Phi Tran

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Should You Pay Off Debt or Save for Retirement?

We can all see the benefits of having a large retirement portfolio. If it’s big enough, it can provide you with a standard of living comparable to — …

Are You Making the Best Use of Financial Technology?

We live in a world where you can access your finances in the palm of your hand. There are numerous financial apps and tools at your disposal. All of …

Personal Finance

Office Etiquette: 7 Office Faux Pas to Avoid

It’s true that for the last few years my office has been a dedicated table my house. Or, occasionally, my couch. I do things like fall asleep in the …

How Much Income Do You Need in Retirement?

Planning for how much income you need in retirement is one of the most difficult things to do. It’s difficult, because we have to make some goals, …

The Average 401(k) Balance Is Still Way Too Low!

Fidelity Investments, one of the largest administrators of 401(k)s in the world reported that the average 401(k) retirement balance for US workers …

What’s Your Financial Personality Type? Take This Assessment

We as human beings love to analyze ourselves and figure out why it is we do the things we do. There are a number of personality tests out there, all …

3 Reasons You'd Be Better Off Skipping Grad School Altogether

The unemployment rate in 2012 was 4.5 % for undergraduate degree holders and 3.5% for those with graduate degrees, according to the U.S. Bureau of Labor Statistics.<p>But beyond employment stats, here are three other reasons grad school may not be worth the price.<p><b>1. You could be limiting yourself by</b> …

College & University

Here's What We Can Tell About You Based On Your Credit Score

That is, credit scores base their predictions of the future on their knowledge of the past.<p>To leverage this knowledge of the past with the idea of building a crystal ball view into the future, the people who build credit scores thoroughly analyze credit bureau information to understand how …

Profit

Too Far, Too Fast?

A prediction: With stocks up nicely year-to-date, we’ll soon see myriad headlines warning us stocks have come too far, too fast, and we should “lock in our gains,” take our bat and ball and go home.<p>A few things.<p>This notion stocks have come too far, too fast is built on a faulty premise that stocks …

How to Buy a Car

Buying a car is the largest purchase people typically make besides buying a house. If you do your research and prepare yourself, the car-buying …

Student Loan Problems: One Third Of Millennials Regret Going To College

Here’s an indication of how burdensome student loans have become: About one-third of millennials say they would have been better off working, instead of going to college and paying tuition.<p>That’s a according to a new Wells Fargo study which surveyed 1,414 millennials between the ages of 22 and 32. …

The Power of a Well-Crafted Cover Letter

<i>This post originally appeared on The Daily Muse.</i><p>When it comes to cover letters, I’ve seen—and tried—it all. I’ve written stiff, formal documents …