Richard Gamblin

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'Christ, this guy has the fate of European democracy in his hands': Lawmakers are worried Mark Zuckerberg still doesn't understand Facebook's massive power

Facebook has the power to influence democratic processes around the world, and CEO Mark Zuckerberg seems to have no idea how to handle it.<p>That's the worry for lawmakers after Zuckerberg appeared before European Parliament politicians in Brussels late on Tuesday. He was there to answer questions …

Why China’s Payment Apps Give U.S. Bankers Nightmares

Thousands of wallets are buried in a glass box to raise awareness of mobile payments in Shanghai, China. Source: VCG/Getty Images<p>By Jennifer …

BB&T

Guess Which Digital Payment Method Is Most Popular (Hint: It Isn't PayPal)

Mobile payments will eventually replace credit cards.<p>The dynasty of credit card companies is coming to an end. So says CEO Michael Corbat of <b>Citigroup</b> …

Apple Pay

Here are the key highlights from Money 20/20 Europe

BI Intelligence attended Money 20/20 Europe this week. Here are the key trends we spotted at the event:<p><b>Open banking is in sight.</b> Everyone from Jack Dorsey of Square to Carlos Torres Vila, CEO of Spanish banking giant BBVA, talked about the importance and potential of open platforms. Incumbent banks …

7 European Banks Form Blockchain Consortium For SMEs

Seven of Europe’s largest banks have formed a consortium to build and operate a new trade finance platform based on IBM blockchain powered by Hyperledger Fabric. Their aim is to improve domestic and cross-border service trade payments for small and medium enterprises (SMEs) in Europe.<p>The seven …

Financial Services

The death of the smartphone is closer than you think. Here's what comes next

Every technology rises, then falls: soon it will be the turn of the smartphone. But what will replace it?<p>The arrival of the original iPhone back in …

Abu Dhabi Securities Exchange: Blockchain is Most Innovative Technology For Digital Transactions

Abu Dhabi Securities Exchange (ADSM), a stock exchange in Abu Dhabi with a market cap of $135 bln, considers the Blockchain as the most innovative …

The Future Of Data In Banking | Articles | Big Data

In the mid-90s, Bill Gates said that 'banking is necessary, banks are not.’ This sentiment has deepened among the population over the last decade, …

Microsoft is buying another 10 million strands of DNA for storage research

DNA storage could allow vast amounts of data to be stored for thousands of years.<p><b>VIDEO: Microsoft bets big on DNA storage for digital data</b><p>Microsoft …

PayPal teams up with Android Pay for mobile payments

PayPal is joining forces with Google’s Android Pay mobile payments platform, the companies announced this morning – an effort aimed at allowing PayPal to expand its footprint both within mobile applications as well as at brick-and-mortar retailers. The partnership will see PayPal becoming available …

Monzo, a UK digital-only challenger bank, granted full banking license

Monzo, one of a number of so-called “challenger” banks in the U.K. aiming to re-invent the current account, has had the “restrictions” on its banking license lifted and says it will begin rolling out full current accounts to its pre-paid card and beta app users.<p>Whist this might seem like a …

Everything You Should Know About Blockchain

<i>This story originally appeared on LearnVest as “What Is Blockchain and Why Should I Care?“</i><p>If you’ve been skimming the financial news over the past few months, you may have noticed the word “blockchain” touted as the wave of the future. You may have even clicked on a story or two — but still been …

With new ecosystems, is the future bright for banking?

