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I retired a millionaire at 30 — this is the key to earning more money

Over the past 2 years I've written over 300,000 words about money, spent over 200 hours talking and recording for the podcast, answered over 1,700 reader emails, and done over 200 media interviews all about money. Many people ask me what's my best piece of advice about money.<p>I usually give some …

Self-improvement

Google spent years studying effective teams — and one trait stood out

The best companies are made up of great teams. You see, even a company full of A-players won't succeed if those individuals don't have the ability to work well together.<p>That's why not too long ago, Google set out on a quest to figure out what makes a team successful. They code-named the study …

Self-improvement

Blockchain: A Very Short History Of Ethereum Everyone Should Read

Even those who are not familiar with blockchain are likely to have heard about Bitcoin, the cryptocurrency and payment system that uses the technology. Another platform called Ethereum, that also uses blockchain, is predicted by some experts to overtake Bitcoin this year.<p><b>What is Ethereum?</b><p>Ethereum …

Cryptocurrency

A step-by-step guide to get richer, healthier, and happier in 31 days

If you don't yet have a plan for 2018, you might be in trouble.<p>Lucky for you, we've already made a plan for you. Above is our 31-day guide to starting off a healthy, wealthy, happy year. Each day is accompanied by a task, along with a quick explanation, below, of why it's important.<p>Read on to find …

Sheryl Sandberg

Better Cybersecurity Starts with Fixing Your Employees’ Bad Habits

Cybercrime is here to stay, and it’s costing American firms a lot of money. The average annualized cost of cybercrime for global companies has increased nearly 62% since 2013, from $7.2 million to $11.7 million. And these are just the average direct costs. Target, which experienced a massive data …

The Key to Better Cybersecurity: Keep Employee Rules Simple

It’s a common adage that employees are the weak link in corporate cybersecurity. But I believe they are also the best defense, <i>if</i> they are given policies that are easy to follow and not too numerous and complex. Employee security training and best practices need to be user friendly and simple to be …

Every investor needs to know these 12 valuation ratios

An uninformed investor: "This stock is so cheap! The current stock price is only $0.50!"<p>A smart investor: "Umm…the stock price means nothing. Your stock's EBITDA multiple is negative!"<p>I know. Cheesy example. But hopefully, it gets the point across. Just because the stock price is trading under $1 …

Investing

How to Stay Focused When You’re Working from Home

No commute. No drive-by meetings. No dress code. Remote working can seem like a dream — until personal obligations get in the way. These distractions are easy to ignore in an office, but at home it can be difficult to draw the line between personal and professional time.<p>Consider when you’re working …

Tech Leaders Run Their Companies Differently, And Their Teams Are 40% More Productive As A Result

The technology industry has come under heavy fire recently for some of its management practices. Scandals at Uber forced former CEO Travis Kalanick to step down. Venture capital firm 500 Startups was rocked by numerous accounts of sexual harassment. Recently, we find serious accusations against …

U.S. Dept. of Labor

Read the 11 'rules for success' a former Apple employee got on his first day

Huxley Dunsany posted a set of 11 "rules for success" that were attached to the back of his employee badge when he started at Apple in 2004.<p>Check them out:<p>The "JB" referred to on the card is John Brandon, who was a vice president of sales in the US and Pacific for Apple.<p>"He was a great guy in my …

Steve Jobs

Whiteboard Session: How to Get Up to Speed in Your New Leadership Role

22 clothing items every man should own before he turns 30

We've rounded up 22 of the most important essentials that every guy should have by the time he turns the big three-oh.<p>If you're approaching or over 30, it might be time to go shopping.

Clothing

Turn an old monitor into a wall display with a Raspberry Pi

Have an old monitor and Raspberry Pi lying around? Put them both to great use with this DIY wall-mounted display.<p>So you have an unused Raspberry Pi -- or five -- lying around and you don't know what to do with it. You're not alone, even if there are hundreds of projects at the ready.<p>You can turn it …

4 Models for Using AI to Make Decisions

Charismatic CEOs enjoy leading and inspiring people, so they don’t like delegating critical business decisions to smart algorithms. Who wants clever code bossing them around? But that future’s already arrived. At some of the world’s most successful enterprises — Google, Netflix, Amazon, Alibaba, …

