Rona Gruber

92 Flips | 1 Magazine | 2 Likes | 7 Following | @rona_gruber | Keep up with Rona Gruber on Flipboard, a place to see the stories, photos, and updates that matter to you. Flipboard creates a personalized magazine full of everything, from world news to life’s great moments. Download Flipboard for free and search for “Rona Gruber”

The Entire Economy Is MoviePass Now. Enjoy It While You Can.

I’ve got a great idea for a start-up. Want to hear the pitch?<p>It’s called the 75 Cent Dollar Store. We’re going to sell dollar bills for 75 cents — no service charges, no hidden fees, just crisp $1 bills for the price of three quarters. It’ll be huge.<p>You’re probably thinking: Wait, won’t your store …

Profit

These 7 Money Mistakes in Your 20s Can Haunt You the Rest of Your Life

These are some of the biggest money mistakes to avoid when you're in your 20s.<p>Your 20s seem like the perfect age between childhood and adulthood. You're out of school, finally, so you'll have more freedom than ever before, and you won't be pinned down with responsibilities from late-career …

Personal Finance

8 Life Skills You Should Have Before Moving Out

Updated April 26, 2018<p>If you're about to leave home or dorm-life to enter the real world, you may not realize just how comfortable you’ve had it all …

Personal Finance

When it's safe to shred your tax records

<b>Q: Now that I've filed my income tax return, I'm going to clean out my old files. What tax records can I toss, and what do I need to keep? How long</b> …

Retirement

Ask Brianna: You know you're a financial adult when .

"Ask Brianna" is a column from NerdWallet for 20-somethings or anyone else starting out. I'm here to help you manage your money, find a job and pay …

Personal Finance

New York state’s big middle finger to the Republican tax plan

<b>(AP Photo/Richard Drew, File)</b><p>The measures included in the state budget bill would maintain the state’s current level of public service<p>Dean Baker<p>April 15, 2018 5:30pm (UTC)<p>This article originally appeared on Truthout.<p>Last month New York State gave a big middle finger to Donald Trump and the …

Important Papers to Locate After Someone Dies

Updated July 16, 2017<p>After someone dies, family members will need to locate all of the decedent's important papers. It will give family members and, …

Learn What a Successor Trustee Does with Your Trust After You Die

What a Successor Trustee After the Trustmaker Dies<p>The Role of a Successor Trustee After the Trustmaker Dies<p>Updated October 30, 2017<p>When you set up …

Financial Advisor Shares The 20 Best Financial Tips He Wishes He Could Tell His 20-Year-Old Self

Most of my financial planning clients are business owners, older folks who want to focus on retirement planning, or sudden wealth recipients (think inheritance, lawsuit settlement, business sale, etc.). I’ve been working with clients for over 20 years, so many of my clients now have kids of their …

Personal Finance

The Personal Finance Advice Everyone In Their 20s Should Follow

Typically, our 20s are marked by a number of milestones, including graduating college, entering the workforce, moving up the career ladder, and, for …

The 7 Best Banks for Savings Accounts to Use in 2018

The 7 Best Banks for Savings Accounts to Use in 2018<p>Grow your money quickly and easily<p>Updated March 14, 2018<p>Savings accounts should pay you interest, …

What Is A Cash Flow Statement?

The statement of cash flows or the cash flow statement, as it's commonly referred to, is a financial statement that summarizes the amount of cash and …

If you’re over 40 and work, you’re in for some big surprises

This article is reprinted by permission from NextAvenue.org.<p>Boomers and Gen X-ers: Your working world is in for major disruptions between now and …

Retirement

Teacher pay: Find out how much teachers in your state are underpaid - Vox

It’s not just West Virginia, Oklahoma, and Arizona: Teacher salaries have been stagnant or falling for years.<p>Teachers have gone on strike in West Virginia, Oklahoma, Kentucky, Arizona, and Colorado — and in most of these cases, they are demanding higher wages and increased education funding.<p>It …

Education

What Every Parent Should Teach Their Teen About Budgeting

How to Teach Your Teen About Budgeting<p>Updated March 07, 2018<p>Teaching your teen about money isn’t easy. But if you do it right, you can set them up …

5 Simple Strategies to Save More Money This Year

Money doesn’t come easy, and unfortunately, neither does understanding it. Whether it’s a past-due bill or a mountain of student-loan debt, most of …

Special Report: Fidelity puts 6 million savers on risky path to retirement

<b>Video by CNBC</b><p>For three years, the mutual funds in Fidelity's flagship retirement franchise have outperformed at least 85 percent of their …

Ask These Questions to Ace the Job Interview

Too many candidates leave it up to the interviewer to judge their ability. Savvy candidates know how to turn the odds in their favor by asking a few pointed questions.<p>Once you get an interview, the chance you'll be assessed properly is remote. You can improve your odds 5-10X by asking …

When your parents die broke

Blogger John Schmoll's father left a financial mess when he died: a house that was worth far less than the mortgage, credit card bills in excess of …

Personal Finance

This Common Retirement Advice Could Make You Run Out of Money

The "your age in bonds" rule doesn't work very well once you're in retirement.<p>There's a common rule of thumb that tells you what percentage of your …

The (Long) List of Financial Documents You Should Keep

In this season of paper piles, bursting files and inscrutable tax forms arriving in the mail, tip your cap to one aspect of the new tax bill. If you’re among the millions of people who will no longer be itemizing your deductions next year, there may just be less mess in your future.<p>This is no …

Personal Finance

Car shopping: How to get the most out of your vehicle trade-in

About 40% of people shopping for a new car in 2018 will have a vehicle to trade in, according to Edmunds transaction data. And it's safe to say that 100% of those people will want to get as much money as possible for that trade-in.<p>But while most shoppers have some sort of strategy for getting a …

Traffic Safety

The Truth About Certified Pre-Owned Cars

Buying a used car can save you money and get you behind the wheel of a more luxurious model than you could afford to buy new. For those looking to …

A big tax break could be yours, just by renting out a room

If you've been following tax news at all, you've probably heard about the new 20 percent break for "pass-through" businesses.<p>Perhaps you've wondered: How can I get in?<p>Starting a business, however — yes, even if it's just a "side hustle" — can seem like a time-consuming and complicated endeavor.<p>But …

Personal Finance

IRS Issues Urgent Warning On New Tax Refund Scam - And It's Not What You'd Expect

Just when you thought you’d read about all of the tax scams: The Internal Revenue Service (IRS) is warning taxpayers about a new – and growing – scam involving erroneous tax refunds being deposited into real taxpayer bank accounts. Then the crooks use various tactics to con taxpayers into turning …

Identity Theft

What Your LinkedIn Profile Should Look Like in 2018

<i>This content originally appeared on Money.</i><p>Hate to break it to you, but if you’re treating LinkedIn like an old-fashioned Rolodex, you’re doing it …

I'm a financial adviser who works with the richest families — here are the 8 things I make sure every teen knows about money

For most teens, financial planning is a topic far from top of mind.<p>School, sports, and social activities take priority while managing credit, creating a budget, and saving for retirement feels like a long way off. That said, life hits you pretty fast and before you know it you go from being a …

How to Aggressively Pay Down Your Debt Even If You Don't Make Much Money

Kara Perez, a 29-year-old freelance writer in Austin, Texas, didn’t know what an IRA was until someone mentioned it in casual conversation when she …

Personal Finance