Richard Vance

72 Flips | 4 Magazines | 25 Likes | 2 Following | @richardvance | Keep up with Richard Vance on Flipboard, a place to see the stories, photos, and updates that matter to you. Flipboard creates a personalized magazine full of everything, from world news to life’s great moments. Download Flipboard for free and search for “Richard Vance”

A retired Navy SEAL says SEALs' blind obedience shown in books and movies isn't anything like real life

If you're not in the military, you probably think soldiers blindly follow the orders of their leaders, since that's all movies and books have lead us to believe.<p>But according to former Navy SEAL commander Jocko Willink, that blind obedience is a "complete fallacy," he told Business Insider's Rich …

Minor Blues Chord Progressions

In this jazz guitar lesson, you will learn the most common chord progressions used when playing a minor blues. Comping over a minor blues tune is an …

The FBI wants you to factory reset your router. Here's how to do it

Good news, everyone! Remember that FBI reboot-your-router warning in response to Russian malware VPNFilter? Turns out it's worse than originally thought, and a lot more people are going to need to do a lot more than just reboot their routers.<p>According to a new report from security firm Cisco Talos, …

Drug plans require scrutiny during open enrollment

With drug prices ever increasing, it is important that your open enrollment period includes doing your due diligence on prescription medicine.<p>And …

Pharma

Which Medicare Advantage Plan Is Best for You? | Investopedia

What to do about health care is one of the major decisions everyone faces when getting close to retirement. A lot of people delay retirement until …

Health Care

How Medicaid Works

Medicaid has become the subject of controversy lately, but many people don't know much about the program.<p>One of the touchiest aspect of the House and …

Here's What Medicare Doesn't Cover and What You Can Do About It

Medicare Parts A and B cover virtually all Americans over age 65 and provide many valuable hospital and medical insurance benefits, keeping healthcare costs manageable for retirees. However, it doesn't pay for everything, and if your health takes a turn for the worse, you could still find yourself …

Blues Headlines: Mark Knopfler's Soloing Style

Ready for Medicare? Not Until You Read This

<i>"As an athlete, I understood the value of my health insurance. I knew that in my profession, injuries were common and could happen at any time."</i> -- Magic Johnson<p>Athletes tend to need a lot of healthcare, and so do older Americans. Most older Americans don't have the funds to cover all their …

Some Seniors Surprised To Be Automatically Enrolled In Medicare Advantage Plans

Only days after Judy Hanttula came home from the hospital after surgery last November, her doctor’s office called with bad news: Records showed that …

Senior surprise: Getting switched with little warning into Medicare Advantage

Only days after Judy Hanttula came home from the hospital after surgery last November, her doctor’s office called with bad news: Records showed that instead of traditional Medicare, she had a private Medicare Advantage plan, and her doctor and hospital were not in its network.<p>Neither the plan nor …

5 Medicare Rules to Live By

Follow these five Medicare rules so that you don't pay more than you have to or receive less care than you need.<p>To remain as healthy as possible -- …

Medicare rules for home health care

Links provided by Fidelity Brokerage Services<p>These links are provided by <b>Fidelity Brokerage Services LLC ("FBS")</b> for educational and informational …

How selling a home may affect what you pay for Medicare

<b>Editor’s Note:</b> Journalist Philip Moeller, who writes widely on aging and retirement, is here to provide the answers you need in “Ask Phil.” Send your …

Disability Requirements for Medicare

Not everyone who is eligible for Medicare is 65 years and older. While senior citizens tend to have increased medical needs, the federal government …

7 Things You Should Know About Medicare Advantage Plans

Find out if a Medicare Advantage plan is right for you.<p>Senior citizens have a number of important financial decisions to make in their golden years. …

Large Medicare Premium Increase Projected In 2017

The Medicare Trustees' June 2016 report signals a projected 2017 Medicare Part B premium increase of 20 percent for some people. However, Congress could still intervene this fall to prevent it. <b>Out-of-pocket costs for people with Medicare are already extremely high.</b><p>The Medicare Part B premium, …

7 Facts About Medicare Every Retiree Should Know

Image source: Getty Images.<p>If you're 65 or older, you probably count on Medicare coverage to take care of the majority of your healthcare expenses. Yet many retirees don't know all of the basics of how Medicare coverage actually works. To help educate you more about this vital program, below you'll …

3 Things Every American Needs to Know About Medicare

Image source: Getty Images.<p>Medicare healthcare coverage looms ahead for most of us, though we typically don't know much about it. And even those of us currently covered by it would do well to learn more. After all, the more you know, the better use you can make of the program. Here are three things …

How Medicare Handles Second Medical Opinions

<i>Dear Savvy Senior,</i><p>Does Medicare cover second medical opinions? The doctor I currently see thinks I need back surgery, but I would like to get some other treatment options before I proceed. What can you tell me?<p>--Searching Senior<p><i>Dear Searching,</i><p>Getting a second medical opinion from another doctor is …

How Is Medicare Funded?

Image source: Getty Images.<p>Tens of millions of Americans participate in Medicare coverage, and many more expect to take advantage of the program in the future. In order to ensure its continuing viability, it's important to understand where Medicare gets its money. The program works differently from …

What Is the Medicare Tax Rate?

Image source: Getty Images.<p>Medicare provides basic medical coverage for Americans over the age of 65, and most people rely on the promise of Medicare being there when they retire. Part of the reason why people feel entitled to Medicare is that they pay taxes over the course of their careers. Below, …

Medigap Vs. Medicare Advantage: Which Is Better? | Investopedia

Like any massive insurance enterprise, Medicare is confusing. Medicare.gov will give you hundreds of pages of explanation, but luckily, the basics of …

The Average American Retiree's Healthcare Expenses Might Surprise You

Don't let medical expenses stress you out in retirement. Image source: Getty Images.<p>According to a study by HealthView Services, the average 65-year-old couple who retired in 2015 can expect to spend nearly $395,000 on healthcare expenses throughout their retirement. And, this is expected to rise …

3 Medicare Mistakes That Could Be Costing You a Fortune

Image source: Getty Images.<p>There are few programs that are more important for seniors than Medicare. And the role it plays in ensuring the health and financial well-being of older Americans is only expected to grow.<p>On one hand, the older American population is expanding at a phenomenal rate on …

Why You Do NOT Want to Miss Your Medicare Deadlines

File on time to avoid these perpetual penalties.<p><i>In this series, “Social Security Secrets,” experts Larry Kotlikoff and Phil Moeller explain the most</i> …

Retirement

HMO, PPO, EPO, POS – Which Plan Should You Choose?

In order to choose the best health insurance for you and your family, you have to understand the difference between an HMO, PPO, EPO, and POS health …

4 Medicare Stats That Will Blow You Away

Medicare is a vital program for Americans seeking to get coverage for their healthcare, especially after they retire. Although most people understand Medicare's importance, they don't always know the details of just how critical a need there is for the services that the Centers for Medicare and …

Two kinds of Medicare - 2 kinds of patients? Findings may mean a lot for health policy - Scienmag: Latest Science and Health News

ANN ARBOR, Mich. — Nearly one in three American senior citizens choose to get their government-funded Medicare health coverage through plans run by …