11 advanced excel tricks that will help you get an instant raise at work

Massive swathes of the economy rely on the program, and becoming skilled at Excel has become a license to print money in business.<p>So while there are a lot of basic tricks that you have to know, there are also a few tricks that will set you head and shoulders above the competition.<p>If you want to …

Mathematics

New technology lets you transmit passwords through your body

A small team of electrical engineers at the University of Washington has figured out how to use the body as a medium for transmitting small bits of data, a method they say is more secure than sending information over the air using wifi or Bluetooth signals.<p>“Let’s say I want to open a door using an …

Information Systems

100 million Volkswagens at risk with new wireless key hack

With $40 worth of parts and a bit of reverse-engineering know-how, you can enter nearly every Volkswagen sold over the last 21 years.<p>Volkswagen's diesel issues are costing the company money and market share, but it doesn't affect VW's entire lineup. However, a new hack from researchers could …

3 common interview questions job seekers struggle with the most, and how you should answer them

But while they may seem simple on the surface, how you answer them is actually quite telling and could reveal more about you than you may have hoped.<p>Your best defense against tough questions is to come to your interview prepared to tackle them head-on, says Vicky Oliver, the author of "301 Smart …

Employment

6 tips & tricks om je meisje meerdere keren gillend te laten klaarkomen

Getting to Si, Ja, Oui, Hai, and Da

Tim Carr, an American working for a defense company based in the midwestern United States, was about to enter a sensitive bargaining session with a high-level Saudi Arabian customer, but he wasn’t particularly concerned. Carr was an experienced negotiator and was well-trained in basic principles: …

How to Run a Meeting of People from Different Cultures

When you’re running a meeting with people from different cultures, you need to consider your colleagues’ different needs and approaches. How do you brainstorm ideas, make decisions, and address conflict in a way that is comfortable for everyone? Which culture’s preferences should be the default? …

What Kind of Thinker Are You?

<i>HBR STAFF</i><p>We all aspire to work better together. Technology is making some of that effort easier. But digital tools are only part of the answer. It’s people who ultimately make the difference.<p>The problem is that technologies for collaboration are improving faster than people’s ability to learn to …

Lean Knowledge Work

The Toyota Production System is arguably the most important invention in operations since Henry Ford’s Model T began rolling off the production line. It has spawned numerous approaches to improving operations, all based on the same principles: relentless attention to detail, commitment to …

Ten Career Moves To Make Before 2016

We are two months from the end of the year - the perfect time to start thinking about your 2016 career plans!<p>Here are ten career moves to make now, before year-end fever and the holidays overtake us. Don’t wait until New Year’s Day to get your 2016 career plan moving!<p><b>Look Back at 2015</b><p>Pull out your …

Employment

Reinventing Performance Management

At Deloitte we’re redesigning our performance management system. This may not surprise you. Like many other companies, we realize that our current process for evaluating the work of our people—and then training them, promoting them, and paying them accordingly—is increasingly out of step with our …

How to Pitch a Brilliant Idea

Coming up with creative ideas is easy; selling them to strangers is hard. All too often, entrepreneurs, sales executives, and marketing managers go to great lengths to show how their new business plans or creative concepts are practical and high margin—only to be rejected by corporate decision …

How Sweden's negative interest rates experiment has turned economics on its head

Nordic experimentation with sub-zero interest rates has changed the way central bankers think about fighting recessions<p>It has long been believed that when it comes to interest rates, zero is as low as you can go. Who would choose to keep their money in the bank if they had to pay for the …

11 actions you can take today to start getting rich, according to a self-made millionaire

The good news is that success is a learnable skill, and anyone can start thinking, acting, and making choices like the super wealthy.<p>In T. Harv Eker's bestselling book, "Secrets of the Millionaire Mind," the self-made millionaire identifies specific "millionaire mind actions" that could help you …

Self-improvement

Understanding the Rise of Manufacturing in India

When many executives think about manufacturing, China is the first country that comes to mind. But there are other players grabbing a bit of that spotlight — like India. Despite the conventional wisdom that says India’s place in the global economy revolves around digital bits and services rather …

A complete guide to designing your morning routine to double your productivity

On average, each of us wake up to 25,000 mornings in our adult life, which means we have 25,000 days to maximize how we spend it.<p><b>Your morning defines the rest of your day.</b><p>If you can optimize your morning routines, you’ve set yourself up to have a productive day ahead of you.<p>The good news is, we all …