Oscar Martinez

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These 8 simple rules are the Sparknotes version of everything you need to know about personal finance

To help you get started, we turned to the latest edition of Beth Kobliner's book "Get a Financial Life: Personal Finance In Your Twenties and Thirties," due for release in April. At the start of her book, Kobliner offers a cheat sheet of eight "need-to-know" personal finance basics.<p>"No kidding …

Personal Finance

Push-Ups for Real Strength

Do Them Right, Then Make Them Tougher<p>Nowadays, push-ups are either mocked, considered useless, or worse, forgotten about altogether. That's a huge …

The workout plan to build your 'V' taper

Suits have changed over the years, but they always strive to achieve one goal: make your shoulders look wider than your waist. The V-shape the lapels …

The One Thing Millennials Need to Know About Investing

The oldest millennials are now starting to enter their formative years in the workforce and the youngest of the group will soon graduate from high school. Millions of millennials are going to be making decisions about what to do with their finances and how much to spend or save for the future.<p>As …

The power of saving 1 percent more

<i>Here are three of the week's top pieces of financial advice, gathered from around the web:</i><p><b>The power of saving 1 percent more</b><br>Financial New Year's …

Investing

4 Steps People Who Weren't Born Rich Can Take to Get Rich

Building wealth is a matter of working consistently and managing what money you do have well. A little luck is a big help.<p>Opinions expressed by <i>Entrepreneur</i> contributors are their own.<p>President-elect Donald Trump was born into wealth. His first job was literally handed to him in the form of a lofty …

Personal Finance

How Small Actions Help You Take Control of Your Finances

Last year, I wanted to write a book. It seemed like an impossible task. But I figured, “if I can write a long blog post, I can surely write one …

Personal Finance

Clarity promises to be Mint and Digit, combined

There are so many apps that claim to be the solution to saving, investing and tracking your finances. Clarity Money, a new app, hopes to be the one …

Apps

Four Ways To Earn Extra Money While Keeping (Or Preparing To Quit) Your Day Job

Earning a passive income takes some upfront effort but not much energy to maintain. Here are a few options.<p>Imagine lying on a beach, sunlight hitting your face and sand between your toes. You grab your phone and check your bank balance to find that it’s increased $500 since sunrise. This may seem …

Small Business

These favourite books of Warren Buffett can help you build true wealth

Warren Buffett had a pretty good year in 2016. The world's greatest value investor boosted his personal fortune by about $12-billion (U.S.) and expects 2017 to be even better for his brand of patient, fundamental investing, regardless of what policies Donald Trump ends up pursuing.<p>The contrast …

Investing

How to Retire with Over $4,426,000 By Saving Only $111 Dollars per Paycheck

Retirement

3 Ways to Hack the 52-Week Money Saving Challenge

If you're devoting 2017 to getting out of debt, saving for a new home, paying for school, amping up your retirement or any other money-oriented goal …

Personal Finance

Your perfect body game plan for 2018

Marius BuggeLet's not kid each other: as much as we hit the gym to feel awesome, live longer, compete with our buddies, relieve stress, and, of …

Workouts

The 20 fears keeping you from getting rich

Let's rephrase the question. Are you the kind of person who trips themselves up routinely? Or loves to blame the economy? Or tracks Powerball numbers the way Warren Buffett tracks the stock market?<p>Your fears, ignorance or stuck behavior might stand in the way between you and wealth. You don't see …

Personal Finance
Employment

Saving for college? Do homework on 529 plans

Young parents can hear shocking statistics — such as some private schools could cost about $450,000 for four years by the time today's newborn heads to college — and give up on saving any money.<p>It's overwhelming to consider that cost of college has tripled in roughly 18 years.<p>But giving up means …

College & University

The best ways to invest $5,000

"If you're asking what's the best way to invest $5,000, it's kind of like asking what should I have for dinner tonight? Well, it depends," says Greg McBride, chief financial analyst of Bankrate. "What do you like? What don't you like? Do you have any allergies? What are you in the mood for? The …

Investing

How much money you need to save each day to become a millionaire by age 65

"Becoming rich is nothing more than a matter of committing and sticking to a systematic savings and investment plan," financial adviser David Bach writes in his book "Smart Couples Finish Rich."<p>"You don't need to have money to make money," he writes. "You just need to make the right decisions — and …

Retirement

7 Tips For Effective And Stress-Free Budgeting

Spending less than we make is often cited as the most important personal finance goal. It helps us get out of debt, save for emergencies, and stash money away for retirement. It’s the primary habit that enables us to achieve some level of financial freedom.<p>It can also be really difficult to …

Personal Finance
Retirement

The Hidden Costs Inside Mutual Funds

They say you get what you pay for, but sometimes you don’t. Even when you do, you may not understand how much you had to shell out and exactly what …

Should You Let an Algorithm Do Your Saving for You?

Setting up regular automated deposits that zap money from checking right into a savings or investment account is the easiest—and often, most …

Personal Finance

Don’t Judge A Fitness Instructor by Their Body Type

Should you sign up for classes from the slim Pilates instructor? Or maybe book a few sessions with the trainer with the awesome calves? The answer …

The Simple Rep Scheme That Can Help You Gain More Strength

I used this basic protocol with high-school sophomores, and watched them bench, front squat, and clean 205 pounds. And recently, a client plateaued at 8 pullups. After 6 weeks of applying the 1-2-3 method to the exercise, he could perform 20 pullups. It’s easy and it works. Follow the 5 steps below …

China’s Market Rescue Makes Matters Worse

What’s a Chinese company worth?<p>That’s always been a difficult question in a country where individual investors drive more than 80 percent of trades …

Stock Markets

Does it matter that Greece defaulted?

As embattled Greece moves closer to bankruptcy, what does it mean for other economies including Britain?<p>Greece defaulted on Tuesday evening, as it was unable to pay a €1.6bn debt due to the IMF.<p>Long, drawn-out discussions with its creditors have failed to produce any emergency cash needed to keep …

There are 3 ways people get rich, but only one way they hold on to their wealth

Rich people, he says, have a lot of money. Wealthy people have the security that comes with knowing how to manage however much money they do have so that they'll still have money tomorrow.<p>Sullivan, who is also the New York Times Wealth Matters columnist, characterizes wealthy spenders into three …

Personal Finance