The Practical Saver

33 Flips | 5 Magazines | 14 Likes | 2 Following | @practicalsaver | Personal finance blogger. Master of Practicality. What's my superhero power? Helping people save money and earn money. Www.thepracticalsaver.com

How To Live Cheap and Live Rich At The Same Time

This post may contain affiliate links. See disclosure policy.<p>Life is expensive and it gets more and more expensive every single year.<p>It seems like …

Personal Finance

6 Tips for Living On A One Income Family Budget

Ever since my wife arrived in the US, we have always lived on a one income family budget. She used to work back in the Philippines but we decided …

The Real Cost Of Giving Birth in the U.S.

Having a kid in the United States is essentially more expensive than anywhere else in the world.<p>The United States is the most expensive place on the …

5 tricks to get paid money for selling your data — since it’s getting sold anyway

Maybe you have heard? Your personal data is being shared — constantly — with retailers and service providers that want to profit from your spending. …

Best Cash Back Credit Cards of 2018

Best for: Bonus cash back and no annual fee Discover it® Cash Back<p>On Discover's Secure Website<p>Our Bottom Line<p>A clear cash-back leader with a laundry …

Personal Finance

5 of the Best Things to Buy With a Credit Card

These purchases should always go on a credit card.<p>Credit cards may not be a perfect fit for every purchase, but there are some times that using a …

The Top 6 Expenses In Your Baby’s First Year

Expenses for your infant might not look like much at first — but they can add up quickly.<p>The birth of a child is a beautiful and deserving of …

How to Budget if You're Self-Employed or a Freelancer

Let’s say that you are a freelancer, a contractor, or you are otherwise self-employed. You don’t get regular paychecks every two weeks. Instead, you …

Personal Finance

Where Can My Kid Get Birthday Freebies and Discounts?

8 Kids' Birthday Clubs That Offer Awesome Freebies and Discounts<p>Birthday giveaways for children range from treats to toys<p>Updated January 18, 2018<p>You …

I Need To Get My Finances Together. Where Do I Start?

With the rise of financial advice sites in recent years, discussing money has become less of a social taboo. In a recent survey, research site YPulse reported the internet as the top source for money wisdom among 25- and 33-year-olds–which indicates that millennials are increasingly becoming …

Credit Cards

8 Money Moves You Must Make Before 2018

Let us be among the first to put the new year on your radar, because believe it or not, there are some end-of-the year financial tasks that you …

How to Extreme Coupon at Walmart

Updated June 07, 2018<p>Pair Walmart’s low prices with a fat stack of coupons, and score loads of free and cheap stuff. This store makes it easy to …

5 Signs You Might Be Living Beyond Your Means

Living beyond your means isn’t hard to do these days. It seems more and more we are living in an age of consumption and “stuff” and YOLO (you only …

Credit Cards

How to Spend Your Day When You’re Unemployed

“Being unemployed is the true test of who you really are,” best-selling author Ernie Zelinski once said. At the very least, how you spend your time …

We Tried the Viral Pasta-Straining Hack That’s Taking Over the Internet

It's not quite as genius as it sounds.<p>We've given out a lot of pasta advice over the years, from stirring your noodles as soon as you add them to the …

The Best Filipino Pansit Recipe Ever

<i>This “The Best Filipino Pansit Recipe Ever” post is our family’s recipe for the traditional Filipino pansit. This post contains affiliate links/ads.</i> …

The Best Ways to Make Creamy Pasta Without Cream

It's hard to beat the level of comfort provided by a pasta dish that's coated in a heavy cream sauce, like fettuccine Alfredo or penne alla vodka. …

Credit stress: 5 ways to negotiate with your credit card company

Even if you are paying your credit card bills on time, you may still be looking at your statements each month in distress. It’s all there in black and white: the interest rate, the annual fees, and maybe even the occasional-but-hefty late charge.<p>If you feel stressed when opening your credit card …

Personal Finance

Paribus Review: Can This App Really Save You Money?

This post may contain affiliate links. See disclosure policy.<p>Have you bought something and it turned out the price dropped the next day? How …

10 Blogging Mistakes To Avoid Right Now

<i>This ” Blogging Mistakes To Avoid Right Now” post describes the many blogging mistakes you, as a new blogger or even a veteran one, need to be aware</i> …

Big Family: How We Live Off Well On Under $37,000/Year

<i>This ” Big Family: How We Live Off Well On Under $37,000/Year ” post details how we are able to live comfortably even with such limited budget. This</i> …

15 DIY Organization Ideas You Need To Try Now

This post may contain affiliate links. See disclosure policy.<p><i>This ” 15 DIY Organization Ideas You Need To Try Now ” post shows the different diy</i> …

How to save for retirement on a tight budget

To the average American, saving money is a mythical topic. In a recent CareerBuilder report, 78% percent of full-time workers said they live paycheck to paycheck, up from 75% in 2016.<p>Retirement savings can seem unnecessary when you're barely getting by. That said, you and your spouse will need …

Personal Finance

5 Strangest, Best Survey Tools That Ridiculously Pay Well

I have tried over 100 survey sites in the past couple of years.<p>Boy, I'll tell you that I've seen the best and the worst in the survey sites world. I …

8 Ways to Save on Heating Costs

<i>This post was created to provide the readers some common and eccentric ways on how to save on heating costs during the winter time. Some of the ways</i> …

I Was Shocked By My Fiancé's Terrible Credit Score. Here's How We Fixed It

Seeing the score shocked him, too. 'How is this possible?' he sputtered.<p>Coming clean about your money history with a partner is a critical step in …

3 careless ways you're losing cash -- and how to avoid them

Are you wasting your hard-earned cash? Here's how to put an end to three big money drains.<p>There are lots of ways you can put your hard-earned money to good use, whether your dollars go toward saving for retirement, a down payment on a home, or even a great vacation. But, unfortunately, for most …

Ask a Fool: Can I avoid capital gains tax when I sell a stock?

There are a few possible ways to avoid capital gains tax.<p>Q: I'm considering selling one of my stocks at a $5,000 profit. Is there any way I could get out of paying capital gains tax on the sale?<p>The capital gains tax you'll owe generally depends on two main factors: your total income (adjusted gross …