OR

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Some millennials wonder whether it’s finally time to take the plunge into stocks

With the Dow Jones Industrial Average DJIA, +0.99% and the S&P 500 absorbing prodigious blows in recent days, now may not look like the most …

Finally, a Retirement Calculator That Might Help You Retire

Am I on track for retirement?<p>It’s a simple question. But to answer it accurately and make sure you don’t outlive your money, you need powerful data …

5 financial mistakes that can doom your future

Making the right money moves is a lifelong process if you want to achieve financial independence. Unfortunately, while it takes a lot of small, smart decisions to grow your wealth, it only takes a few mistakes to derail your efforts -- potentially for decades to come.<p>The good news is that if you …

Personal Finance

Money lessons I learned in the military

<b>When I first joined the U.S. Air Force, I was scared out of my mind. I had just committed four years of my life to something I wasn’t 100% sure I</b> …

There's a simple calculation to determine how much you need to have saved before you can retire

Retirement can be an endless summer.<p>If Saturday beach trips and golf games have you dreaming about walking away from your 9-to-5 for good, there's a simple way to calculate how much you need to save to make it happen:<p><b>Your desired retirement income ÷ 4% = How much money you need to retire</b><p>For …

4 money problems that didn't exist 50 years ago (and how to fix them)

Life may not have been simpler 50 years ago, but it was definitely a whole lot cheaper.<p>In many ways, the world is a better place than it was 50 years ago ... but it's certainly more complicated, especially when it comes to personal finance. While the multitude of financial tools we now have at our …

Retirement

3 Best Tax Avoidance Strategies

Want to reduce your tax bill without breaking the rules? Try one or more of these tax avoidance strategies.<p>Tax avoidance and tax evasion are not the …

What U.S. Military Need to Know About Their New Retirement Plan

The military’s introduction of its new Blended Retirement System leaves nearly all current service members in a quandary. Those with between one and …

9 smart things to buy as an investment in your future

Making sure you have enough wealth through old age used to be simpler. The idea behind pensions was that your employer would guarantee you a set …

The 10 worst money mistakes to make in your 30s

Gatsby<p>After a decade of experimenting, failing, and growing, most of us have figured out how to overcome the most common financial blunders of our …

Coverdell Education Savings Accounts: Everything Parents Need to Know About Them

Including the most important question: Can you have an ESA and a 529 plan, too?<p>When saving up to put a kid through college, parents have a variety of …

Does the Average American Have a 401(k)?

The answer might surprise you.<p>There's a reason 401(k) plans are a popular choice for those looking to set aside money for the future. Not only are …

Retirement

5 Things You Could Be Doing to Save Money Now

Behind on savings? Here's how to fix that.<p>When it comes to Americans' savings habits, the facts speak for themselves: Roughly 69% of U.S. adults have …

$500 a Month Can Turn Your Child Into a Multimillionaire. Here's How

Opening a Roth IRA for your son or daughter could help your child become a multimillionaire by retirement. Find out how you can open this account and …

8 Ways to Save Money on Military Deployment

I wrote a short book summarizing this site. Check out the reviews on Amazon. I track all of my investments with Personal Capital. It's free and …

5 Easy Ways For Service Members To Save More Money

Do you feel as though you are saving enough money to prepare for the future? You’re not alone if you don’t; most Americans save less than 5% of their …

A self-made millionaire shares his 15 best money tips for college grads

Whether you want to start your financial independence journey, get your dream job, or simply make more money, these are actually good ideas for anyone at any age. But if you're under 25 you have the greatest money advantage of all - time. And don't be too hard on yourself or get discouraged. Life …

Blended Retirement: Continuation Pay

One of the four major changes in the military’s new Blended Retirement System (BRS) is the introduction of continuation pay. Continuation pay is a …

U.S. Military

Understanding the BRS Can Give You a Leg Up

Historically, 81 percent of members leave the military service with no retirement benefits. None. But the military retirement system is changing. The …

Questions and Answers about Opting into the Blended Retirement System (BRS) | Government | Politics

4 Mid-Year Tax Moves to Make Today

Tax moves in June? You'd better believe it.<p>Filing taxes is harrowing enough that most of us would rather not think about it throughout the year. But …

How much of my income should I save every month?

When someone asks how much money they should save each month, I throw them a curveball reply:<p>"What are your goals?"<p>That's a serious question. Your …

Retirement

Forget the 4% Retirement Rule -- Here's a Smarter Way to Manage Your Nest Egg

Improve on this rule of thumb to get better results.<p>Whenever you're striving toward a financial goal, it's helpful to have a number in mind. That's …

Retirement

The Disturbing Trend That Will End in a Full-Fledged Pension Crisis

Some experts think it will be the trigger for the next financial collapse. Others call it a “national crisis” of unprecedented proportions.<p>But what all of them agree on is that there’s no way US pension funds can keep their promises to the next wave of retirees.<p>Right now, millions of Americans are …

Retirement

Unhealthy habits could destroy your retirement

Not all investments for retirement are financial.<p>Most workers expect to have an active retirement full of travel, hobbies — and even some more work, …

Retirement

Money FAQ's: Personal Finance 101

Unless personal finance is a subject on which you devote significant time reading and learning, you likely have questions. As a Certified Financial Planner, I’ve been answering questions for a long time—some questions come up more frequently than others. Following are some of the most frequently …

Personal Finance

Opinion: The best tax-free deals for individual taxpayers

There are still ways to earn tax-free income. This is the first of our two-part series on the best federal-income-tax-free deals for individual …

'If you are human,' you should be investing your money, financial editor of NBC's 'Today' show says

"If you are human, you are a good candidate to be investing your money," Jean Chatzky, the financial editor of NBC's "Today" show who is also a senior editor at The Balance, told Business Insider in a Facebook Live interview.<p>"We all need to invest because there is no other way to keep up with taxes …

Will You Have Enough? | Investopedia

People are always asking me, “Do I have enough to retire?” They expect me to be able to look at their 401(k) statement and give them a yes or no …