Bob Pastorius

896 Flips | 4 Magazines | 1 Like | 7 Followers | @pastorm1 | Keep up with Bob Pastorius on Flipboard, a place to see the stories, photos, and updates that matter to you. Flipboard creates a personalized magazine full of everything, from world news to life’s great moments. Download Flipboard for free and search for “Bob Pastorius”

Beautiful Maps Of Great American Road Trips To Get Your Motor Running

Ah, the road trip – a classic rite of passage. No matter if it’s a haphazard first adventure with college buddies or a post-retirement planned escape onto the open road, there are few better and more liberating sensations than pointing your hood towards the horizon, putting your foot down and …

Hiking

Here's How the Social Security Retirement Benefit Formula Works

Do you know how much retirement income to expect from Social Security?<p>Social Security is the largest retirement program in the United States, but far …

Retirement

How to Photograph Flowers

<i>Image Credit: Amber Fite</i><p>Flowers are abundant in many locations in the spring and summer, making them ideal subjects for photography.<p>But learning how …

Landscape Photography

You Can Watch 99 Hours of Free Online Photography Classes from the School of Visual Arts (SVA)

Here’s something photo-related you can do over the long Memorial Day weekend coming up. The School of Visual Arts in New York City has 99 hours of …

Photography

Stargazing: How to photograph star trails

There are few things better than spending a beautiful clear night sitting out under the stars enjoying the vastness of our galaxy, and then coming …

Landscape Photography

1 Smart Social Security Move for Americans of All Ages

Every year, the Social Security Administration issues a statement to each American worker. These used to come in the mail, but these days they are …

Retirement

How to port your landline number to Google Voice

If you want to ditch your home service but keep your number, you can park it at Google for a one-time fee.<p>Still hanging onto your home phone? Worse, still paying for it?<p>I suspect this is pretty common. It's a hassle to give up a landline, if only because that number you've had for so many years is …

Google Voice

Claiming Social Security Early to Invest It: What Rate of Return (Discount Rate) Should We Assume?

A reader writes in, asking:“In your social security talk at the White Coat Investor conference, you mentioned that when considering whether to delay …

Retirement

Who is Eligible for a Social Security Death Benefit?

An overview of the lump sum and monthly Social Security death benefits.<p>Updated January 08, 2018<p>Social Security pays out two types of death benefits. …

Retirement

5 income strategies to supplement Social Security in retirement

Social Security is only designed to replace about 40% of the average retiree's income, leaving two options — either dramatically reduce your standard of living, or create additional income from other sources.<p>While annuities are certainly one way to create an income stream, there are some downsides …

Retirement

People don't understand Social Security, and a new survey confirms it

What you don't know could cause you to leave money on the table during retirement.<p>There's arguably no program more important to retired workers in this country than Social Security. Despite the average retired worker's paycheck only amounting to roughly $1,411 a month as of April 2018, Social …

Retirement

No, no one is stealing from Social Security

<b>(CNN) —</b> There are many myths about Social Security: It's going bankrupt. It's a Ponzi scheme. It won't be there for today's young people when they retire.<p>There's no truth in any of them.<p>But one of the most prevalent myths these days is that the federal government is stealing from Social Security. …

Retirement

Ask Larry: ​​​​​​How Much Can I Earn At 66 And Still Keep My Social Security Benefits?

Social Security may be one of your largest assets. What and when you collect will make a huge difference to your lifetime benefits.<p>Today’s post addresses the Social Security earnings test and full retirement age (FRA), retirement benefits after a restricted application for spousal benefits, filing …

Retirement

Social security rapidly running out of money, few Americans are ready

• <b>The typical US household has fewer savings today than they did 20 years ago and 21% of them have nothing saved for retirement.</b>• <b><br>The majority of US retirees say they rely on Social Security as a primary source of income but the program is rapidly running out of money.</b><p>Last week, the financial services …

Retirement

Why You Should Prefer a Blog Over Social Media

We live in the social media era and it is the preferred the marketing channel. Why should we talk about blogs? Here are some thoughts on giving more …

Marketing

How Warren Buffett Thinks We Should Fix Social Security

The Oracle of Omaha thinks we should save Social Security -- here's how he thinks it can be done.<p>Social Security has nearly $3 trillion in reserves …

Retirement

Did Congress Really Steal From Social Security?

What really happens to Social Security's trillions of dollars in excess cash?<p>For better or worse, Social Security is America's most important social …

Retirement

Why Smart People Take Social Security at 62 (Even When They Shouldn't)

Is it really a mistake to claim benefits early?<p>Figuring out when to take Social Security is a tough decision. You can generally claim retirement …

Retirement

Nearly Half of U.S. Adults Lack Basic Social Security Knowledge

In the dark about Social Security? Apparently, you're in good company.<p>Millions of retirees depend on Social Security to pay the bills, so much so …

Retirement

Revenue reversal coming: Major Social Security change projected to start in 2022

This will be the first time in 40 years this has happened.<p>Without taking anything away from Medicare, Social Security is arguably the most important social program in this country.<p>For many of the more than 62 million beneficiaries -- 42.8 million of which are retired workers, as of March 2018 – …

Retirement

10 states with the highest average Social Security retirement benefit

Retirement benefits in three states are more than $100 a month higher than the national average.<p>For better or worse, Social Security is our country's most important social program, at least when it comes to providing a financial foundation for our retired workers, the long-term disabled, and the …

Retirement

How to Shoot Awesome Astrophotography & Night Sky Images: A Basic Tutorial to Get You Started

This video tutorial is a few years old, but we thought we’d share it because it offers some great starter information on how to shoot …

Photography

This Is When You Should Start Collecting Social Security, According to Experts

It depends on a few big factors.<p>It’s one of the most popular questions in retirement planning: When should I claim Social Security? You might as well …

Retirement

21 Awesome YouTube Channels Photographers Love

Today's photographers have an incredible wealth of free photography resources that help us all become better behind the lens.From eBooks and …

Photography Tutorials

Creative use of Shutter speed and Aperture

The way I see it, any form of photography consists of two components – science and art. Today we look briefly at <i>shutter speed</i> and <i>aperture</i>, two of the …

Landscape Photography

My six pack Dadbod challenge: how I got a washboard stomach in 12 weeks

Until recently, the idea of having a six pack was simply pie in the sky. Not only had I never been in possession of such a thing, I was also 36 years old with two kids and a busy job. Hopes of making my stomach resemble a washboard had long since passed. Easier (and a lot more fun) to sit back and …

Fitness

How To Use Histograms

As photographers, we rely so much on our eyes that it’s almost second nature to decide whether a picture is too bright, too dark or just right simply …

Tutorials

6 Ridiculously Simple Tricks for Sunrise Photography

When people ask if you prefer shooting sunrise or sunset, I find that I tend to be in the minority when I definitely reply “sunrise!” Sure, you …

Landscape Photography

Why Do So Many People Claim Social Security at 62?

While the majority of future retirees plan to work past 65, 77% of current retirees left the workforce at 64 or younger.<p>Social Security benefits …

Retirement

Check Out These 10 Great Tips on How to Up Your Street Photography Game

If you love street photography but want to improve your skills, watch the below video featuring advice from two up-and-coming street photographers. …

Street Photography