Ernest

72 Added | 9 Magazines | 11 Likes | 2 Following | 3 Followers | @rascal36 | Keep up with Ernest on Flipboard, a place to see the stories, photos, and updates that matter to you. Flipboard creates a personalized magazine full of everything, from world news to life’s great moments. Download Flipboard for free and search for “Ernest”

If you’re considering home ownership, here’s what you should know

Get prepared for the costs involved<p>Down payment<p>If you can put down at least 20% of the cost of the home, you could avoid having to pay costly private …

5 things real homeowners wish they had known before becoming landlords

And lease violations, for example where tenants illegally sublet their space on Airbnb, add another potential headache.<p>Even diligent landlords may not come out ahead financially if maintenance, legal costs or vacancies outstrip what they can collect in rent.<p>"Rental real estate isn't nearly as …

Real Estate

Homebuyer workshops are popping up around the US — here are 8 things you'd learn

Viewed from a wider lens, you have multiple steps — mortgage application and approval, making an offer, competing with other buyers, contract negotiation, the due diligence period and (hopefully) a successful closing — rolled into one larger process that leads to your home purchase.<p>For something …

Real Estate

Want to Invest in Real Estate? Forget Buying a Home and Do This Instead

The benefits of investing in real estate are often a key factor driving first-time homeowners — but high down payments can be a steep hill to climb. …

Employees Naturally Trust Leaders That Display These 3 Powerful Habits

Who wouldn't want to work for a boss like this?<p>A friend recently told me about a previous company trying to lure him back to his old position. In a moment of crisp clarity, he said he could never go back no matter how enticing the offer.<p>The reason? One toxic leader up in the ivory tower making life …

Leadership

4 Things to Do Before Applying for a Mortgage

Securing a mortgage is your ticket to homeownership, but not everyone gets approved these days. If you're looking to increase your chances of snagging that home loan <i>and</i> keeping up with your payments, here are a few steps to take before applying.<p>IMAGE SOURCE: GETTY IMAGES.<p>The more you save before …

Personal Finance

How to Get a Loan to Flip a House | Investopedia

House flipping is at its highest level since 2007, thanks to rising home prices and the increased availability of financing. What’s more, a limited …

Personal Finance

As Home Prices Rise, Flippers Make a Comeback

This is a great time to be in the house-flipping business.<p>The number of investors who flipped a house in the first nine months of 2016 reached the highest level since 2007. About one-third of the deals were financed with debt, a percentage not seen in eight years.<p>Now Wall Street, which was nearly …

Real Estate

A self-made millionaire outlines 5 ways to change your thinking to get richer next year

They're stuck in the same old ways of thinking about money, and therefore they get the same old result of financial scarcity, stress, and struggle.<p>Here are five things you can do right now to make good on those financial resolutions and improve your money-making potential in the new year.<p>1. Figure …

Self-improvement

7 financial habits of successful entrepreneurs

Most of us are familiar with the typical habits of successful people — wake up early, eat breakfast, build a network.<p>But what about the financial habits behind successful entrepreneurs? What are they doing on a daily basis that is making their business successful? Here are seven frequently …

Entrepreneurship

Why All Men Should Make Strength Training a Priority (Besides a Six-pack and More Sex)

Most men begin strength training to obtain a six-pack in hopes of increasing their chances for more sex.<p>Nothing shocking here, right?<p>That was my mentality when I first walked into my college gym. I was a bugged-eyed 165-pound freshman who immediately became enamored with the weight room.<p>It was love …

Happiness

8 killer arm workouts you can do virtually anywhere

Having strong arms is no easy feat.<p>From your triceps to your palms, there's a lot of muscles to put to work.<p>Now that we've tackled stretching and leg exercises, we asked New York University physical-therapy professor Marilyn Moffat, who also wrote the book "Age Defying Fitness," to help guide these …

Bodyweight Exercise

How to Add an Inch Of Muscle To Your Arms

This is your call to arms<p>You don’t need to do complicated routines to maximize your gains.<p>Here’s a simple but effective training template that will add an inch of muscle to your arms.<p>Minute 1: Do 8 to 12 reps of a biceps exercise<br>Minute 2: Do 8 to 12 reps of a triceps exercise<br>Minute 3: Rest<p>That’s 1 …

Health

Should I hit the weights before the treadmill?

If you like to power through Olympic lifts and get your gears grinding with cardio—all in the same workout—you've probably wondered: 'Am I …

Exercise

Is Creatine Safe, and Does it Have Side Effects?

Creatine is the number one sports performance supplement available (1).Yet despite its research-backed benefits, some people avoid creatine because …

Nutrition

The Best Sports Headphones for Your Workout

Find the perfect audio companion for your workout adventures right here!

Consumer Tech

These Are the Best Headphones for Running

While many over-the-ear headphones offer uncompromising audio, even the most rigid audiophiles must consider fit, battery life, water resistance and …

Lazar Angelov Workout And Diet

Train And Eat Like The Bulgarian Beast Lazar Angelov<p>Fitness model <b>Lazar Angelov</b> has recently become very popular in the <b>fitness industry</b>. He motivates …

Fitness

The Leg Day Workout For Guys Who Hate Leg Day

Build a bigger, stronger lower body without doing a single back squat<p>Can you get a great leg workout without doing back squats?<p>Absolutely, says <i>Men’s Health</i> Fitness Director B.J. Gaddour.<p>Research shows that Bulgarian split squats are just as effective at building muscle and strength in your lower …

Why Deadlifts Are Worth the Hype, and How to Do Them Safely

Deadlifts: you either love ‘em or are afraid of ‘em. To the casual eye, they look like a great way to throw out your back (and you can if you have …

Massive Arm Workout Finisher for Size and Strength

This routine works as a finisher to any arm workout, or it can be done as a complete workout if you do several rounds of it. In both cases, it …

Bodybuilding

VAIO returns to the US next week with this high-end transforming tablet

VAIO has been absent from the US for the past year and a half, ever since Sony sold off the nearly two-decade-old PC division. Now, it's ready to return. On Monday, it'll reenter the high-end PC market with a convertible tablet called the VAIO Z Canvas. It's a Windows 10 machine that VAIO hopes …

Gear & Gadgets

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How nice guys can finish first

Those with likable personalities receive better treatment and more freedoms.<p>When people enjoy being around you, you will be treated better, seen as more successful, viewed as more confident, and your rise to the top is often quicker.<p>Know who you are and manage yourself well. When you know who you …

Self-improvement

20-Minute Legs + Abs Bodyweight Workout

This workout is short and focused, with bodyweight exercises that target either the abs, the legs, or both.<p><b>Directions:</b> Warm up with five minutes of light cardio, then perform this five-exercise circuit three times. Cool down with three minutes of stretching.

Bodyweight Exercise

The Deep Chest Workout

<b>The Deep Chest Workout</b>If you’re looking to put more size on your chest, look past those same old bench-press routines you’ve been doing—you know, the …

Bodyweight Exercise

Abs-olutely Amazing Core Exercises

1. Bodyweight Single-Leg Stretch<p>A<p><b>A.</b><p>Lie faceup on floor with arms by sides. Curl head and shoulders off floor, then raise extended arms and legs at a …

SUELEN BISSOLATI - Wellness Athlete: Best Leg Exercises to Build Strong Quads & Hamstrings @ Brazil

HP Spectre x360: An almost perfect Windows 8.1 convertible

HP Spectre x360 review<p>Bringing sexy back<p>Bends over backwards<p>Big-ass tablet mode<p>Loaded with ports<p>Propped up<p><i>UPDATED 3/17/15, 9:59 a.m. ET:</i> [HP sent …