoveries …

Immunotherapy drug opens a new era of precision medicine for cancer

With little fanfare, the<p>Food and Drug Administrationdid something this week that it's never done before: The agency approved a single prescription drug, pembrolizumab (marketed by Merck as Keytruda) for treatment of solid tumors in any organ so long as the malignancy bears a specific genetic …

Cancer

Doctors are trying an unorthodox approach to treat burn victims — using fish skin

Traditionally, burns are treated using pig and human tissue, which transfer collagen, a healing protein, to the victims' skin. In Fortaleza, Brazil, however, those tissues weren't readily available.<p>That shortage led researchers at the José Frota Institute to turn to tilapia as an alternative …

Fish