Ricardo Ngawang-Gyaltsen

19 Flips | 1 Magazine | 4 Likes | 1 Follower | @ricardoaragon | Keep up with Ricardo Ngawang-Gyaltsen on Flipboard, a place to see the stories, photos, and updates that matter to you. Flipboard creates a personalized magazine full of everything, from world news to life’s great moments. Download Flipboard for free and search for “Ricardo Ngawang-Gyaltsen”

A couple who retired in their 30s with 'multi-millions' explain how much they had to save

"At that time we had this epiphany that the path we were on wasn't going to be a long-term path to happiness," Jacobson told Farnoosh Torabi on her personal-finance podcast, "So Money."<p>They changed their lifestyle immediately in order to accelerate their retirement track.<p>Exactly 10 years and one …

Personal Finance

4 Tips For Building an Emergency Fund

<i>By Jonathan Roisman, NextAdvisor.com</i><p>Many Americans aren't saving money, but it's not because they don't want to. That's according to a GOBankingRates survey that asked people about their 2015 financial resolutions. In fact, saving money is Americans' No. 1 financial goal this year. The problem, …

How to save $1 million in your 401(k)

Got $1 million in your 401(k)? Some savers might be surprised how feasible that savings goal is if they put their mind — and their money — to it.<p>Of …

A simple way to track your spending

One of the key habits of financial success is living within your means and knowing how much you spend every paycheque, every month, or every year. In …

Best Money Tips: Simple Ways to Become a Millionaire

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some great articles on simple ways to become a millionaire, cool ways to use coconut …

Personal Finance

How We Paid Off A Huge Debt In Less Than 2 Years

Before tying the knot in 2008, my wife, Kim, and I never discussed money. It wasn’t an intentional choice to be secretive — we just never prioritized …

28 Retirement Pitfalls - and How to Avoid Them

Retirement planning can be incredibly tricky for two reasons: First, there are a wide and varying number of factors that affect your retirement …

How to Budget Your Money

Successful Money Hacks – How to Budget Your Money<p>Investment advice is becoming increasingly popular. You want to know how to budget your money. This …

5 Things Successful Savers Do

More than 25% of Americans have no emergency savings. More than 75% report living paycheck to paycheck. Almost 20% of people heading into retirement …

4 Surefire Strategies for Powering Up Your Savings

You can't count on high investment returns forever. Take control of your future with these savings tips.<p><i>Welcome to Day 7 of MONEY’s 10-day Financial</i> …

7 steps to a financially secure retirement

Preparing financially for retirement may seem virtually impossible. How can you tuck away enough money for your later years given your limited income and never-ending expenses?<p>It's no wonder that a recent survey showed a third of people in the USA have nothing saved for their golden …

Retirement

The Complete Guide to Productivity

<i>This post originally appeared on The Growth List</i><p>Let’s face it.<p>We all want more time in our lives.<p>It could be an evening to spend more time with our family and friends, a 30-hour day to grow our business, or simply time to close our eyes and relax.<p>If you would like to make more effective use of your …

8 Google Maps Hacks That Will Change The Way You Travel

We knew Google Maps could show us the world. But we didn't know the app could pull quite so many game-changing travel tricks.<p>From booking a black car to planning a ski route, this little tool is primed to completely revamp the way we travel. Here are some of the smartest Google Maps hacks to enjoy …

6 of the Most Unbelievably Cheap Paradises on Earth

By: John Marshall<p><i>Credit: Justin Sawn/Flickr</i><p>Everyone at one time or another has wanted to get away from it all and beach/ski/paraglide-bum it in some foreign land. Small problem: that's very expensive. Or is it? (That's our sweet rhetorical way of saying maybe not.) Check this list of 12 shockingly …

Game of Thrones

The 18 Chicest Coffee Shops in New York City

Get your daily caffeine fix in style...<p>Getting your java fix isn't just a way to stay awake around the dreaded 3pm work slump, it's a ritual that people take seriously...very seriously. Don't be annoyed by the Starbucks on every corner, there are loads of cafes that are worth you time- warm, cozy …

Coffee