Nick Wilkins

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Stranded boat

Mortgages at 'most affordable level' for 14 years

<b>Mortgages are at their most affordable for 14 years after lenders slashed their rates, a report has found.</b><p>The study by the Halifax said payments accounted for 27% of average incomes in the second quarter of 2013 compared with a high of 48% in 2007.<p>The bank said lower mortgage rates and a fall in …