pcdowning

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Man believed to have killed Kate Steinle found not guilty

A San Francisco jury has found Jose Ines Garcia Zarate not guilty in the murder of Kate Steinle in 2015. Why it matters: Steinle's murder was the …

Which Neighborhoods Win by Building Affordable Housing?

“Affordable housing proximity may be viewed as an amenity in some areas, but a disamenity in others.”<p>Building affordable housing in low-poverty neighborhoods can greatly improve the lives of poor households who get to live there without compromising developers’ bottom lines. But in which …

Everything You Need to Know Before Buying a Fixer Upper

Set aside money for a house repair fund.<p>So you’re pre-approved for a mortgage, and suddenly a home matching your criteria appears on the market. Then …

The Huge, Hidden Costs of Owning a Home

Newbie homeowners often don’t realize that the spending has only just begun.<p>First-time homebuyer Teresa Hair had owned her house less than two months …

Opinion: The seeds of the next housing crisis have already been planted

Back when the 2005-07 housing bubble was brewing, photos of impossibly small houses selling for insanely high prices famously made the rounds. It was …

DIY - How to Build a Pergola - Quiet Corner

Here’s a structure that won’t provide shelter from wind or rain, and is only marginally better when it comes to the midday sun. So, why build it? …

In Baltimore, Hopes Of Turning Abandoned Properties Into Affordable Homes

Baltimore's poorest neighborhoods have long struggled with a lack of decent housing and thousands of abandoned homes.<p>Things recently took a turn for the worse: Five vacant houses in the city collapsed in high winds several weeks ago, in one case killing a 69-year-old man who was sitting in his …

How to Make City Housing More Affordable

In many cities, large swaths of people are being priced out of the market. But several strategies might change that.<p>Some of the most sought-after cities in the U.S. face a growing affordability crunch. While San Francisco and New York are known for especially high housing costs, places such as …

Design 101: How to Make Great Graphics Without Design Skills

Intimidated by design? You’re not alone. Writing and coding is difficult enough on its own; visual content can feel like new (and, honestly, …

Typography

Everything I Wish I Knew Before Buying a House

From qualifying for a mortgage to closing on my new home.<p>Owning a home is supposed to be part of the American Dream, but the buying process can seem …

6 Innovative Projects That Are Making Cities Better–That Other Cities Should Steal

The winners of the Knight Cities Challenge should be an inspiration for creative urban planners everywhere.<p>The Knight Cities Challenge just gave out $5 million to winning ideas from civic innovators to help 26 particular American cities, from Detroit to Macon, Georgia. But there’s no reason these …

6 Smartest Moves for First-Time Home Buyers

You need the right loan, the right price, and the right advice.<p>Ready to buy a home? Be prepared: With inventory tight and prices rising, this is a …

How to Build Garage Storage Shelves on the Cheap

These storage shelves can be built from scrap 2 x 4s and plywood, and are as strong as anything you'd buy from the store, but cost a lot less money.<p>Garage storage and shelving solutions are abundant, but the prices can be shocking. You can build your own garage shelves from scrap 2 x 4s and …

Prefabricated Eco-Homes : affordable house

Deltec is a building brand based out of California that offers prefabricated homes made from sustainable materials to consumers seeking an affordable …

Here’s Where the $110 Billion in Wall Street Fines Went

It’s a staggering amount. The bankers were fined roughly $110 billion for their misdeeds in the mortgage market during the run up to the financial …

Top 6 Reasons to Not Buy a Home -- Debunked

You? Buy a home? If that prospect sounds as unlikely as your becoming the next U.S. president -- well, this campaign season has shown us that <i>anything</i> can happen.<p>Sure, amassing the funds and slogging through the necessary paperwork for your own piece of the real estate pie can be daunting, …

Here's the salary you have to earn to buy a home in 19 major US cities

In the market for a home? Mortgage site HSH.com has updated its estimate of how much annual income a household would need to buy a home in major metropolitan areas in the US, according to fourth-quarter 2015 data.<p>Thanks to lower mortgage rates and home prices, houses were more affordable in nearly …

Real Estate

What Liberals Don't Get About Affordable Housing: Filtering

There is nothing that brings out the economic illiteracy of left-wing America–both in rhetoric and policy–like the urban housing issue. Their grievances generally focus on new market-rate housing in dense U.S. cities, and go something like this–in many fast-growing cities, the influx of rich …

Housing

Meet the 29-Year-Old Disruptor Turning the Senior Care Industry on Its Head

<i>This profile is part of “The Fortune Entrepreneurs” list. See the full package here.</i><p>Don’t let Josh Bruno’s charming smile and young age fool you. He …

Enough with the vertical farming fantasies: There are still too many unanswered questions about the trendy practice

In addition to not feeding the masses, vertical farming could have grave environmental and economic consequences<p>Stan Cox<p>February 17, 2016 10:00am (UTC)<p>This article originally appeared on AlterNet.<p>Five-plus years after the publication of Dickson Despommier's book <i>The Vertical Farm: Feeding Ourselves</i> …

Aquaponics

Why Real Estate Is One of the Best Ways to Make Money

<i>This post appeared first on</i> <i>Make Money Your Way</i><i>.</i><p>After a decade of saving and investing, I think real estate is one of the best ways to make money and build wealth. Here is why.<p>There are many ways to turn a profit with real estate.<p>When you buy a stock, the only way you can make money is if the stock …

Real Estate

10 Vital Home Maintenance Tasks You’ll Regret If You Forget

You probably already have a home maintenance checklist: Replace the furnace filter each season, shut off water spigots before winter, clean the …

Foreclosure Fallout: 43 Percent of Americans Are Still Renting

Although the start of the mortgage meltdown is nearly a decade in America’s rearview mirror, its effects are still evident in the number of former homeowners who are treading water in the nation’s rental market.<p>A new report by real estate site Trulia.com found that the number of renters across the …

All the Hidden, Unexpected Costs of Buying a Home

Your home is probably the most expensive thing you’ll ever own, and that expense goes beyond the closing price. There’s the cost of the house, but …

How 203(k) loans can boost your bottom line

Most Read<p>While it is true that a timeshare contract is a binding legal document, it is often mistakenly thought that such a contract cannot only be …

Clark Howard

Download Episode Clark Howard 7.2.18 Topics: Many businesses are using social media apps…Read more<p>Download Episode Clark Howard 6.29.18 Topics: Clark …