Joe Ferrer

45 Added | 5 Magazines | 9 Likes | 3 Followers | @randomscapes | Keep up with Joe Ferrer on Flipboard, a place to see the stories, photos, and updates that matter to you. Flipboard creates a personalized magazine full of everything, from world news to life’s great moments. Download Flipboard for free and search for “Joe Ferrer”

Computer Science

Israel basking in success in its \"national sport\" of judo

JERUSALEM (AP) — Forget the handshake that wasn't — Israel is delighted with something much more unusual: international athletic success.<p>While an Egyptian judoka's refusal to shake hands with his Israeli opponent at the Rio Olympics reverberated worldwide, in Israel the focus is on national Olympic …

Gymnastics

Learn how to read your histogram and nail exposure in just 2 minutes

Histograms are handy things. They either confirm that you’ve nailed your exposure or let you instantly see if you need to adjust. But, they can be …

Tutorials

2016 Olympics medal count: Swimmers put Team USA on top after three days

A big showing in the pool on Monday night gave the United States the medal lead at the 2016 Summer Olympics.<p>Japan took down the biggest team event of day three at the 2016 Olympics, but Team USA stood tallest after individual swimming events wrapped up in the evening.<p>Americans won two gold medals …

Bose finally made a wireless version of its great noise-cancelling headphones

Plus noise-cancelling neckbuds and new earbuds for the fitness crowd<p>Perhaps Bose won't ever truly win over the obsessive audiophile crowd, but the company sure has built a loyal following thanks to its best-in-class noise cancellation technology. And today, those top-notch headphones are going …

8 profile picture rules every professional should follow

Whether in person or online, making a professional first impression is important. You want to look like a credible and confident person that recruiters and colleagues would want to keep around.<p>Career coach Barbara Pachter outlines the rules for professional profile pictures in her latest book, "The …

Etiquette

Digging Deeper Into the Best Retirement Withdrawal Strategies

My latest research into the best retirement withdrawal strategies, including target and average asset allocations, and rebalancing strategies.<p>A …

How Retirees Can Avoid Running Out of Money: The Role of Longevity Annuities

Retirees are becoming a larger part of the population while their capacity to fund retirement comfortably has been declining. The population 65 and older, which now numbers about 48 million, is expected to rise to about 73 million in 2030. Meanwhile, the portion of retirees with employer-defined …

Retirement

Baby Boomer Social Security Shocker

Two popular methods of claiming Social Security benefits are disappearing thanks to the budget deal worked out between Congress and the White House. The House of Representatives has passed the measure and the Senate is widely expected to follow suit.<p>“File-and-Suspend” and “File-and-Restrict” are …

Retirement

Roundup: Last year’s Android Wear watches are a painless and inexpensive way to get in to the platform

With so many companies having recently announced their new generations of Android Wear watches, there’s never been a better (or cheaper) time to try out the platform. There were many risks with trying it out before. First off, Android Wear watches weren’t that cheap. For a sibling platform with …

Wearable Tech

A self-made millionaire who studied 1,200 wealthy people found they focus on something different than the rest of us

"Like most things in life, becoming good at attracting money is no different than becoming good at anything else, be it being a sub-par golfer, losing weight, or mastering a second language," writes Steve Siebold, author of "How Rich People Think."<p>He would know, being a self-made millionaire who …

Self-improvement

My Top 10 RV Rookie Mistakes

There’s only one first time for everything. Some first times are good, and you can’t wait for the next. Some are bad, and you quickly learn that you …

RVs

Apps to download for your car

REUTERS/Desmond Boylan<p>We own cars way longer than we own cell phones, but that means most of our cars are desperately in need of an upgrade.<p>That's where these apps step in. From getting gas on-demand to knowing why your check engine light is on, the way we drive and approach owning a car is …

Apps

How much you should have saved for retirement right now

How much should you have saved for retirement? There's actually a simple answer to that. You'll need to start with a bunch of basic assumptions, but all you really need to know is your income and your age.<p>Let's take a look at hypothetical Joe, who is hired straight out of college. By the time he's …

Retirement

Opinion: Stock-market timing model: Go 100% cash

When Mebane Faber talks, people listen.<p>The chief investment officer of Cambria Investments is a highly regarded independent thinker. He’s among the …

Finance

3 Pro Tips for Anyone Who’s Confused About Roth IRAs

Not everyone can contribute to one, and it may not be the best choice even if you can.<p>Roth IRAs can be retirement savers, if used effectively. Most …

Retirement

5 Stocks Everyone in Their 30s Should Own

The right investments in your 30 could grow into a big nest egg over the years. Photo source: 401kcalculator.org via flickr<p>Investors in their 30s have plenty of time to allow their investments to grow. So what are some of the best stocks to have in your portfolio during this important part of your …

Investing

The epic North American road trip you should take before you die

True adventurers go as far as humanly possible and "do America" from corner to corner—Alaska included, requiring a very (very very) long leg through Canada.<p>If you're feeling the pull of the open road, here's how you take advantage of the lowest gas prices in five years and kick asphalt from …

Hiking

Best and Worst States To Live In When Preparing For Retirement

New research, the LPL Research Retirement Index, from LPL Financial ranked U.S. states on their attractiveness for pre-retirees as they save and prepare for the challenges ahead in retirement. According to David Reich, Executive Vice President Head of Retirement Partners at LPL, this new index is …

Retirement

How to set up your money to build wealth as you sleep

Ramit Sethi, author of "I Will Teach You To Be Rich," writes that setting up an automatic system for savings and bill-paying "will let you focus on the fun parts of life. No more worrying about whether you paid that bill or if you're going to overdraft again."<p>You can do this in two steps:<p>Compile a …

Personal Finance

3 investing tips from a Vanguard expert

When it comes to investing, my message to Millennials is simple: get your investment priorities straight.<p>My parents told me that when I started investing, and it's served me well. Even though the markets and economy were quite different 25 years ago when I started my career, the message is enduring.<p>…

Retirement

What's the appropriate age for children to join social media networks?

For decades, parents have attempted to make a point about peer pressure to their children with this tired old phrase: “If all of your friends jumped …

6 Signs Your Finances Are in Great Health

Rock your finances.<p>You have six months of take-home pay socked away in an emergency fund. You pride yourself on your 720 credit score. And you …

5 basic questions your financial adviser should be asking

What should you expect out of your first meeting with a financial advisor? Carl Richards, author of <i>The One-Page Financial Plan: A Simple Way to Be</i> …

4 Questions Everyone Must Ask Their Retirement Advisor

In honor of National Retirement Planning Week, now is a good time to take a step back and think about who is helping you with your retirement planning. A financial advisor can be a powerful resource for those heading down the road to retirement. Financial companies and advisors alike are putting a …

Retirement

ASUS' fitness-centric VivoWatch has a 10-day battery

In our review, we became quite fond of ASUS' rather handsome ZenWatch except, perhaps, for its two-day battery that most Android Wear watches are getting these days. Apparently the company heard us loud and clear, and it's now prepping the launch of its VivoWatch to offer a more compelling 10-day …

What You Can Learn From 401(k) Millionaires in the Making

These folks are doing all the right things to reach retirement with a seven-figure nest egg.<p>Greg and Jesseca Lyons, both 30<p><b>Carmel, Indiana</b> <b><br>Years to $1</b> …