Pascal Amyot

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The Indian government’s payments gateway is a mobile wallet-killer

Indian consumers are swapping mobile wallets for the government-initiated Unified Payments Interface (UPI).<p>UPI is an instant payment interface that allows users to transfer money via an app by keying in a simple 4-6-digit pin without having to share any bank details.<p>In October 2016, two months …

Digital Currency

The Bank of Amazon could woo 70 million US customers within five years

27 minutes ago | 35 views | 0<p>Bain and Co, estimates that a banking service from Amazon could swell to more than 70 million US customer accounts …

Software Development
Software Development
Innovation
Microservices
Microservices

Why The Monolith Isn’t Dead

With all the talk and content praising the microservices design approach, you might think the monolithic architecture is outdated and inefficient, …

Microservices
Innovation

Apple CEO Tim Cook wants to end money — and everyone working in financial technology should be paying attention

If Apple CEO Tim Cook had his way, he would never use cash again — and he thinks there's a chance that it could actually happen.<p>"What I believe is I think I'm hoping that I'm still going to be alive to see the elimination of money," he said earlier this month at a meeting for Apple shareholders in …

FinTech

KodakCoin, and six ways that blockchain could really be leveraged

The newest cry in the cryptocurrency clamour? That of heritage-photography-giant-cum-new-kid-on-the-payments-block, Kodak. Unbelievably, they have …

FinTech
FinTech
FinTech
FinTech
FinTech

Equifax licences Entersekt digital security kit

Equifax has licensed Entersekt’s product Transakt to serve as an additional layer of security protecting the Equifax online and mobile …

Worldpay ships analytics toolkit

Through this offering, Worldpay’s FI clients have access to a total picture of their credit and debit card issuing portfolio providing meaningful and …

Fit Pay opens pre-orders for cryptocurrency contactless payments device

The new device, which was announced earlier this month, uses value exchanged from cryptocurrency to make traditional payment transactions. Pre-order …

NatWest recruits AI bot Cora to answer customer questions

NatWest has begun testing an artificial intelligence-powered "digital human" to help customers with basic banking questions, raising the possibility of further job cuts at the state-controlled bank.<p>The assistant, named Cora, can answer over 200 basic banking queries, including "How do I log in to …

How Chatbots and Voice Are Shaping The Future of Banking

Chatbots, AI and voice technologies will redefine digital interactions in the banking industry, increasing engagement rates by improving the consumer …

Banking

PSD2- why such a slow burn?

So PSD2 arrived in a flurry of nothing. As underwhelming as it was entirely predictable, not only was the first deadline missed by pretty much all …

Serverless technology is bringing CMS out of the past, says Scrivito

The world is shifting to the cloud, but web content management systems (CMS) are still stuck in the past. Even the easy WYSIWG editors are limited in …

Web Applications

What is Australia's New Payments Platform?

The New Payments Platform officially launched on Tuesday, and apart from boasting near real-time funds transfer, it also promises room for innovation …

WhatsApp Payments will impact home-grown players but existing customers won't switch to it easily, say experts - Firstpost

From sending messages to even ordering groceries from your local grocer on WhatsApp, the most often used chat platform is now planning to come out …

Software Development
APIs

WhatsApp, Already India's Favorite Chat App, Wants To Be Its Leader In Digital Payments, Too

India’s smartphone users love WhatsApp for sending messages. Now, they can use it to send money, too. In a bid to cash in on the digital payment space, the Facebook-owned global messaging app, which has more than 200 million monthly active users in India, launched a beta payment service in the …

India

Banks embracing ‘innovation theatre’ more than digital change

Cultural change on digital strategy needed in financial services, expert says<p>Thu, Feb 8, 2018, 06:10<p>Only a handful of financial institutions are …

When to Use Serverless, and When to Use Kubernetes

A question that I get asked very often is: Should I use Serverless or Kubernetes to build cloud-native applications? Both computing options have pros …