Next year is likely to be a game-changing year for the banking and finance sector. As the General Data Protection Regulation (GDPR) and Revised Payment Service Directive (PSD2) are implemented across the European Union, the exclusive control of banks and other financial institutions on financial …

How IoT is disrupting the world around us

Internet of Things (IoT) is changing the world around us. This may look like a bold statement to many, but that’s the truth. From elevators to planes, there will be 30 billion connected devices in the next three years. Clearly, IoT is moving fast, and tech giants are taking bold measures to …

Launching Microsoft, Netscape, Mobile Phones, And A 360-Degree View Of Computing From IBM

This week’s milestones in the history of technology include the birth of Microsoft and Mosaic Communications (later renamed Netscape after its popular Web browser), the first call from a mobile phone by Motorola and the first television demonstration by AT&T, and the launch of the IBM System 360 …

IBM Gets Patent for Machine Learning Self-Driving Technology

<b>International Business Machines Corporation</b> IBM recently announced that it has obtained a patent for a machine learning system, which is capable of …

Machine Learning

IBM Plans Blockchain Supply Chain Disruption

Share Email<p>IBM has been an aggressive and confident investor in blockchain technology. Late last year the firm launched a blockchain ecosystem for …

IBM X-Force report: Over 4B personal records leaked online in 2016, up 566% year-over-year

3 software development trends you don’t want to miss

The world of software development is a fast paced and ever changing landscape.<p>Developers want to work on exciting things. New tools, languages, frameworks and innovations are constantly emerging and revolutionizing the industry.<p>So, are you taking advantage of these software development trends that …

DevOps

IBM Unveils Blockchain Platform for Oil Trade Finance

A group of companies including IBM has spearheaded the development of a new blockchain-based crude oil trade finance platform.<p>Along with IBM, …

5 Industries That Blockchain Will Likely Disrupt by 2020

Today, around 80% of banks are developing their own blockchain technology.<p>In September 2016, Barclays carried out the world’s first trade transaction using blockchain. They cut a process that normally takes 7–10 days down to less than four hours.<p>IBM is working with the government of Dubai to …

Blockchain industry grew up by 18%, but it is only 2% of fintech

Blockchain.. the buzziest word in the whole tech space in 2016. While from a technological point of view, blockchain is definitely one of the most exciting and ambitious initiatives across all industries, from the business side it’s still at very early stage (so called “prove-of-concept” stage for …

IBM vs Microsoft: Two Tech Giants, Two Blockchain Visions

<i>Noelle Acheson is a 10-year veteran of company analysis, corporate finance and fund management, and a member of CoinDesk's product team.</i><p><i>The following</i> …

Death and rebirth on the high street: the banking transition

Banking is undergoing a transition which has shaken up the British high street.<p>The architecture of British high street banks is a fixture of our …

Financial Services

Banking At Your Fingertips: The Rise And Rise Of Mobile Payments Technology

Opinions expressed by <i>Entrepreneur</i> contributors are their own.<p>You're reading Entrepreneur Middle East, an international franchise of Entrepreneur Media.<p>The sweeping changes in payments technology fascinate me, and this stems from my observations as a child. Growing up, I vividly remember lining up …

Chamber of Digital Commerce forms the Blockchain Intellectual Property Council

The Blockchain Intellectual Property Council will be chaired by Marc Kaufman, Partner at Rimon Law.<p>Washington DC-based Chamber of Digital Commerce …

Koho, a mobile-only suite of financial services for millennials, launches in Canada

The world of consumer financial services has been turned upside down by the rise of newer technology like apps and the growing expectation from people that they should have a lot more flexibility and access when it comes to controlling how they spend and save their money. The latest development on …

How Companies Can Use These Four Forces To Become Digital Businesses

Digital technologies are ushering in a new era of business.<p>Customer expectations are high. Users want personalized, real-time, omnichannel experiences. Traditional industry boundaries are shifting as a result of market changes. New technologies come out every year, and businesses at times struggle …

Raising cyber security grasp is biggest challenge, says GCHQ chief

Security Editor<p>Follow:<p>Getting people to understand cyber security has been the biggest challenge for outgoing GCHQ director Robert Hannigan since he …

The state of bank innovation in 5 charts

Major banks have been doing more work with the startups that once tried to displace them. Most other banks, with fewer customers and less capital, …